What does CREDIT ROYAL do?

CREDIT ROYAL is an insurance broker in Schaarbeek. Private Limited, started on 11 May 1992, 1 establishment.

What is the address of CREDIT ROYAL?

The registered office of CREDIT ROYAL is located at Koninklijke Sinte-Mariastraat 142, 1030 Schaarbeek.

Is CREDIT ROYAL still active?

Yes. According to the CBE (30 September 2026) CREDIT ROYAL is active, legal situation “Normale toestand”, started on 11 May 1992.

Is CREDIT ROYAL registered on Peppol?

Yes, CREDIT ROYAL is registered on the Peppol network with ID 0208:0447327475.

What is the enterprise number of CREDIT ROYAL?

The enterprise number of CREDIT ROYAL is BE0447327475.

When was CREDIT ROYAL founded?

CREDIT ROYAL was founded on 11 May 1992.

Is CREDIT ROYAL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 May 1992; 4 annual accounts filed, latest fiscal year 2024.

How much profit did CREDIT ROYAL make in 2024?

CREDIT ROYAL posted a profit after taxes of € 460 in financial year 2024.

What is the revenue of CREDIT ROYAL?

As a small company, CREDIT ROYAL is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 68,378.

CREDIT ROYAL (Private Limited) - Schaarbeek

Dossier CREDIT ROYAL, printed on 30 September 2026 from databakkes.be/en/0447327475/credit-royal. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2024

CREDIT ROYAL from Schaarbeek, company number BE0447327475, closed financial year 2024 with a result of € 460 after tax. For that financial year CREDIT ROYAL recorded a gross margin of € 68,378 and equity of € 492,275. Compared with financial year 2023, the result moved from € 17,658 to € 460. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.

What it is worth Growing

€ 492,275

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 460

▼ 97% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 40,615

▲ 147% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € 473,675.

People and assets in 2024

Wage cost

€ 24,163

▲ 11% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 48,198

▲ 74% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 63,073

▲ 86% vs 2023

€ 18,737 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 2,119

▼ 64% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 2,733

▼ 24% vs 2023

Taxes, VAT and social contributions still to pay.

Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 148,863 Gross margin 2021: € 148,863 First fiscal year in the series	€ 87,390 Gross margin 2022: € 87,390 ▼ 41% vs 2021 (€ 148,863) Unfavourable step	€ 88,354 Gross margin 2023: € 88,354 ▲ 1% vs 2022 (€ 87,390) Favourable step	€ 68,378 Gross margin 2024: € 68,378 ▼ 23% vs 2023 (€ 88,354) Unfavourable step	▼ 23%
Profit after taxes	€ 82,326 Profit after taxes 2021: € 82,326 First fiscal year in the series	€ 20,503 Profit after taxes 2022: € 20,503 ▼ 75% vs 2021 (€ 82,326) Unfavourable step	€ 17,658 Profit after taxes 2023: € 17,658 ▼ 14% vs 2022 (€ 20,503) Unfavourable step	€ 460 Profit after taxes 2024: € 460 ▼ 97% vs 2023 (€ 17,658) Unfavourable step	▼ 97%
Equity	€ 453,655 Equity 2021: € 453,655 First fiscal year in the series	€ 474,158 Equity 2022: € 474,158 ▲ 5% vs 2021 (€ 453,655) Favourable step	€ 491,816 Equity 2023: € 491,816 ▲ 4% vs 2022 (€ 474,158) Favourable step	€ 492,275 Equity 2024: € 492,275 Unchanged (€ 491,816) Favourable step
Total debts	€ 66,082 Total debts 2021: € 66,082 First fiscal year in the series	€ 57,201 Total debts 2022: € 57,201 ▼ 13% vs 2021 (€ 66,082) Favourable step	€ 43,371 Total debts 2023: € 43,371 ▼ 24% vs 2022 (€ 57,201) Favourable step	€ 67,925 Total debts 2024: € 67,925 ▲ 57% vs 2023 (€ 43,371) Unfavourable step	▲ 57%
Cash	€ 4,041 Cash 2021: € 4,041 First fiscal year in the series	€ 2,462 Cash 2022: € 2,462 ▼ 39% vs 2021 (€ 4,041) Unfavourable step	€ 16,460 Cash 2023: € 16,460 ▲ € 13,998 vs 2022 (€ 2,462) Favourable step	€ 40,615 Cash 2024: € 40,615 ▲ 147% vs 2023 (€ 16,460) Favourable step	▲ 147%
Retained profit	€ 435,055 Retained profit 2021: € 435,055 First fiscal year in the series	€ 455,558 Retained profit 2022: € 455,558 ▲ 5% vs 2021 (€ 435,055) Favourable step	€ 473,216 Retained profit 2023: € 473,216 ▲ 4% vs 2022 (€ 455,558) Favourable step	€ 473,675 Retained profit 2024: € 473,675 Unchanged (€ 473,216) Favourable step
Bank debt	€ 55,292 Bank debt 2021: € 55,292 First fiscal year in the series	€ 44,611 Bank debt 2022: € 44,611 ▼ 19% vs 2021 (€ 55,292) Favourable step	€ 33,834 Bank debt 2023: € 33,834 ▼ 24% vs 2022 (€ 44,611) Favourable step	€ 63,073 Bank debt 2024: € 63,073 ▲ 86% vs 2023 (€ 33,834) Unfavourable step	▲ 86%
Balance sheet total	€ 519,737 Balance sheet total 2021: € 519,737 First fiscal year in the series	€ 531,359 Balance sheet total 2022: € 531,359 ▲ 2% vs 2021 (€ 519,737) Unchanged	€ 535,186 Balance sheet total 2023: € 535,186 ▲ 1% vs 2022 (€ 531,359) Unchanged	€ 560,200 Balance sheet total 2024: € 560,200 ▲ 5% vs 2023 (€ 535,186) Unchanged	▲ 5%

Key figures of CREDIT ROYAL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to CREDIT ROYAL?

What happened at CREDIT ROYAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 29, 2025 New annual accounts for financial year 2024: profit of € 460 (▼ 97% vs 2023). filed late Source: NBB ↗
May 15, 1992 New establishment in Schaarbeek. KBO
May 11, 1992 Start of the company according to the CBE. KBO

In short

From € 82,326 profit in 2021 to € 460 profit in 2024.

Paid € 109,454 in corporate taxes since 2021.

Best year ever: 2021, with € 82,326 profit.

Original PDFs at the National Bank ↗

A new publication or filing at CREDIT ROYAL? We notify you, reason included.

Follow CREDIT ROYAL

Databakkes Pro

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.

Yes, I want that

See what a followed company gets: the De Lijn dossier

Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.

My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Establishments

Establishment units

Physical locations of this company

Registered office

Koninklijke Sinte-Mariastraat 142

1030 Schaarbeek

2.057.459.773

Koninklijke Sinte-Mariastraat 144

1030 Schaarbeek

Active since 15 May 1992

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0447.327.475

VAT number

BE 0447.327.475

Registered office

Koninklijke Sinte-Mariastraat 142, 1030 Schaarbeek

Names & denominations

CREDIT ROYAL

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

11 May 1992

Peppol

Active · Active since 22 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗