Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MALPERTUS from Kortrijk, company number BE0441055436, closed financial year 2025 with a result of € 247,268 after tax. For that financial year MALPERTUS recorded a gross margin of € 528,557 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 91,048 to € 247,268. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 1.5 million
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 247,268
▲ 172% vs 2024
Profit after tax over the fiscal year.
€ 79,903
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 459,072 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 409,882
▼ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 103,875
▼ 68% vs 2024
€ 47,596 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,877
▼ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,492
▲ € 27,892 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,509,819 | € 289,674 | € 324,586 | € 528,557 | ▲ 63% |
| Profit after taxes | € 945,257 | € 77,392 | € 91,048 | € 247,268 | ▲ 172% |
| Equity | € 1,682,068 | € 1,758,627 | € 1,739,607 | € 1,527,804 | ▼ 12% |
| Total debts | € 858,060 | € 625,765 | € 552,942 | € 524,141 | ▼ 5% |
| Cash | € 153,414 | € 9,727 | € 72,908 | € 79,903 | ▲ 10% |
| Land & buildings | € 1,867,287 | € 1,762,315 | € 1,702,744 | € 1,336,036 | ▼ 22% |
| Retained profit | € 1,663,518 | € 1,740,077 | € 1,721,057 | € 1,509,254 | ▼ 12% |
| Dividend | € 190,827 | € 833 | € 110,068 | € 459,072 | ▲ € 349,004 |
| Bank debt | € 581,112 | € 403,696 | € 320,652 | € 103,875 | ▼ 68% |
| Balance sheet total | € 2,849,666 | € 2,674,244 | € 2,565,842 | € 2,293,440 | ▼ 11% |
Key figures of MALPERTUS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MALPERTUS?
What happened at MALPERTUS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 247,268 (▲ 172% vs 2024). filed late Source: NBB ↗
- Michel DE BIE became a director. NBB
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 945,257 profit in 2022 to € 247,268 profit in 2025.
Paid € 327,554 in corporate taxes since 2022.
Best year ever: 2022, with € 945,257 profit.
Paid out € 760,799 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MALPERTUS is Michel DE BIE. Michel DE BIE is also behind ESPERTO Kortrijk, ESPERTO & Partners, De Bie & C° Expertises and ESPERTO Brugge-Kust.
Directors
According to the 2025 annual accounts
Michel DE BIE
Manager
Also active at: ESPERTO Kortrijk, ESPERTO & Partners, De Bie & C° Expertises, ESPERTO Brugge-Kust
since 2004
Establishments
Establishment units
Physical locations of this company
Wolvendreef(Kor) 61D
8500 Kortrijk
Beneluxpark(Kor) 17
8500 Kortrijk
Active since 9 July 1990
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.055.436
- VAT number
- BE 0441.055.436
- Registered office
- Wolvendreef(Kor) 61D, 8500 Kortrijk
- Names & denominations
- MALPERTUS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 July 1990
- Peppol
- Active · Active since 27 Dec 2025
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs
Schade- en risico- experten