Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JAMINON, RENARD & ASSOCIATES from Waterloo, company number BE0433885255, closed financial year 2025 with a result of € 29,577 after tax. For that financial year JAMINON, RENARD & ASSOCIATES recorded a gross margin of € 34,601 and equity of € -142,829. Compared with financial year 2024, the result moved from € 16,114 to € 29,577. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 27, 2026.
€ -142,829
▲ € 29,577 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 29,577
▲ 84% vs 2024
Profit after tax over the fiscal year.
€ 11,229
▲ 66% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -254,829.
People and assets in 2025
€ 7,420
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 357
▲ € 301 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,255
▼ 39% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 21,686 | € 29,741 | € 21,066 | € 34,601 | ▲ 64% |
| Profit after taxes | € 18,692 | € 24,635 | € 16,114 | € 29,577 | ▲ 84% |
| Equity | € -213,155 | € -188,520 | € -172,406 | € -142,829 | ▲ € 29,577 |
| Total debts | € 231,384 | € 219,053 | € 196,291 | € 165,890 | ▼ 15% |
| Cash | € 7,518 | € 12,079 | € 6,773 | € 11,229 | ▲ 66% |
| Retained profit | € -325,155 | € -300,520 | € -284,406 | € -254,829 | ▲ € 29,577 |
| Balance sheet total | € 18,228 | € 30,533 | € 23,885 | € 23,060 | ▼ 3% |
Key figures of JAMINON, RENARD & ASSOCIATES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JAMINON, RENARD & ASSOCIATES?
What happened at JAMINON, RENARD & ASSOCIATES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Justine JAMINON stepped down as director. NBB
- Nathan JAMINON stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 29,577 (▲ 84% vs 2024). Source: NBB ↗
- Justine JAMINON became a director. NBB
- Nathan JAMINON became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,692 profit in 2022 to € 29,577 profit in 2025.
Best year ever: 2025, with € 29,577 profit.
Management
Directors
According to the 2025 annual accounts
Justine JAMINON
Director
since 2025 · until 2031
Nathan JAMINON
Director
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Clos du Renard 19
1410 Waterloo
Avenue des Sarcelles 29
1410 Waterloo
Active since 29 November 1995
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.885.255
- VAT number
- BE 0433.885.255
- Registered office
- Clos du Renard 19, 1410 Waterloo
- Names & denominations
- JAMINON, RENARD & ASSOCIATES · J R & A S.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 1988
- Peppol
- Active · Active since 11 Nov 2025
- Contact
- [email protected] 0475359771
- Activities · NACE
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