Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CREDENCE TRUST from Elsene, company number BE0444313250, closed financial year 2025 with a result of € -42,936 after tax. For that financial year CREDENCE TRUST recorded a gross margin of € 237,005 and equity of € 4.4 million. Compared with financial year 2024, the result moved from € -246,219 to € -42,936. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ 4.4 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -42,936
▲ 83 % less loss than in 2024
Profit after tax over the fiscal year.
€ 255,063
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -239,141.
People and assets in 2025
€ 53,980
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 631,855
▼ 6% vs 2024
Loans from banks and other lenders, long and short.
€ 6,139
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,460
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 80,767 | € 70,685 | € 108,159 | € 237,005 | ▲ 119% |
| Profit after taxes | € 32,676 | € -143,250 | € -246,219 | € -42,936 | ▲ € 203,283 |
| Equity | € 4,793,264 | € 4,650,014 | € 4,403,795 | € 4,360,859 | ▼ 1% |
| Total debts | € 824,000 | € 775,002 | € 706,489 | € 666,317 | ▼ 6% |
| Cash | € 150,632 | € 100,541 | € 440,874 | € 255,063 | ▼ 42% |
| Land & buildings | € 1,502,047 | € 1,463,387 | € 1,377,394 | € 1,296,369 | ▼ 6% |
| Retained profit | € 193,264 | € 50,014 | € -196,205 | € -239,141 | ▼ € 42,936 |
| Bank debt | € 758,735 | € 713,670 | € 670,094 | € 631,855 | ▼ 6% |
| Balance sheet total | € 5,617,264 | € 5,425,016 | € 5,110,284 | € 5,027,176 | ▼ 2% |
Key figures of CREDENCE TRUST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREDENCE TRUST?
What happened at CREDENCE TRUST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- ROGER BEGAULT stepped down as director. NBB
- Thomas BEGAULT stepped down as director. NBB
- Bénédicte BIOUL stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 42,936. filed late Source: NBB ↗
- ROGER BEGAULT became a director. NBB
- Thomas BEGAULT became a director. NBB
- Bénédicte BIOUL became a director. NBB
- New establishment in Elsene. KBO
In short
From € 32,676 profit in 2022 to € 42,936 loss in 2025.
Paid € 5,894 in corporate taxes since 2022.
Best year ever: 2022, with € 32,676 profit.
A new publication or filing at CREDENCE TRUST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
ROGER BEGAULT
Managing director
since 2022 · until 2028
Thomas BEGAULT
Director
since 2022 · until 2028
Bénédicte BIOUL
Managing director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Jaargetijdenlaan 118A
1050 Elsene
Jaargetijdenlaan 118
1050 Elsene
Active since 21 May 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.313.250
- VAT number
- BE 0444.313.250
- Registered office
- Jaargetijdenlaan 118A, 1050 Elsene
- Names & denominations
- CREDENCE TRUST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 May 1991
- Peppol
- Active · Active since 11 Dec 2025