Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
16 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LE CHATEAU DE RAMIOUL from Chaudfontaine, company number BE0443193196, closed financial year 2025 with a result of € -842,942 after tax. For that financial year LE CHATEAU DE RAMIOUL recorded a gross margin of € 4.6 million and equity of € -1.3 million. Compared with financial year 2024, the result moved from € -849,986 to € -842,942. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ -1.3 million
▼ € 842,942 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -842,942
▲ 1 % less loss than in 2024
Profit after tax over the fiscal year.
€ 89,100
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.3 million.
People and assets in 2025
63.6
▼ 2.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 4.1 million
▲ 1% vs 2024
€ 65,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 62,609
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12.7 million
▲ 18% vs 2024
€ 494,496 is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.
€ 901,179
▲ 132% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1.2 million
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,850,376 | € 4,247,195 | € 4,313,310 | € 4,639,827 | ▲ 8% |
| Profit after taxes | € 219,628 | € -102,578 | € -849,986 | € -842,942 | ▲ € 7,044 |
| Equity | € 524,286 | € 421,707 | € -428,279 | € -1,271,221 | ▼ € 842,942 |
| Total debts | € 3,327,023 | € 8,629,726 | € 13,755,484 | € 16,664,847 | ▲ 21% |
| Cash | € 34,250 | € 101,270 | € 92,996 | € 89,100 | ▼ 4% |
| Land & buildings | € 902,850 | € 5,220,591 | € 8,922,716 | € 8,613,226 | ▼ 3% |
| Retained profit | € 462,286 | € 359,707 | € -490,279 | € -1,333,221 | ▼ € 842,942 |
| Bank debt | € 870,891 | € 5,386,817 | € 10,784,083 | € 12,678,096 | ▲ 18% |
| Balance sheet total | € 3,851,309 | € 9,051,434 | € 13,327,205 | € 15,393,625 | ▲ 16% |
| Employees (FTE) | 57.8 | 59.1 | 66.3 | 63.6 | ▼ 2.7 |
Key figures of LE CHATEAU DE RAMIOUL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LE CHATEAU DE RAMIOUL?
What happened at LE CHATEAU DE RAMIOUL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- MANON RENARD stepped down as director. NBB
- PAUL RENARD stepped down as director. NBB
- ERIC RENARD stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 842,942. filed late Source: NBB ↗
- MANON RENARD became a director. NBB
- PAUL RENARD became a director. NBB
- ERIC RENARD became a director. NBB
- New establishment in Flémalle. KBO
In short
From € 219,628 profit in 2022 to € 842,942 loss in 2025.
Paid € 153,521 in corporate taxes since 2022.
Best year ever: 2022, with € 219,628 profit.
On average € 73,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GOUPIL GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LE CHATEAU DE RAMIOULThe shares are held by GOUPIL GROUP (98.4%).
Directors
According to the 2025 annual accounts
MANON RENARD
Director
Also active at: Vanckan, DOMARG, IMMO GARLEC, GOUPIL - IMMO, SERV-R, GOUPIL GROUP, RESIDENCE LES AQUARELLES, ELISABETH RESIDENCE +8 more
since 2026 · until 2032
PAUL RENARD
Director
Also active at: Vanckan, DOMARG, IMMO GARLEC, GOUPIL - IMMO, SERV-R, GOUPIL GROUP, RESIDENCE LES AQUARELLES, ELISABETH RESIDENCE +6 more
since 2026 · until 2032
ERIC RENARD
Managing director
Also active at: Vanckan, JAMINON, RENARD & ASSOCIATES, DOMARG, IMMO GARLEC, GOUPIL - IMMO, SERV-R, GOUPIL GROUP, RESIDENCE LES AQUARELLES +12 more
since 2026 · until 2032
Shareholders
98.4%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chemin Macors 16
4052 Chaudfontaine
Chaussée de Ramioul(IVR) 184
4400 Flémalle
Active since 29 January 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
All companies at this address →Vanckan same network
€ 177,542 gross margin · 2025
DOMARG same network
€ 4.1 million gross margin · 2025
IMMO GARLEC same network
€ 6,755 gross margin · 2025
GOUPIL - IMMO same network
€ 296,788 revenue · 2025
SERV-R same network
€ 834,590 gross margin · 2025
+11 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.193.196
- VAT number
- BE 0443.193.196
- Registered office
- Chemin Macors 16, 4052 Chaudfontaine
- Names & denominations
- LE CHATEAU DE RAMIOUL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 February 1991
- Peppol
- Not registered
- Activities · NACE
Rusthuizen voor ouderen (ROB)
Rust- en verzorgingstehuizen