Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
-
Busy address KBO
25 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
NOVA CURA from Knokke-Heist, company number BE0745823496, closed financial year 2025 with a result of € -77,341 after tax. For that financial year NOVA CURA recorded a gross margin of € 767,957 and equity of € 839,172. Compared with financial year 2024, the result moved from € -253,219 to € -77,341. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 839,172
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -77,341
▲ 69 % less loss than in 2024
Profit after tax over the fiscal year.
€ 36,533
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -359,288.
People and assets in 2025
6.8
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 594,952
▲ 11% vs 2024
€ 87,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2.6 million
▼ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.8 million
▼ 9% vs 2024
€ 201,663 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 150,633
▲ 71% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,836
▲ 8% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 691,231 | € 1,047,153 | € 551,005 | € 767,957 | ▲ 39% |
| Profit after taxes | € -103,727 | € 332,090 | € -253,219 | € -77,341 | ▲ € 175,878 |
| Equity | € -350,818 | € 581,272 | € 916,513 | € 839,172 | ▼ 8% |
| Total debts | € 2,953,861 | € 3,020,552 | € 2,086,954 | € 1,978,059 | ▼ 5% |
| Cash | € 20,057 | € 22,332 | € 44,000 | € 36,533 | ▼ 17% |
| Retained profit | € -360,818 | € -28,728 | € -281,947 | € -359,288 | ▼ € 77,341 |
| Bank debt | € 2,345,119 | € 2,245,358 | € 1,960,490 | € 1,789,553 | ▼ 9% |
| Balance sheet total | € 2,603,043 | € 3,601,824 | € 3,003,467 | € 2,817,231 | ▼ 6% |
| Employees (FTE) | 0.7 | 7.5 | 8.3 | 6.8 | ▼ 1.5 |
Key figures of NOVA CURA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NOVA CURA?
What happened at NOVA CURA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 77,341. filed late Source: NBB ↗
- Maureen Vanovenberghe became a director. NBB
- Sabimar stepped down as director. NBB
- Sabimar became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 103,727 loss in 2022 to € 77,341 loss in 2025.
Best year ever: 2023, with € 332,090 profit.
On average € 112,900 of value added per employee in 2025.
Management
Behind NOVA CURA is Maureen Vanovenberghe. Maureen Vanovenberghe is also behind REDERIJ STEPHANIE, Rederij Artevelde, REDERIJ NELE, SEMPER - CONFIDENS and REDERIJ POOLSTER.
Directors
According to the 2025 annual accounts
Maureen Vanovenberghe
Director
Also active at: REDERIJ STEPHANIE, Rederij Artevelde, REDERIJ NELE, SEMPER - CONFIDENS, REDERIJ POOLSTER, REDERIJ JACOBUS, REDERIJ LADRAM, O-81 JAIDY +4 more
since 2026
Director · represented by Sabine Couwyzer
Also active at: REDERIJ STEPHANIE, REDERIJ VANDERBEKEN - LOUWAGIE, SAMENWERKING, SEMPER - CONFIDENS, REDERIJ JACOBUS, Rederij AEGIR, REDERIJ SANDRA, HELENA JACOBA +5 more
since 2021 · until 2025
Establishments
Establishment units
Physical locations of this company
Invalidenlaan 14
8301 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 25 companies are registered at this address.
All companies at this address →REDERIJ STEPHANIE same network
€ 1.2 million gross margin · 2025
Rederij Artevelde same network
€ -9,709 gross margin · 2025
REDERIJ VANDERBEKEN - LOUWAGIE same network
€ 1.1 million gross margin · 2025
REDERIJ NELE same network
€ -12,474 gross margin · 2025
SAMENWERKING same network
€ -45,128 gross margin · 2025
+20 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0745.823.496
- VAT number
- BE 0745.823.496
- Registered office
- Invalidenlaan 14, 8301 Knokke-Heist
- Names & denominations
- NOVA CURA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 April 2020
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Zeevisserij