What does RANCINVEST do?

RANCINVEST is an insurance broker in Sivry-Rance. Public Limited, started on 17 October 1991, 2 establishments.

What is the address of RANCINVEST?

The registered office of RANCINVEST is located at Grand Rue 54, 6470 Sivry-Rance.

Is RANCINVEST still active?

Yes. According to the CBE (16 September 2026) RANCINVEST is active, legal situation “Normale toestand”, started on 17 October 1991.

Is RANCINVEST registered on Peppol?

Yes, RANCINVEST is registered on the Peppol network with ID 0208:0445515951.

What is the enterprise number of RANCINVEST?

The enterprise number of RANCINVEST is BE0445515951.

When was RANCINVEST founded?

RANCINVEST was founded on 17 October 1991.

Who are the directors of RANCINVEST?

According to the 2025 annual accounts, the directors of RANCINVEST are: Philippe BLAISE, Marie-Christine NAVEAU, Bénédicte BLAISE, Christophe DELOBELLE, Pierre BLAISE.

Is RANCINVEST a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 October 1991; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account; 2 establishments in the CBE.

How much profit did RANCINVEST make in 2025?

RANCINVEST recorded a loss after taxes of € 42,070 in financial year 2025.

What is the revenue of RANCINVEST?

In its most recent annual accounts (2025), RANCINVEST reported revenue of € 532,997.

How much does an employee at RANCINVEST earn?

The average wage cost per full-time employee at RANCINVEST was € 79,700 in 2025: staff costs of € 159,353 for 2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does RANCINVEST have?

According to the 2025 annual accounts, RANCINVEST has 2 full-time equivalents (FTE).

RANCINVEST (Public Limited) - Sivry-Rance - BE0445515951

Dossier RANCINVEST, printed on 16 September 2026 from databakkes.be/en/0445515951/rancinvest. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

RANCINVEST from Sivry-Rance, company number BE0445515951, closed financial year 2025 with a result of € -42,070 after tax. For that financial year RANCINVEST recorded revenue of € 532,997 and equity of € 1 million. Compared with financial year 2024, the result moved from € 9,455 to € -42,070. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.

What it is worth Healthy

€ 1 million

▼ 8% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -42,070

▼ still € 9,455 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 18,444

▲ 124% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 595,222.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 159,353

▲ 4% vs 2024

€ 79,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 62,893

▼ 15% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 120,212

▼ 34% vs 2024

€ 30,342 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 4,230

▼ 54% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 19,029

▼ 15% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	-	-	€ 504,977 Revenue 2024: € 504,977 First fiscal year in the series	€ 532,997 Revenue 2025: € 532,997 ▲ 6% vs 2024 (€ 504,977) Favourable step	▲ 6%
Gross margin	€ 294,715 Gross margin 2022: € 294,715 First fiscal year in the series	€ 311,479 Gross margin 2023: € 311,479 ▲ 6% vs 2022 (€ 294,715) Favourable step	€ 357,268 Gross margin 2024: € 357,268 ▲ 15% vs 2023 (€ 311,479) Favourable step	€ 371,350 Gross margin 2025: € 371,350 ▲ 4% vs 2024 (€ 357,268) Favourable step	▲ 4%
Profit after taxes	€ -11,576 Profit after taxes 2022: € -11,576 First fiscal year in the series	€ -4,814 Profit after taxes 2023: € -4,814 ▲ € 6,762 vs 2022 (€ -11,576) Favourable step	€ 9,455 Profit after taxes 2024: € 9,455 ▲ € 14,269 vs 2023 (€ -4,814) Favourable step	€ -42,070 Profit after taxes 2025: € -42,070 ▼ € 51,525 vs 2024 (€ 9,455) Unfavourable step	▼ € 51,525
Equity	€ 1,316,586 Equity 2022: € 1,316,586 First fiscal year in the series	€ 1,222,316 Equity 2023: € 1,222,316 ▼ 7% vs 2022 (€ 1,316,586) Unfavourable step	€ 1,137,096 Equity 2024: € 1,137,096 ▼ 7% vs 2023 (€ 1,222,316) Unfavourable step	€ 1,048,222 Equity 2025: € 1,048,222 ▼ 8% vs 2024 (€ 1,137,096) Unfavourable step	▼ 8%
Total debts	€ 842,497 Total debts 2022: € 842,497 First fiscal year in the series	€ 1,034,335 Total debts 2023: € 1,034,335 ▲ 23% vs 2022 (€ 842,497) Unfavourable step	€ 1,215,704 Total debts 2024: € 1,215,704 ▲ 18% vs 2023 (€ 1,034,335) Unfavourable step	€ 1,267,810 Total debts 2025: € 1,267,810 ▲ 4% vs 2024 (€ 1,215,704) Unfavourable step	▲ 4%
Cash	€ 59,700 Cash 2022: € 59,700 First fiscal year in the series	€ 8,347 Cash 2023: € 8,347 ▼ 86% vs 2022 (€ 59,700) Unfavourable step	€ 8,241 Cash 2024: € 8,241 ▼ 1% vs 2023 (€ 8,347) Unfavourable step	€ 18,444 Cash 2025: € 18,444 ▲ 124% vs 2024 (€ 8,241) Favourable step	▲ 124%
Land & buildings	€ 76,400 Land & buildings 2022: € 76,400 First fiscal year in the series	€ 94,405 Land & buildings 2023: € 94,405 ▲ 24% vs 2022 (€ 76,400) Unchanged	€ 68,888 Land & buildings 2024: € 68,888 ▼ 27% vs 2023 (€ 94,405) Unchanged	€ 63,883 Land & buildings 2025: € 63,883 ▼ 7% vs 2024 (€ 68,888) Unchanged	▼ 7%
Retained profit	€ 863,586 Retained profit 2022: € 863,586 First fiscal year in the series	€ 769,316 Retained profit 2023: € 769,316 ▼ 11% vs 2022 (€ 863,586) Unfavourable step	€ 684,096 Retained profit 2024: € 684,096 ▼ 11% vs 2023 (€ 769,316) Unfavourable step	€ 595,222 Retained profit 2025: € 595,222 ▼ 13% vs 2024 (€ 684,096) Unfavourable step	▼ 13%
Dividend	€ 34,129 Dividend 2022: € 34,129 First fiscal year in the series	€ 89,456 Dividend 2023: € 89,456 ▲ 162% vs 2022 (€ 34,129) Unchanged	€ 94,676 Dividend 2024: € 94,676 ▲ 6% vs 2023 (€ 89,456) Unchanged	€ 46,804 Dividend 2025: € 46,804 ▼ 51% vs 2024 (€ 94,676) Unchanged	▼ 51%
Bank debt	€ 140,961 Bank debt 2022: € 140,961 First fiscal year in the series	€ 141,720 Bank debt 2023: € 141,720 ▲ 1% vs 2022 (€ 140,961) Unfavourable step	€ 181,013 Bank debt 2024: € 181,013 ▲ 28% vs 2023 (€ 141,720) Unfavourable step	€ 120,212 Bank debt 2025: € 120,212 ▼ 34% vs 2024 (€ 181,013) Favourable step	▼ 34%
Balance sheet total	€ 2,159,084 Balance sheet total 2022: € 2,159,084 First fiscal year in the series	€ 2,256,651 Balance sheet total 2023: € 2,256,651 ▲ 5% vs 2022 (€ 2,159,084) Unchanged	€ 2,352,800 Balance sheet total 2024: € 2,352,800 ▲ 4% vs 2023 (€ 2,256,651) Unchanged	€ 2,316,031 Balance sheet total 2025: € 2,316,031 ▼ 2% vs 2024 (€ 2,352,800) Unchanged	▼ 2%
Employees (FTE)	2 Employees (FTE) 2022: 2 First fiscal year in the series	2 Employees (FTE) 2023: 2 Unchanged (2) Unchanged	2 Employees (FTE) 2024: 2 Unchanged (2) Unchanged	2 Employees (FTE) 2025: 2 Unchanged (2) Unchanged

Key figures of RANCINVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to RANCINVEST?

What happened at RANCINVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2032 Bénédicte BLAISE stepped down as director. NBB
2029 Pierre BLAISE stepped down as director. NBB
2027 Philippe BLAISE stepped down as director. NBB
2027 Marie-Christine NAVEAU stepped down as director. NBB
Jul 20, 2026 New annual accounts for financial year 2025: loss of € 42,070 (▼ € 51,525 vs 2024). Source: NBB ↗
2026 Bénédicte BLAISE became a director. NBB
2026 Christophe DELOBELLE stepped down as director. NBB
2023 Pierre BLAISE became a director. NBB

In short

From € 11,576 loss in 2022 to € 42,070 loss in 2025.

Paid € 9,694 in corporate taxes since 2022.

Best year ever: 2024, with € 9,455 profit.

On average € 185,700 of value added per employee in 2025.

Original PDFs at the National Bank ↗

A new publication or filing at RANCINVEST? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

RANCINVEST

NAVEAU SA 100%

DENAFIN 49%

It owns 100% of NAVEAU SA and 49% of DENAFIN itself.

See the full network in the app

Directors

According to the 2025 annual accounts

Philippe BLAISE

Director

Also active at: BLAISE NAVEAU, DENAFIN

since 2021 · until 2027

Marie-Christine NAVEAU

Director

Also active at: Naveau, BLAISE NAVEAU, ASSURANCES ANDREE GOBERT, DENAFIN

since 2021 · until 2027

Bénédicte BLAISE

Director

Also active at: Naveau, BEPINVEST, DENAFIN

since 2026 · until 2032

Christophe DELOBELLE

Director

Also active at: Naveau, BLAISE NAVEAU

since 2022 · until 2026

Pierre BLAISE

Director

Also active at: Naveau, BEPINVEST, BLAISE NAVEAU, ASSURANCES ANDREE GOBERT, DENAFIN

since 2023 · until 2029

Establishments

Establishment units

Physical locations of this company

Registered office

Grand Rue 54

6470 Sivry-Rance

2.055.384.963

Rue de la Station 14

6470 Sivry-Rance

Active since 19 December 1991

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

Naveau same network

€ 3.2 million revenue · 2025

BEPINVEST same network

€ 17,061 gross margin · 2025

GROUPE NAVEAU U.TVA.

DENAFIN same network

€ 350,082 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0445.515.951

VAT number

BE 0445.515.951

Registered office

Grand Rue 54, 6470 Sivry-Rance

Names & denominations

RANCINVEST

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

17 October 1991

Peppol

Active · Active since 16 Jan 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Overige financiële dienstverlening, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

RANCINVEST

Warning lights

Financials

What happened to RANCINVEST?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions