Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
PARGESFIN from Gerpinnes, company number BE0806403362, closed financial year 2025 with a result of € 119,865 after tax. For that financial year PARGESFIN recorded a gross margin of € 153,214 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 194,612 to € 119,865. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ 1.9 million
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 119,865
▼ 38% vs 2024
Profit after tax over the fiscal year.
€ 74,032
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
1.5
Average over the fiscal year, from the social balance sheet.
€ 104,155
▲ 5% vs 2024
€ 69,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,738
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 million
▲ 62% vs 2024
€ 285,931 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 216,593
▲ € 209,201 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,677
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 322,704 | € 277,760 | € 215,079 | € 153,214 | ▼ 29% |
| Profit after taxes | € 192,413 | € 70,312 | € 194,612 | € 119,865 | ▼ 38% |
| Equity | € 1,479,857 | € 1,612,048 | € 1,806,602 | € 1,926,408 | ▲ 7% |
| Total debts | € 1,609,019 | € 1,645,832 | € 1,460,589 | € 2,741,617 | ▲ 88% |
| Cash | € 303,085 | € 126,169 | € 95,314 | € 74,032 | ▼ 22% |
| Land & buildings | € 745,470 | € 711,908 | € 678,497 | € 645,908 | ▼ 5% |
| Retained profit | € 926,166 | € 996,479 | € 1,191,091 | € 1,310,956 | ▲ 10% |
| Bank debt | € 1,157,611 | € 1,101,255 | € 960,187 | € 1,551,660 | ▲ 62% |
| Balance sheet total | € 3,220,868 | € 3,384,186 | € 3,387,810 | € 4,782,959 | ▲ 41% |
| Employees (FTE) | - | 1.3 | 1.5 | 1.5 |
Key figures of PARGESFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PARGESFIN?
What happened at PARGESFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 119,865 (▼ 38% vs 2024). filed late Source: NBB ↗
- Louis LIESSE became a director. NBB
- Marie NAISSE became a director. NBB
- François LIESSE stepped down as director. NBB
- New establishment in Gerpinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 192,413 profit in 2022 to € 119,865 profit in 2025.
Paid € 87,438 in corporate taxes since 2022.
Best year ever: 2024, with € 194,612 profit.
On average € 102,100 of value added per employee in 2025.
Management
Behind PARGESFIN are Marie NAISSE and Louis LIESSE. It owns 87% of Alexandre and Co , 33% of Passion Immobilière SPRL, 25% of ASSURANCES BOUGARD SUD, 25% of Five Group SPRL, 24.8% of Baltazar et Fadema and 1% of BRICOLIGHT itself.
Directors
According to the 2025 annual accounts
Marie NAISSE
Director
since 2023
since 2023
François LIESSE
Director
Also active at: DALIMMO CONSULT, BOUGARD- LA LOUVIERE, HECQ - ASSUR, ETABLISSEMENTS ALEXANDRE ET CO, ASSURANCES BOUGARD-SUD, FLEXIBOX SRL, IB CONSULT, FUN INCENTIVE +1 more
· until 2020
Establishments
Establishment units
Physical locations of this company
Drève des Charmes(GER) 2
6280 Gerpinnes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →DALIMMO CONSULT same network
€ 5,549 gross margin · 2025
LOL INVEST SRL
€ 207,402 gross margin · 2025
FLEXIBOX SRL same network
€ 154,486 gross margin · 2025
PASSION IMMOBILIERE same network
€ 361,669 gross margin · 2025
IB CONSULT same network
€ -4,338 gross margin · 2025
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0806.403.362
- VAT number
- BE 0806.403.362
- Registered office
- Drève des Charmes(GER) 2, 6280 Gerpinnes
- Names & denominations
- PARGESFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 September 2008
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Diverse administratieve activiteiten ten behoeve van kantoren
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige zakelijke dienstverlening, neg