Active · per the CBE, 16 September 2026

Bureau DELCHAMBRE

BE0445703221

Rechtspersoon Private limited company 1 establishment

Bureau DELCHAMBRE is an insurance broker in Fosses-la-Ville. Private Limited, started on 15 February 1991, 1 establishment.

Route de Bambois 1, 5070 Fosses-la-Ville

Active for

35 year, 7 months

Financials

Financial year 2025

Bureau DELCHAMBRE from Fosses-la-Ville, company number BE0445703221, closed financial year 2025 with a result of € 451,060 after tax. For that financial year Bureau DELCHAMBRE recorded a gross margin of € 857,142 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 456,259 to € 451,060. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.

What it is worth Growing

€ 1.6 million

▲ 40% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 451,060

▼ 1% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.3 million

▲ 53% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.6 million.

People and assets in 2025

Full-time equivalents

3.1

▼ 0.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 229,494

▲ 3% vs 2024

€ 74,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 28,344

▲ € 24,542 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go

€ 116,321

▼ 4% vs 2024

€ 42,407 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 6,229

▲ € 5,165 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 38,496

▼ 42% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 497,726 € 503,201 € 897,863 € 857,142 ▼ 5%
Profit after taxes € 112,508 € 125,903 € 456,259 € 451,060 ▼ 1%
Equity € 589,810 € 710,713 € 1,126,972 € 1,578,031 ▲ 40%
Total debts € 248,796 € 213,850 € 229,620 € 161,046 ▼ 30%
Cash € 439,989 € 401,889 € 855,180 € 1,309,860 ▲ 53%
Land & buildings € 89,333 € 83,667 € 78,000 € 72,333 ▼ 7%
Retained profit € 583,613 € 702,656 € 1,118,915 € 1,569,975 ▲ 40%
Dividend € 22,000 € 5,000 € 40,000 € 0 ▼ 100%
Bank debt € 186,827 € 153,461 € 121,536 € 116,321 ▼ 4%
Balance sheet total € 838,606 € 924,563 € 1,356,592 € 1,739,077 ▲ 28%
Employees (FTE) - - 3.2 3.1 ▼ 0.1

Key figures of Bureau DELCHAMBRE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Bureau DELCHAMBRE?

What happened at Bureau DELCHAMBRE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • Thomas Delchambre stepped down as director. NBB
  • Marie-Hélène Delchambre stepped down as director. NBB
  • Fernand Delchambre stepped down as director. NBB
  • New annual accounts for financial year 2025: profit of € 451,060 (▼ 1% vs 2024). Source: NBB ↗
  • Thomas Delchambre became a director. NBB
  • Marie-Hélène Delchambre became a director. NBB
  • Fernand Delchambre became a director. NBB
  • New establishment in Fosses-la-Ville. KBO

In short

From € 112,508 profit in 2022 to € 451,060 profit in 2025.

Paid € 438,549 in corporate taxes since 2022.

Best year ever: 2024, with € 456,259 profit.

On average € 276,500 of value added per employee in 2025.

Management

Directors

According to the 2025 annual accounts

Thomas Delchambre

Director

Also active at: BUREAU DELCHAMBRE FINANCES

since 2022 · until 2028

Marie-Hélène Delchambre

Director

since 2022 · until 2028

Fernand Delchambre

Managing director

Also active at: DELCHAMBRE HOLDING

since 2022 · until 2028

Establishments

Establishment units

Physical locations of this company

Registered office

Route de Bambois 1

5070 Fosses-la-Ville

2.072.340.068

Rue des Egalots 9

5070 Fosses-la-Ville

Active since 14 July 1995

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0445.703.221
VAT number
BE 0445.703.221
Registered office
Route de Bambois 1, 5070 Fosses-la-Ville
Names & denominations
Bureau DELCHAMBRE
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
15 February 1991
Peppol
Active · Active since 16 Feb 2026
Activities · NACE

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Frequently asked questions

What does Bureau DELCHAMBRE do?
Bureau DELCHAMBRE is an insurance broker in Fosses-la-Ville. Private Limited, started on 15 February 1991, 1 establishment.
What is the address of Bureau DELCHAMBRE?
The registered office of Bureau DELCHAMBRE is located at Route de Bambois 1, 5070 Fosses-la-Ville.
Is Bureau DELCHAMBRE still active?
Yes. According to the CBE (16 September 2026) Bureau DELCHAMBRE is active, legal situation “Normale toestand”, started on 15 February 1991.
Is Bureau DELCHAMBRE registered on Peppol?
Yes, Bureau DELCHAMBRE is registered on the Peppol network with ID 0208:0445703221.
What is the enterprise number of Bureau DELCHAMBRE?
The enterprise number of Bureau DELCHAMBRE is BE0445703221.
When was Bureau DELCHAMBRE founded?
Bureau DELCHAMBRE was founded on 15 February 1991.