Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Busy address KBO
25 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SAMENWERKING from Knokke-Heist, company number BE0450959532, closed financial year 2025 with a result of € -288,345 after tax. For that financial year SAMENWERKING recorded a gross margin of € -45,128 and equity of € -1.4 million. Compared with financial year 2024, the result moved from € -409,608 to € -288,345. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2026.
€ -1.4 million
▼ € 1.4 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -288,345
▲ 30 % less loss than in 2024
Profit after tax over the fiscal year.
€ 216
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.3 million.
People and assets in 2025
2.3
▼ 3.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 142,713
▼ 59% vs 2024
€ 62,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 1.2 million
▼ 61% vs 2024
Loans from banks and other lenders, long and short.
€ 164,784
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 84,698
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,663 | € 1,072,785 | € 241,090 | € -45,128 | ▼ € 286,218 |
| Profit after taxes | € -580,491 | € 319,036 | € -409,608 | € -288,345 | ▲ € 121,263 |
| Equity | € -996,310 | € 387,726 | € -21,882 | € -1,375,227 | ▼ € 1.4 million |
| Total debts | € 3,829,402 | € 3,503,265 | € 3,485,322 | € 1,425,955 | ▼ 59% |
| Cash | € 942 | € 48 | € 7,820 | € 216 | ▼ 97% |
| Retained profit | € -1,961,310 | € -1,642,274 | € -2,059,882 | € -2,348,227 | ▼ € 288,345 |
| Bank debt | € 3,465,808 | € 3,113,310 | € 3,002,414 | € 1,175,475 | ▼ 61% |
| Balance sheet total | € 2,833,092 | € 3,890,991 | € 3,463,439 | € 50,728 | ▼ 99% |
| Employees (FTE) | 4.8 | 5.2 | 6.1 | 2.3 | ▼ 3.8 |
Key figures of SAMENWERKING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAMENWERKING?
What happened at SAMENWERKING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 288,345. filed late Source: NBB ↗
- Klaas Kramer became a director. NBB
- Weforsea Shipping BV stepped down as director. NBB
- Sabimar stepped down as director. NBB
- Weforsea Shipping BV became a director. NBB
- Sabimar became a director. NBB
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 580,491 loss in 2022 to € 288,345 loss in 2025.
Best year ever: 2023, with € 319,036 profit.
On average € 39,500 of value added per employee in 2024.
Management
Behind SAMENWERKING is Klaas Kramer.
Directors
According to the 2025 annual accounts
Klaas Kramer
Director
since 2026
Weforsea Shipping BV
Director · represented by Louwe Post
since 2021 · until 2026
Director · represented by Sabine Couwyzer
Also active at: REDERIJ STEPHANIE, REDERIJ VANDERBEKEN - LOUWAGIE, SEMPER - CONFIDENS, REDERIJ JACOBUS, Rederij AEGIR, REDERIJ SANDRA, HELENA JACOBA, NOVA CURA +5 more
since 2021 · until 2026
Establishments
Establishment units
Physical locations of this company
Invalidenlaan 14
8301 Knokke-Heist
Groenlandstraat 11
8380 Brugge
Active since 7 October 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 25 companies are registered at this address.
All companies at this address →REDERIJ STEPHANIE same network
€ 1.2 million gross margin · 2025
Rederij Artevelde
€ -9,709 gross margin · 2025
REDERIJ VANDERBEKEN - LOUWAGIE same network
€ 1.1 million gross margin · 2025
REDERIJ NELE
€ -12,474 gross margin · 2025
SEMPER - CONFIDENS same network
€ 650,168 gross margin · 2025
+20 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0450.959.532
- VAT number
- BE 0450.959.532
- Registered office
- Invalidenlaan 14, 8301 Knokke-Heist
- Names & denominations
- SAMENWERKING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 September 1993
- Peppol
- Not registered
- Activities · NACE
Zeevisserij
Visserij