Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Verzekeringskantoor Vroman- Bourgeois Assurances from Menen, company number BE0447322131, closed financial year 2025 with a result of € 31,710 after tax. For that financial year Verzekeringskantoor Vroman- Bourgeois Assurances recorded a gross margin of € 602,615 and equity of € 153,600. Compared with financial year 2024, the result moved from € -10,114 to € 31,710. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 153,600
▲ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,710
▲ still € 10,114 loss in 2024
Profit after tax over the fiscal year.
€ 192,100
▲ € 190,834 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 29,100.
People and assets in 2025
7
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 513,333
▲ 17% vs 2024
€ 73,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,626
▼ 58% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 435,032
▲ 274% vs 2024
€ 28,141 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 1 million
▲ 124% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 101,310
▲ 128% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 375,830 | € 421,347 | € 499,397 | € 602,615 | ▲ 21% |
| Profit after taxes | € -35,444 | € -62,636 | € -10,114 | € 31,710 | ▲ € 41,824 |
| Equity | € 194,641 | € 132,005 | € 121,891 | € 153,600 | ▲ 26% |
| Total debts | € 1,174,847 | € 834,895 | € 674,755 | € 1,603,519 | ▲ 138% |
| Cash | € 999 | € 22,146 | € 1,266 | € 192,100 | ▲ € 190,834 |
| Retained profit | € 70,141 | € 7,505 | € -2,609 | € 29,100 | ▲ € 31,710 |
| Bank debt | € 100,000 | € 145,558 | € 116,416 | € 435,032 | ▲ 274% |
| Balance sheet total | € 1,369,488 | € 966,899 | € 796,646 | € 1,757,120 | ▲ 121% |
| Employees (FTE) | - | 6.7 | 6.7 | 7 | ▲ 0.3 |
Key figures of Verzekeringskantoor Vroman- Bourgeois Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Verzekeringskantoor Vroman- Bourgeois Assurances?
What happened at Verzekeringskantoor Vroman- Bourgeois Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 31,710. Source: NBB ↗
- New establishment in Blankenberge. KBO
- Veronique (AV 2024) DEGOMME became a director. NBB
- New establishment in Menen. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,444 loss in 2022 to € 31,710 profit in 2025.
Paid € 54,108 in corporate taxes since 2022.
Best year ever: 2025, with € 31,710 profit.
On average € 86,100 of value added per employee in 2025.
A new publication or filing at Verzekeringskantoor Vroman- Bourgeois Assurances? We notify you, reason included.
Follow Verzekeringskantoor Vroman- Bourgeois AssurancesDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Verzekeringskantoor Vroman- Bourgeois Assurances are B.D. (AV 2024) NV, Veronique (AV 2024) DEGOMME and Sebastien (AV 2024) BOURGEOIS.
Directors
According to the 2025 annual accounts
Managing director · represented by Philippe BOURGEOIS
Veronique (AV 2024) DEGOMME
Director
since 2002
Sebastien (AV 2024) BOURGEOIS
Director
Establishments
Establishment units
Physical locations of this company
LAR blok C 1
8930 Menen
Bikschotestraat 16
8370 Blankenberge
Active since 20 February 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.322.131
- VAT number
- BE 0447.322.131
- Registered office
- LAR blok C 1, 8930 Menen
- Names & denominations
- Verzekeringskantoor Vroman- Bourgeois Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 1992
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten