Financials
Financial year 2025
S & V INVEST from Elsene, company number BE0434746278, closed financial year 2025 with a result of € 663,212 after tax. For that financial year S & V INVEST recorded a gross margin of € 1.5 million and equity of € 8.7 million. Compared with financial year 2024, the result moved from € 1.8 million to € 663,212. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 8.7 million
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 663,212
▼ 63% vs 2024
Profit after tax over the fiscal year.
€ 442,818
▲ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 5 million.
People and assets in 2025
0
▼ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 100,548
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,826
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5.3 million
▼ 14% vs 2024
€ 673,546 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 7,439
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,733
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 664,283 | € 1,353,470 | € 1,512,481 | € 1,509,526 | |
| Profit after taxes | € -43,293 | € 421,514 | € 1,802,521 | € 663,212 | ▼ 63% |
| Equity | € 5,783,083 | € 6,204,596 | € 8,007,116 | € 8,666,441 | ▲ 8% |
| Total debts | € 10,027,158 | € 8,794,764 | € 7,076,903 | € 5,854,576 | ▼ 17% |
| Cash | € 980,207 | € 440,604 | € 308,131 | € 442,818 | ▲ 44% |
| Land & buildings | € 9,729,188 | € 9,625,711 | € 8,728,521 | € 9,600,071 | ▲ 10% |
| Retained profit | € 2,155,803 | € 2,577,317 | € 4,379,837 | € 5,039,161 | ▲ 15% |
| Bank debt | € 7,966,764 | € 6,821,281 | € 6,162,247 | € 5,269,044 | ▼ 14% |
| Balance sheet total | € 16,291,970 | € 15,539,087 | € 15,719,821 | € 15,235,946 | ▼ 3% |
| Employees (FTE) | 1.6 | 1.6 | 1.6 | 0 | ▼ 1.6 |
Key figures of S & V INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S & V INVEST?
What happened at S & V INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 663,212 (▼ 63% vs 2024). Source: NBB ↗
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,293 loss in 2022 to € 663,212 profit in 2025.
Paid € 282,641 in corporate taxes since 2022.
Best year ever: 2024, with € 1.8 million profit.
On average € 945,300 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind S & V INVEST are Melchior SCHOLLER, Grégoire SCHOLLER, Philippe SCHOLLER and Barthelemy SCHOLLER. Melchior SCHOLLER is also behind Accompagnement, gestion et innovation sociale Bel and VIVA LA VIE. Grégoire SCHOLLER is also behind Accompagnement, gestion et innovation sociale Bel, DIALOGUE PSY, DANIEL CONSULTING, HEBERGEMENT ARC-EN-CIEL and VIVA LA VIE. Philippe SCHOLLER is also behind HEBERGEMENT ARC-EN-CIEL, VIVA LA VIE and GAIA REAL ESTATE. Barthelemy SCHOLLER is also behind GAIA REAL ESTATE.
Directors
According to the 2025 annual accounts
Melchior SCHOLLER
Director
Also active at: Accompagnement, gestion et innovation sociale Bel, VIVA LA VIE
Grégoire SCHOLLER
Director
Also active at: Accompagnement, gestion et innovation sociale Bel, DIALOGUE PSY, DANIEL CONSULTING, HEBERGEMENT ARC-EN-CIEL, VIVA LA VIE, GAIA REAL ESTATE
Philippe SCHOLLER
Managing director
Also active at: HEBERGEMENT ARC-EN-CIEL, VIVA LA VIE, GAIA REAL ESTATE
Establishments
Establishment units
Physical locations of this company
Jaargetijdenlaan 118A
1050 Elsene
Jaargetijdenlaan 118
1050 Elsene
Active since 13 July 1988
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
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Accompagnement, gestion et innovation sociale Bel same network
€ 588,032 gross margin · 2025
SON PARTICULIER
UNITE SCHOLLER
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.746.278
- VAT number
- BE 0434.746.278
- Registered office
- Jaargetijdenlaan 118A, 1050 Elsene
- Names & denominations
- S & V INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 June 1988
- Peppol
- Active · Active since 27 Oct 2025
- Activities · NACE
Handel in onroerend goed
Handel in eigen onroerend goed
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis