Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INVESTO from Hasselt, company number BE0440220444, closed financial year 2025 with a result of € -74,866 after tax. For that financial year INVESTO recorded a gross margin of € -47,517 and equity of € -26,950. Compared with financial year 2024, the result moved from € -97,442 to € -74,866. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 21, 2026.
€ -26,950
▼ € 74,866 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -74,866
▲ 23 % less loss than in 2024
Profit after tax over the fiscal year.
€ 27,658
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -471,950.
People and assets in 2025
€ 70,520
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,309
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 954
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 12,704 | € -7,447 | € -48,411 | € -47,517 | ▲ € 894 |
| Profit after taxes | € -13,943 | € -101,228 | € -97,442 | € -74,866 | ▲ € 22,576 |
| Equity | € 246,586 | € 145,358 | € 47,916 | € -26,950 | ▼ € 74,866 |
| Total debts | € 474,837 | € 447,876 | € 495,034 | € 286,655 | ▼ 42% |
| Cash | € 332,118 | € 219,186 | € 323,283 | € 27,658 | ▼ 91% |
| Land & buildings | € 39,266 | € 39,266 | € 39,266 | € 39,266 | |
| Retained profit | € -198,414 | € -299,642 | € -397,084 | € -471,950 | ▼ € 74,866 |
| Balance sheet total | € 721,423 | € 593,234 | € 542,949 | € 259,705 | ▼ 52% |
Key figures of INVESTO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INVESTO?
What happened at INVESTO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Lizette Creemers stepped down as director. NBB
- Leo Joy Donné stepped down as director. NBB
- Ingrid VERSCHUEREN stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 74,866. Source: NBB ↗
- Lizette Creemers became a director. NBB
- Leo Joy Donné became a director. NBB
- Ingrid VERSCHUEREN became a director. NBB
- New establishment in Hasselt. KBO
In short
From € 13,943 loss in 2022 to € 74,866 loss in 2025.
Paid € 4,091 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Lizette Creemers
Director
since 2023 · until 2029
Leo Joy Donné
Director
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Walputstraat 23
3500 Hasselt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.220.444
- VAT number
- BE 0440.220.444
- Registered office
- Walputstraat 23, 3500 Hasselt
- Names & denominations
- INVESTO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 1990
- Peppol
- Active · Active since 12 Jan 2026
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