Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
GESPA INVEST from Liège, company number BE0442866465, closed financial year 2025 with a result of € -25,536 after tax. For that financial year GESPA INVEST recorded a gross margin of € 157,022 and equity of € 1 million. Compared with financial year 2024, the result moved from € -42,656 to € -25,536. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ 1 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,536
▲ 40 % less loss than in 2024
Profit after tax over the fiscal year.
€ 8,741
▲ 151% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -136,842.
Debts at end 2025
€ 693,320
▼ 9% vs 2024
€ 78,989 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 133,952
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,300
▲ € 29,410 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 226,252 | € 570,469 | € 228,615 | € 157,022 | ▼ 31% |
| Profit after taxes | € 9,686 | € 321,344 | € -42,656 | € -25,536 | ▲ € 17,120 |
| Equity | € 765,857 | € 1,087,201 | € 1,060,854 | € 1,035,318 | ▼ 2% |
| Total debts | € 1,684,055 | € 1,256,772 | € 1,221,520 | € 1,144,144 | ▼ 6% |
| Cash | € 28,142 | € 24,551 | € 3,489 | € 8,741 | ▲ 151% |
| Land & buildings | € 2,173,590 | € 2,048,206 | € 1,922,822 | € 1,797,438 | ▼ 7% |
| Retained profit | € -312,863 | € 15,041 | € -11,306 | € -136,842 | ▼ € 125,536 |
| Bank debt | € 1,294,982 | € 826,835 | € 763,983 | € 693,320 | ▼ 9% |
| Balance sheet total | € 2,925,946 | € 2,850,627 | € 2,748,566 | € 2,584,307 | ▼ 6% |
Key figures of GESPA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GESPA INVEST?
What happened at GESPA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 25,536. filed late Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,686 profit in 2022 to € 25,536 loss in 2025.
Paid € 37,181 in corporate taxes since 2022.
Best year ever: 2023, with € 321,344 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of AUGEO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GESPA INVESTBehind GESPA INVEST is Didier ZOVI. The shares are held by AUGEO (38.5%). It owns 97.9% of EURO INVEST GROUP itself.
Directors
According to the 2025 annual accounts
Didier ZOVI
Director
Also active at: EURO INVEST GROUP, EURO FIDES CREDIT MANAGEMENT, AUGEO, HIVELAB Software & IT services, ERIGO, RECOVERY TEAM SERVICES, AUXILIUM SERVICES, IZIKO
Shareholders
38.5%
Participations
97.9%
Establishments
Establishment units
Physical locations of this company
Rue de Lantin 155B
4000 Liège
Rue de Lantin 155b
4000 Liège
Active since 5 July 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.866.465
- VAT number
- BE 0442.866.465
- Registered office
- Rue de Lantin 155B, 4000 Liège
- Names & denominations
- G.I.H. · GESPA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 December 1990
- Peppol
- Active · Active since 9 Dec 2025