Financials
Financial year 2025
EURO FIDES CREDIT MANAGEMENT from Elsene, company number BE0421412045, closed financial year 2025 with a result of € 101,465 after tax. For that financial year EURO FIDES CREDIT MANAGEMENT recorded a gross margin of € 3 million and equity of € 2.9 million. Compared with financial year 2024, the result moved from € 25,425 to € 101,465. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 2.9 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 101,465
▲ 299% vs 2024
Profit after tax over the fiscal year.
€ 2.7 million
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 37,000 paid out
36 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 2.2 million
▲ 28% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 58,142
▲ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.4 million
▲ 5% vs 2024
€ 423,154 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 780,420
▲ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 316,363
▲ 87% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,051,313 | € 2,280,176 | € 2,294,133 | € 3,043,239 | ▲ 33% |
| Profit after taxes | € 272,592 | € 165,915 | € 25,425 | € 101,465 | ▲ 299% |
| Equity | € 2,638,449 | € 2,804,364 | € 2,819,789 | € 2,884,254 | ▲ 2% |
| Total debts | € 5,713,517 | € 6,096,308 | € 7,176,229 | € 8,817,597 | ▲ 23% |
| Cash | € 2,131,492 | € 2,412,256 | € 2,269,260 | € 2,662,765 | ▲ 17% |
| Land & buildings | € 2,537,723 | € 2,355,515 | € 2,179,545 | € 2,007,276 | ▼ 8% |
| Retained profit | € 2,462,849 | € 2,628,764 | € 2,644,189 | € 2,708,654 | ▲ 2% |
| Dividend | € 0 | € 0 | € 10,000 | € 37,000 | ▲ 270% |
| Bank debt | € 2,779,911 | € 2,726,198 | € 3,270,790 | € 3,421,308 | ▲ 5% |
| Balance sheet total | € 8,351,966 | € 8,913,528 | € 9,996,018 | € 11,701,851 | ▲ 17% |
| Employees (FTE) | 27.4 | 30.5 | 32.8 | - |
Key figures of EURO FIDES CREDIT MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EURO FIDES CREDIT MANAGEMENT?
What happened at EURO FIDES CREDIT MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 101,465 (▲ 299% vs 2024). filed late Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Leuven. KBO
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 272,592 profit in 2022 to € 101,465 profit in 2025.
Paid € 453,719 in corporate taxes since 2022.
Best year ever: 2022, with € 272,592 profit.
On average € 69,900 of value added per employee in 2024.
A new publication or filing at EURO FIDES CREDIT MANAGEMENT? We notify you, reason included.
Follow EURO FIDES CREDIT MANAGEMENTDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind EURO FIDES CREDIT MANAGEMENT are Didier ZOVI, ACEGME and Cédric CARABIN. Didier ZOVI is also behind EURO INVEST GROUP, GESPA INVEST, AUGEO, HIVELAB Software & IT services and ERIGO. ACEGME is also behind Ateliers de Construction de Herstal, FORESTIA, DGL IMMO and GERIGO. Cédric CARABIN is also behind HIVELAB Software & IT services.
Directors
According to the 2025 annual accounts
Didier ZOVI
Director
Also active at: EURO INVEST GROUP, GESPA INVEST, AUGEO, HIVELAB Software & IT services, ERIGO, RECOVERY TEAM SERVICES, AUXILIUM SERVICES, IZIKO
Director · represented by Giuseppe ALFANO
Also active at: Ateliers de Construction de Herstal, FORESTIA, DGL IMMO, GERIGO
Establishments
Establishment units
Physical locations of this company
Louizalaan 231
1050 Elsene
Rue de Lantin 155 box B
4000 Liège
Active since 25 March 1981
Interleuvenlaan 62
3001 Leuven
Active since 5 November 2014
Rue de Lantin 155 box A
4000 Liège
Active since 26 January 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
DSTNY-BACKBONE International Backbone, BE
Domain
Domain
eurofides.eu
Registrar
EuroDNS S.A.
Website info
Features
Security
Details
- Company number
- 0421.412.045
- VAT number
- BE 0421.412.045
- Registered office
- Louizalaan 231, 1050 Elsene
- Names & denominations
- EURO FIDES CREDIT MANAGEMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 February 1981
- Peppol
- Active · Active since 27 Nov 2025
- Contact
- eurofides.eu
- Activities · NACE
Activiteiten van incasso- en kredietbureaus