What does BUREAU D'ASSURANCES DELCHAMBRE do?

BUREAU D'ASSURANCES DELCHAMBRE is an insurance broker in Fosses-la-Ville. Private Limited, started on 16 March 2007, 1 establishment.

What is the address of BUREAU D'ASSURANCES DELCHAMBRE?

The registered office of BUREAU D'ASSURANCES DELCHAMBRE is located at Route de Bambois 1, 5070 Fosses-la-Ville.

Is BUREAU D'ASSURANCES DELCHAMBRE still active?

Yes. According to the CBE (31 October 2026) BUREAU D'ASSURANCES DELCHAMBRE is active, legal situation “Normale toestand”, started on 16 March 2007.

Is BUREAU D'ASSURANCES DELCHAMBRE registered on Peppol?

No, BUREAU D'ASSURANCES DELCHAMBRE is currently not registered on the Peppol network.

What is the enterprise number of BUREAU D'ASSURANCES DELCHAMBRE?

The enterprise number of BUREAU D'ASSURANCES DELCHAMBRE is BE0888194752.

When was BUREAU D'ASSURANCES DELCHAMBRE founded?

BUREAU D'ASSURANCES DELCHAMBRE was founded on 16 March 2007.

Who are the directors of BUREAU D'ASSURANCES DELCHAMBRE?

According to the 2025 annual accounts, the directors of BUREAU D'ASSURANCES DELCHAMBRE are: Marie-Hélène Delchambre, DELCHAMBRE HOLDING.

Is BUREAU D'ASSURANCES DELCHAMBRE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 March 2007; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did BUREAU D'ASSURANCES DELCHAMBRE make in 2025?

BUREAU D'ASSURANCES DELCHAMBRE posted a profit after taxes of € 239,673 in financial year 2025.

What is the revenue of BUREAU D'ASSURANCES DELCHAMBRE?

As a small company, BUREAU D'ASSURANCES DELCHAMBRE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 447,037.

How much does an employee at BUREAU D'ASSURANCES DELCHAMBRE earn?

The average wage cost per full-time employee at BUREAU D'ASSURANCES DELCHAMBRE was € 77,700 in 2025: staff costs of € 116,573 for 1.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does BUREAU D'ASSURANCES DELCHAMBRE have?

According to the 2025 annual accounts, BUREAU D'ASSURANCES DELCHAMBRE has 1.5 full-time equivalents (FTE).

BUREAU D'ASSURANCES DELCHAMBRE (Private Limited)

Dossier BUREAU D'ASSURANCES DELCHAMBRE, printed on 31 October 2026 from databakkes.be/en/0888194752/bureau-d-assurances-delchambre. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

BUREAU D'ASSURANCES DELCHAMBRE from Fosses-la-Ville, company number BE0888194752, closed financial year 2025 with a result of € 239,673 after tax. For that financial year BUREAU D'ASSURANCES DELCHAMBRE recorded a gross margin of € 447,037 and equity of € 423,914. Compared with financial year 2024, the result moved from € 176,851 to € 239,673. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.

What it is worth Growing

€ 423,914

▲ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 239,673

▲ 36% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 549,367

▲ 172% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 200,000 paid out

83 % of the profit went to the shareholders, mostly to DELCHAMBRE HOLDING (96 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

1.5

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 116,573

▲ 12% vs 2024

€ 77,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 27,102

▼ 23% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 2,335

▲ 51% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 16,216

▲ 35% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 324,109 Gross margin 2022: € 324,109 First fiscal year in the series	€ 390,905 Gross margin 2023: € 390,905 ▲ 21% vs 2022 (€ 324,109) Favourable step	€ 406,427 Gross margin 2024: € 406,427 ▲ 4% vs 2023 (€ 390,905) Favourable step	€ 447,037 Gross margin 2025: € 447,037 ▲ 10% vs 2024 (€ 406,427) Favourable step	▲ 10%
Profit after taxes	€ 116,536 Profit after taxes 2022: € 116,536 First fiscal year in the series	€ 163,962 Profit after taxes 2023: € 163,962 ▲ 41% vs 2022 (€ 116,536) Favourable step	€ 176,851 Profit after taxes 2024: € 176,851 ▲ 8% vs 2023 (€ 163,962) Favourable step	€ 239,673 Profit after taxes 2025: € 239,673 ▲ 36% vs 2024 (€ 176,851) Favourable step	▲ 36%
Equity	€ 200,169 Equity 2022: € 200,169 First fiscal year in the series	€ 207,389 Equity 2023: € 207,389 ▲ 4% vs 2022 (€ 200,169) Favourable step	€ 384,240 Equity 2024: € 384,240 ▲ 85% vs 2023 (€ 207,389) Favourable step	€ 423,914 Equity 2025: € 423,914 ▲ 10% vs 2024 (€ 384,240) Favourable step	▲ 10%
Total debts	€ 141,193 Total debts 2022: € 141,193 First fiscal year in the series	€ 181,895 Total debts 2023: € 181,895 ▲ 29% vs 2022 (€ 141,193) Unfavourable step	€ 13,573 Total debts 2024: € 13,573 ▼ 93% vs 2023 (€ 181,895) Favourable step	€ 218,551 Total debts 2025: € 218,551 ▲ € 204,978 vs 2024 (€ 13,573) Unfavourable step	▲ € 204,978
Cash	€ 148,664 Cash 2022: € 148,664 First fiscal year in the series	€ 178,151 Cash 2023: € 178,151 ▲ 20% vs 2022 (€ 148,664) Favourable step	€ 202,270 Cash 2024: € 202,270 ▲ 14% vs 2023 (€ 178,151) Favourable step	€ 549,367 Cash 2025: € 549,367 ▲ 172% vs 2024 (€ 202,270) Favourable step	▲ 172%
Retained profit	€ 193,969 Retained profit 2022: € 193,969 First fiscal year in the series	€ 199,329 Retained profit 2023: € 199,329 ▲ 3% vs 2022 (€ 193,969) Favourable step	€ 376,180 Retained profit 2024: € 376,180 ▲ 89% vs 2023 (€ 199,329) Favourable step	€ 415,854 Retained profit 2025: € 415,854 ▲ 11% vs 2024 (€ 376,180) Favourable step	▲ 11%
Dividend	€ 104,500 Dividend 2022: € 104,500 First fiscal year in the series	€ 156,742 Dividend 2023: € 156,742 ▲ 50% vs 2022 (€ 104,500) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 156,742) Unchanged	€ 200,000 Dividend 2025: € 200,000 Unchanged (€ 0) Unchanged
Bank debt	€ 25,914 Bank debt 2022: € 25,914 First fiscal year in the series	€ 2,527 Bank debt 2023: € 2,527 ▼ 90% vs 2022 (€ 25,914) Favourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 2,527) Favourable step	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 341,361 Balance sheet total 2022: € 341,361 First fiscal year in the series	€ 389,284 Balance sheet total 2023: € 389,284 ▲ 14% vs 2022 (€ 341,361) Unchanged	€ 397,813 Balance sheet total 2024: € 397,813 ▲ 2% vs 2023 (€ 389,284) Unchanged	€ 642,464 Balance sheet total 2025: € 642,464 ▲ 61% vs 2024 (€ 397,813) Unchanged	▲ 61%
Employees (FTE)	2.1 Employees (FTE) 2022: 2.1 First fiscal year in the series	1.6 Employees (FTE) 2023: 1.6 ▼ 0.5 vs 2022 (2.1) Unchanged	1.5 Employees (FTE) 2024: 1.5 ▼ 0.1 vs 2023 (1.6) Unchanged	1.5 Employees (FTE) 2025: 1.5 Unchanged (1.5) Unchanged

Key figures of BUREAU D'ASSURANCES DELCHAMBRE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BUREAU D'ASSURANCES DELCHAMBRE?

What happened at BUREAU D'ASSURANCES DELCHAMBRE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 12, 2026 New annual accounts for financial year 2025: profit of € 239,673 (▲ 36% vs 2024). Source: NBB ↗
Mar 27, 2007 New establishment in Fosses-la-Ville. KBO
Mar 16, 2007 Start of the company according to the CBE. KBO

In short

From € 116,536 profit in 2022 to € 239,673 profit in 2025.

Paid € 245,370 in corporate taxes since 2022.

Best year ever: 2025, with € 239,673 profit.

On average € 298,000 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

DELCHAMBRE HOLDING 96%

The stake of DELCHAMBRE HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

BUREAU D'ASSURANCES DELCHAMBRE

Behind BUREAU D'ASSURANCES DELCHAMBRE are Marie-Hélène Delchambre and DELCHAMBRE HOLDING. The shares are held by DELCHAMBRE HOLDING (96%).

Directors

According to the 2025 annual accounts

Marie-Hélène Delchambre

Director

DELCHAMBRE HOLDING

Director

Shareholders

DELCHAMBRE HOLDING

96%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Route de Bambois 1

5070 Fosses-la-Ville

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Bureau DELCHAMBRE

€ 857,142 gross margin · 2025

DELCHAMBRE HOLDING same network

€ -1,476 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0888.194.752

VAT number

BE 0888.194.752

Registered office

Route de Bambois 1, 5070 Fosses-la-Ville

Names & denominations

BUREAU D'ASSURANCES DELCHAMBRE · B.D.ASSURANCES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

16 March 2007

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗