What does D.K. CONSEILS do?

D.K. CONSEILS is an insurance broker in Sivry-Rance. Private Limited, started on 28 September 1999, 1 establishment.

What is the address of D.K. CONSEILS?

The registered office of D.K. CONSEILS is located at Grand Rue 54, 6470 Sivry-Rance.

Is D.K. CONSEILS still active?

Yes. According to the CBE (31 October 2026) D.K. CONSEILS is active, legal situation “Normale toestand”, started on 28 September 1999.

Is D.K. CONSEILS registered on Peppol?

Yes, D.K. CONSEILS is registered on the Peppol network with ID 0208:0466955030.

What is the enterprise number of D.K. CONSEILS?

The enterprise number of D.K. CONSEILS is BE0466955030.

When was D.K. CONSEILS founded?

D.K. CONSEILS was founded on 28 September 1999.

Who are the directors of D.K. CONSEILS?

According to the 2025 annual accounts, the directors of D.K. CONSEILS are: André KEPPERS, Frédéric KEPPERS, Nadine DAGNELY.

Is D.K. CONSEILS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 September 1999; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did D.K. CONSEILS make in 2025?

D.K. CONSEILS posted a profit after taxes of € 30,519 in financial year 2025.

What is the revenue of D.K. CONSEILS?

As a small company, D.K. CONSEILS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 389,272.

How much does an employee at D.K. CONSEILS earn?

The average wage cost per full-time employee at D.K. CONSEILS was € 70,300 in 2025: staff costs of € 288,173 for 4.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does D.K. CONSEILS have?

According to the 2025 annual accounts, D.K. CONSEILS has 4.1 full-time equivalents (FTE).

Does D.K. CONSEILS have a website?

Yes, D.K. CONSEILS has a website at dkconseils.be.

D.K. CONSEILS (Private Limited) - Sivry-Rance

Dossier D.K. CONSEILS, printed on 31 October 2026 from databakkes.be/en/0466955030/d-k-conseils. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

D.K. CONSEILS from Sivry-Rance, company number BE0466955030, closed financial year 2025 with a result of € 30,519 after tax. For that financial year D.K. CONSEILS recorded a gross margin of € 389,272 and equity of € 274,163. Compared with financial year 2024, the result moved from € -16,023 to € 30,519. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.

What it is worth Healthy

€ 274,163

▼ 19% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 30,519

▲ still € 16,023 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 178,579

▼ 47% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 94,215 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

4.1

▼ 0.9 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 288,173

▼ 15% vs 2024

€ 70,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 30,061

▲ 37% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 3,822

▼ 50% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 22,601

▲ 134% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 32,331

▲ 6% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 429,650 Gross margin 2022: € 429,650 First fiscal year in the series	€ 383,939 Gross margin 2023: € 383,939 ▼ 11% vs 2022 (€ 429,650) Unfavourable step	€ 378,201 Gross margin 2024: € 378,201 ▼ 1% vs 2023 (€ 383,939) Unfavourable step	€ 389,272 Gross margin 2025: € 389,272 ▲ 3% vs 2024 (€ 378,201) Favourable step	▲ 3%
Profit after taxes	€ 72,393 Profit after taxes 2022: € 72,393 First fiscal year in the series	€ 43,190 Profit after taxes 2023: € 43,190 ▼ 40% vs 2022 (€ 72,393) Unfavourable step	€ -16,023 Profit after taxes 2024: € -16,023 ▼ € 59,213 vs 2023 (€ 43,190) Unfavourable step	€ 30,519 Profit after taxes 2025: € 30,519 ▲ € 46,542 vs 2024 (€ -16,023) Favourable step	▲ € 46,542
Equity	€ 327,461 Equity 2022: € 327,461 First fiscal year in the series	€ 353,882 Equity 2023: € 353,882 ▲ 8% vs 2022 (€ 327,461) Favourable step	€ 337,859 Equity 2024: € 337,859 ▼ 5% vs 2023 (€ 353,882) Unfavourable step	€ 274,163 Equity 2025: € 274,163 ▼ 19% vs 2024 (€ 337,859) Unfavourable step	▼ 19%
Total debts	€ 493,839 Total debts 2022: € 493,839 First fiscal year in the series	€ 340,861 Total debts 2023: € 340,861 ▼ 31% vs 2022 (€ 493,839) Favourable step	€ 437,492 Total debts 2024: € 437,492 ▲ 28% vs 2023 (€ 340,861) Unfavourable step	€ 290,766 Total debts 2025: € 290,766 ▼ 34% vs 2024 (€ 437,492) Favourable step	▼ 34%
Cash	€ 411,316 Cash 2022: € 411,316 First fiscal year in the series	€ 255,121 Cash 2023: € 255,121 ▼ 38% vs 2022 (€ 411,316) Unfavourable step	€ 339,912 Cash 2024: € 339,912 ▲ 33% vs 2023 (€ 255,121) Favourable step	€ 178,579 Cash 2025: € 178,579 ▼ 47% vs 2024 (€ 339,912) Unfavourable step	▼ 47%
Land & buildings	€ 109,289 Land & buildings 2022: € 109,289 First fiscal year in the series	€ 107,365 Land & buildings 2023: € 107,365 ▼ 2% vs 2022 (€ 109,289) Unchanged	€ 107,469 Land & buildings 2024: € 107,469 Unchanged (€ 107,365) Unchanged	€ 97,866 Land & buildings 2025: € 97,866 ▼ 9% vs 2024 (€ 107,469) Unchanged	▼ 9%
Retained profit	€ 321,255 Retained profit 2022: € 321,255 First fiscal year in the series	€ 347,677 Retained profit 2023: € 347,677 ▲ 8% vs 2022 (€ 321,255) Favourable step	€ 331,654 Retained profit 2024: € 331,654 ▼ 5% vs 2023 (€ 347,677) Unfavourable step	€ 267,958 Retained profit 2025: € 267,958 ▼ 19% vs 2024 (€ 331,654) Unfavourable step	▼ 19%
Dividend	€ 28,651 Dividend 2022: € 28,651 First fiscal year in the series	€ 16,769 Dividend 2023: € 16,769 ▼ 41% vs 2022 (€ 28,651) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 16,769) Unchanged	€ 94,215 Dividend 2025: € 94,215 Unchanged (€ 0) Unchanged
Bank debt	€ 39,472 Bank debt 2022: € 39,472 First fiscal year in the series	€ 14,109 Bank debt 2023: € 14,109 ▼ 64% vs 2022 (€ 39,472) Favourable step	€ 7,647 Bank debt 2024: € 7,647 ▼ 46% vs 2023 (€ 14,109) Favourable step	€ 3,822 Bank debt 2025: € 3,822 ▼ 50% vs 2024 (€ 7,647) Favourable step	▼ 50%
Balance sheet total	€ 821,300 Balance sheet total 2022: € 821,300 First fiscal year in the series	€ 694,743 Balance sheet total 2023: € 694,743 ▼ 15% vs 2022 (€ 821,300) Unchanged	€ 775,351 Balance sheet total 2024: € 775,351 ▲ 12% vs 2023 (€ 694,743) Unchanged	€ 564,929 Balance sheet total 2025: € 564,929 ▼ 27% vs 2024 (€ 775,351) Unchanged	▼ 27%
Employees (FTE)	5.1 Employees (FTE) 2022: 5.1 First fiscal year in the series	4.3 Employees (FTE) 2023: 4.3 ▼ 0.8 vs 2022 (5.1) Unchanged	5 Employees (FTE) 2024: 5 ▲ 0.7 vs 2023 (4.3) Unchanged	4.1 Employees (FTE) 2025: 4.1 ▼ 0.9 vs 2024 (5) Unchanged	▼ 0.9

Key figures of D.K. CONSEILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to D.K. CONSEILS?

What happened at D.K. CONSEILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 11, 2026 New annual accounts for financial year 2025: profit of € 30,519. Source: NBB ↗
2023 André KEPPERS became a director. NBB
2023 Frédéric KEPPERS became a director. NBB
2023 Nadine DAGNELY became a director. NBB
Nov 15, 1999 New establishment in Charleroi. KBO
Sep 28, 1999 Start of the company according to the CBE. KBO

In short

From € 72,393 profit in 2022 to € 30,519 profit in 2025.

Paid € 75,801 in corporate taxes since 2022.

Best year ever: 2022, with € 72,393 profit.

On average € 94,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

André KEPPERS Frédéric KEPPERS Nadine DAGNELY

D.K. CONSEILS

D.K. COMPANY

Behind D.K. CONSEILS are André KEPPERS, Frédéric KEPPERS and Nadine DAGNELY. Frédéric KEPPERS is also behind D.K. COMPANY.

Directors

According to the 2025 annual accounts

André KEPPERS

Director

since 2023

Frédéric KEPPERS

Director

Also active at: D.K. COMPANY

since 2023

Nadine DAGNELY

Director

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Grand Rue 54

6470 Sivry-Rance

2.217.391.987

Avenue Paul Pastur 355

6032 Charleroi

Active since 15 November 1999

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.

All companies at this address →

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS dkconseils.be

About

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Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

OVH, FR

DNS

Cloudflare DNS

Website info

HTTPS Ja

Indexable pages 41

Languages FR

Features

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Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0466.955.030

VAT number

BE 0466.955.030

Registered office

Grand Rue 54, 6470 Sivry-Rance

Names & denominations

D.K. CONSEILS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

28 September 1999

Peppol

Active · Active since 15 Dec 2025

Contact

dkconseils.be [email protected]

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

D.K. CONSEILS

Financials

What happened to D.K. CONSEILS?

Management

Directors

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions