Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
TORNAPHAR from Tournai, company number BE0448509588, closed financial year 2024 with a result of € 6,343 after tax. For that financial year TORNAPHAR recorded revenue of € 0 and equity of € 918,977. Compared with financial year 2023, the result moved from € 24,253 to € 6,343. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2025.
€ 918,977
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,343
▼ 74% vs 2023
Profit after tax over the fiscal year.
€ 124,529
▲ 39% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 10,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
10
▲ 2.7 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 665,930
▲ 43% vs 2023
€ 66,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 65,086
▼ 27% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 789,371
▼ 9% vs 2023
€ 131,556 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 1.1 million
▲ 1% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 147,539
▲ 37% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 612,591 | € 570,731 | € 655,162 | € 858,962 | ▲ 31% |
| Profit after taxes | € 99,439 | € 20,314 | € 24,253 | € 6,343 | ▼ 74% |
| Equity | € 878,067 | € 898,382 | € 922,634 | € 918,977 | |
| Total debts | € 2,457,401 | € 2,738,894 | € 2,519,312 | € 2,509,872 | |
| Cash | € 163,908 | € 294,444 | € 89,618 | € 124,529 | ▲ 39% |
| Land & buildings | € 941,992 | € 1,038,315 | € 1,018,138 | € 969,822 | ▼ 5% |
| Retained profit | € 816,567 | € 836,881 | € 861,134 | € 857,477 | |
| Dividend | € 50,000 | € 0 | € 0 | € 10,000 | |
| Bank debt | € 1,088,116 | € 964,207 | € 871,216 | € 789,371 | ▼ 9% |
| Balance sheet total | € 3,451,776 | € 3,747,216 | € 3,545,520 | € 3,526,057 | ▼ 1% |
| Employees (FTE) | 7.1 | 7 | 7.3 | 10 | ▲ 2.7 |
Key figures of TORNAPHAR, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to TORNAPHAR?
What happened at TORNAPHAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 6,343 (▼ 74% vs 2023). filed late Source: NBB ↗
- New establishment in Estaimpuis. KBO
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 99,439 profit in 2021 to € 6,343 profit in 2024.
Paid € 76,686 in corporate taxes since 2021.
Best year ever: 2021, with € 99,439 profit.
On average € 85,900 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ANTARES INVEST, LES PHARMACIES RURALES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TORNAPHARBehind TORNAPHAR is BEL MANAGEMENT SRL. The shares are held by ANTARES INVEST (80%) and LES PHARMACIES RURALES (20%).
Directors
According to the 2024 annual accounts
Managing director · represented by Charles Ransart
Also active at: LA COMPAGNIE FINANCIERE ET IMMOBILIERE DU HAUT ESCAUT, IMMOLENANS, ANCIAUX
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Roubaix(TEM) 12
7520 Tournai
Chaussée de Lannoy(FRY) 107
7503 Tournai
Active since 28 January 1993
Rue des Combattants de Kain(K) 6
7540 Tournai
Active since 1 January 2008
Rue de Tournai(TEM) 92
7520 Tournai
Active since 1 January 2003
Rue des Tanneurs(ET) 66
7730 Estaimpuis
Active since 1 April 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.509.588
- VAT number
- BE 0448.509.588
- Registered office
- Rue de Roubaix(TEM) 12, 7520 Tournai
- Names & denominations
- TORNAPHAR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 September 1992
- Peppol
- Active · Active since 19 Feb 2026
- Activities · NACE
Detailhandel in farmaceutische producten
Apothekers