Financials
Financial year 2025
Crédit Home from Schaarbeek, company number BE0767997203, closed financial year 2025 with a result of € 183,294 after tax. For that financial year Crédit Home recorded a gross margin of € 423,063 and equity of € 491,600. Compared with financial year 2024, the result moved from € 195,671 to € 183,294. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 27, 2026.
€ 491,600
▲ 59% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 183,294
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 186,355
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 451,600.
People and assets in 2025
69,726.5
Average over the fiscal year, from the social balance sheet.
€ 69,727
▲ 63% vs 2024
€ 0 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,277
▲ 125% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▼ 3% vs 2024
€ 38,375 is repaid this year. At this pace the long-term loan is gone in ≈ 27 years.
€ 13,848
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 74,049
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 33,712 | € 98,702 | € 502,918 | € 423,063 | ▼ 16% |
| Profit after taxes | € 16,697 | € 55,939 | € 195,671 | € 183,294 | ▼ 6% |
| Equity | € 63,957 | € 116,265 | € 308,306 | € 491,600 | ▲ 59% |
| Total debts | € 13,123 | € 30,525 | € 1,349,849 | € 1,220,547 | ▼ 10% |
| Cash | € 7,790 | € 105,356 | € 263,309 | € 186,355 | ▼ 29% |
| Land & buildings | - | - | € 1,346,625 | € 1,454,126 | ▲ 8% |
| Retained profit | € 16,697 | € 72,636 | € 268,306 | € 451,600 | ▲ 68% |
| Bank debt | € 0 | € 0 | € 1,080,000 | € 1,043,035 | ▼ 3% |
| Balance sheet total | € 77,080 | € 146,791 | € 1,658,156 | € 1,712,147 | ▲ 3% |
| Employees (FTE) | - | - | - | 69,726.5 |
Key figures of Crédit Home, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Crédit Home?
What happened at Crédit Home in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 183,294 (▼ 6% vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,697 profit in 2022 to € 183,294 profit in 2025.
Paid € 160,391 in corporate taxes since 2022.
Best year ever: 2024, with € 195,671 profit.
On average € 0 of value added per employee in 2025.
A new publication or filing at Crédit Home? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Generaal Wahislaan 3
1030 Schaarbeek
Grand'rue 64
6000 Charleroi
Active since 1 May 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0767.997.203
- VAT number
- BE 0767.997.203
- Registered office
- Generaal Wahislaan 3, 1030 Schaarbeek
- Names & denominations
- Crédit Home
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 May 2021
- Peppol
- Active · Active since 2 Sept 2025
- Contact
- credithome.be
- Activities · NACE
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