Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LES PHARMACIES RURALES from Celles (lez-Tournai), company number BE0444082628, closed financial year 2025 with a result of € -193,612 after tax. For that financial year LES PHARMACIES RURALES recorded a gross margin of € 1.5 million and equity of € 192,983. Compared with financial year 2024, the result moved from € -237,754 to € -193,612. The company made a loss. The buffer shrank hard: equity is 50 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 192,983
▼ 50% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -193,612
▲ 19 % less loss than in 2024
Profit after tax over the fiscal year.
€ 241,179
▲ 143% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 130,483.
People and assets in 2025
19.6
▲ 1.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.2 million
▲ 4% vs 2024
€ 60,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 20,185
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.9 million
▼ 3% vs 2024
€ 341,849 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1.9 million
▼ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 231,673
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,445,563 | € 1,952,042 | € 1,312,142 | € 1,492,630 | ▲ 14% |
| Profit after taxes | € 137,174 | € -181,776 | € -237,754 | € -193,612 | ▲ € 44,141 |
| Equity | € 806,125 | € 624,349 | € 386,595 | € 192,983 | ▼ 50% |
| Total debts | € 5,078,618 | € 4,751,323 | € 5,661,588 | € 5,574,988 | ▼ 2% |
| Cash | € 883,457 | € 141,575 | € 99,380 | € 241,179 | ▲ 143% |
| Land & buildings | € 2,135,444 | € 2,027,956 | € 2,511,940 | € 2,341,148 | ▼ 7% |
| Retained profit | € 743,625 | € 561,849 | € 324,095 | € 130,483 | ▼ 60% |
| Bank debt | € 1,788,383 | € 1,537,381 | € 2,013,844 | € 1,949,732 | ▼ 3% |
| Balance sheet total | € 6,075,922 | € 5,546,089 | € 6,206,459 | € 5,914,104 | ▼ 5% |
| Employees (FTE) | 16.8 | 17.4 | 17.8 | 19.6 | ▲ 1.8 |
Key figures of LES PHARMACIES RURALES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LES PHARMACIES RURALES?
What happened at LES PHARMACIES RURALES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 193,612. filed late Source: NBB ↗
- New establishment in Tournai. KBO
- New establishment in Watermaal-Bosvoorde. KBO
- New establishment in Estaimpuis. KBO
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- New establishment in Ukkel. KBO
- New establishment in Ath. KBO
In short
From € 137,174 profit in 2022 to € 193,612 loss in 2025.
Paid € 57,542 in corporate taxes since 2022.
Best year ever: 2022, with € 137,174 profit.
On average € 76,200 of value added per employee in 2025.
Management
Behind LES PHARMACIES RURALES are Serge RANSART, Caroline DECARPENTRIE and Paul RANSART . It owns 100% of PHARMACIE DEFRE , 50.5% of PHARMACIE DU PESAGE and 20% of TORNAPHAR itself.
Directors
According to the 2025 annual accounts
Serge RANSART
Managing director
Also active at: COMPAGNIE FINANCIERE ET IMMOBILIERE DE LA DYLE, LENANS, ANCIAUX, COMPAGNIE FONCIERE ET FINANCIERE, CAPITOLIUM, ANTARES INVEST
Paul RANSART
Director
Also active at: COMPAGNIE FINANCIERE ET IMMOBILIERE DE LA DYLE, PHARMACIE de BARRY, PALATINE, LENANS, IMMOLENANS, APOGREZ, ANCIAUX, DIGITALE +15 more
Establishments
Establishment units
Physical locations of this company
Place de Velaines (VEL) 13
7760 Celles (lez-Tournai)
Rue des Tanneurs(FR) 3
7504 Tournai
Active since 23 May 1991
Chaussée de Lille(TOU) 71
7500 Tournai
Active since 9 October 2001
Rue Maréchal Foch(VEZ) 38
7538 Tournai
Active since 9 October 2001
Chaussée de Valenciennes(Orm) 181
7802 Ath
Active since 15 June 1996
Solbossquare 30
1050 Elsene
Active since 4 June 1991
Burgemeester Jean Herinckxlaan 6
1180 Ukkel
Active since 30 June 2001
Chaussée d'Herseaux(EV) 49
7730 Estaimpuis
Active since 1 January 2009
Visélaan 13/15
1170 Watermaal-Bosvoorde
Active since 1 October 2010
Chaussée de Lille(OR) 434
7501 Tournai
Active since 28 December 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.082.628
- VAT number
- BE 0444.082.628
- Registered office
- Place de Velaines (VEL) 13, 7760 Celles (lez-Tournai)
- Names & denominations
- LES PHARMACIES RURALES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 May 1991
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
Detailhandel in farmaceutische producten
Apothekers
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen