Financials
Financial year 2025
CASIER RISK & INSURANCE from Menen, company number BE0405468215, closed financial year 2025 with a result of € 331,644 after tax. For that financial year CASIER RISK & INSURANCE recorded a gross margin of € 3.2 million and equity of € 888,627. Compared with financial year 2024, the result moved from € 136,675 to € 331,644. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 888,627
▲ 202% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 331,644
▲ 143% vs 2024
Profit after tax over the fiscal year.
€ 2.5 million
▲ 209% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
15 % of the profit went to the shareholders, mostly to GROUP CASIER (100 % of the shares). That is where the money ends up.
People and assets in 2025
27.7
▲ 8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.6 million
▲ 43% vs 2024
€ 92,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 425,461
▲ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 262,911
▲ 51% vs 2024
€ 68,871 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3.3 million
▲ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 319,863
▲ 81% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,582,260 | € 1,884,159 | € 2,106,567 | € 3,163,125 | ▲ 50% |
| Profit after taxes | € -14,287 | € 148,601 | € 136,675 | € 331,644 | ▲ 143% |
| Equity | € 294,402 | € 294,402 | € 294,402 | € 888,627 | ▲ 202% |
| Total debts | € 1,903,278 | € 3,091,770 | € 2,772,597 | € 4,058,575 | ▲ 46% |
| Cash | € 358,222 | € 1,409,477 | € 800,249 | € 2,476,353 | ▲ 209% |
| Land & buildings | € 124,954 | € 114,666 | € 104,424 | € 0 | ▼ 100% |
| Retained profit | € 212,428 | € 212,428 | € 212,428 | € 444,103 | ▲ 109% |
| Dividend | € 0 | € 137,456 | € 126,424 | € 50,000 | ▼ 60% |
| Bank debt | € 159,907 | € 104,399 | € 173,775 | € 262,911 | ▲ 51% |
| Balance sheet total | € 2,197,679 | € 3,386,171 | € 3,066,999 | € 4,947,202 | ▲ 61% |
| Employees (FTE) | 19.9 | 19.3 | 19.7 | 27.7 | ▲ 8 |
Key figures of CASIER RISK & INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CASIER RISK & INSURANCE?
What happened at CASIER RISK & INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 331,644 (▲ 143% vs 2024). Source: NBB ↗
- Marie - Luce Casier became a director. NBB
- New establishment in Gent. KBO
- Pieter-Paul CASIER became a director. NBB
- GROUP CASIER NV became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Menen. KBO
In short
From € 14,287 loss in 2022 to € 331,644 profit in 2025.
Paid € 257,627 in corporate taxes since 2022.
Best year ever: 2025, with € 331,644 profit.
On average € 114,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GROUP CASIER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CASIER RISK & INSURANCEBehind CASIER RISK & INSURANCE are Marie - Luce Casier, Pieter-Paul CASIER and GROUP CASIER NV. The shares are held by GROUP CASIER (100%). It owns 50% of Syguro itself.
Directors
According to the 2025 annual accounts
Marie - Luce Casier
Director
since 2026
since 2018
since 2013
Shareholders
100%
Participations
50%
Establishments
Establishment units
Physical locations of this company
Waalvest 2 box 1
8930 Menen
E3-plein 3
9050 Gent
Active since 20 January 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.468.215
- VAT number
- BE 0405.468.215
- Registered office
- Waalvest 2 bus 1, 8930 Menen
- Names & denominations
- CASIER RISK & INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten