Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster from Avelgem, company number BE0405392001, closed financial year 2025 with a result of € 245 after tax. For that financial year Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster recorded a gross margin of € -44,480 and equity of € 3,234. Compared with financial year 2024, the result moved from € 236 to € 245. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 3,234
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 245
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 187,420
▲ € 148,099 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2,604.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -15,243 | € -91,555 | € -21,962 | € -44,480 | ▼ € 22,518 |
| Profit after taxes | € 398 | € 247 | € 236 | € 245 | ▲ 4% |
| Equity | € 3,086 | € 3,333 | € 3,008 | € 3,234 | ▲ 8% |
| Total debts | € 1,114,858 | € 1,132,771 | € 1,245,043 | € 1,446,915 | ▲ 16% |
| Cash | € 101,473 | € 42,638 | € 39,321 | € 187,420 | ▲ € 148,099 |
| Retained profit | € 1,875 | € 2,122 | € 2,359 | € 2,604 | ▲ 10% |
| Balance sheet total | € 1,506,879 | € 1,269,702 | € 1,360,583 | € 1,522,906 | ▲ 12% |
Key figures of Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster?
What happened at Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- CARINE BAERT stepped down as director. NBB
- DENIS DESRUMAUX stepped down as director. NBB
- MAIKA BLAUWBLOMME stepped down as director. NBB
- JOOST BEEL stepped down as director. NBB
- PETRA DELOBELLE stepped down as director. NBB
- ROGER VERHAMME stepped down as director. NBB
- JOHAN DELRUE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 245 (▲ 4% vs 2024). Source: NBB ↗
In short
From € 398 profit in 2022 to € 245 profit in 2025.
Paid € 3,002 in corporate taxes since 2022.
Best year ever: 2022, with € 398 profit.
A new publication or filing at Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster are DIRK COLPAERT, GUY MICHELS and PETER VAN WAMBEKE. PETER VAN WAMBEKE is also behind VAN WAMBEKE VERZEKERINGSKANTOOR and ASSUR VW.
Directors
According to the 2025 annual accounts
DIRK COLPAERT
Manager
GUY MICHELS
Manager
CARINE BAERT
Director
since 2022 · until 2028
DENIS DESRUMAUX
Director
since 2022 · until 2028
since 2022 · until 2028
since 2022 · until 2028
since 2022 · until 2028
ROGER VERHAMME
Director
since 2022 · until 2028
JOHAN DELRUE
Director
Also active at: RD SERVICES, Luxhome, Delrue Invest, SuperChic, Technical Support Team, SANICOMFORT, SANVERCO, VESAN +23 more
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Kasteelstraat 1
8580 Avelgem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.392.001
- VAT number
- BE 0405.392.001
- Registered office
- Kasteelstraat 1, 8580 Avelgem
- Names & denominations
- Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered