Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
TERMAAS from Maasmechelen, company number BE0440031986, closed financial year 2025 with a result of € -9,354 after tax. For that financial year TERMAAS recorded a gross margin of € -1,616 and equity of € 84,205. Compared with financial year 2024, the result moved from € -8,405 to € -9,354. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 84,205
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,354
▼ 11 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,058
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 9,836.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 24,797
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,064 | € -1,809 | € -702 | € -1,616 | ▼ € 914 |
| Profit after taxes | € -8,837 | € -9,529 | € -8,405 | € -9,354 | ▼ € 948 |
| Equity | € 111,493 | € 101,964 | € 93,558 | € 84,205 | ▼ 10% |
| Total debts | € 212,798 | € 214,607 | € 215,310 | € 216,926 | ▲ 1% |
| Cash | € 2,681 | € 2,474 | € 2,283 | € 2,058 | ▼ 10% |
| Land & buildings | € 145,242 | € 137,730 | € 130,217 | € 122,705 | ▼ 6% |
| Retained profit | € 37,125 | € 27,595 | € 19,190 | € 9,836 | ▼ 49% |
| Balance sheet total | € 324,291 | € 316,571 | € 308,868 | € 301,130 | ▼ 3% |
Key figures of TERMAAS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to TERMAAS?
What happened at TERMAAS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,354. Source: NBB ↗
- Andreina Dal Pozzo became a director. NBB
- Pasqua Saponaro became a director. NBB
- Ubaldo De Vincentiis became a director. NBB
- New establishment in Maasmechelen. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,837 loss in 2022 to € 9,354 loss in 2025.
Management
The stake of Immo Louis comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TERMAASBehind TERMAAS are Andreina Dal Pozzo, Pasqua Saponaro and Ubaldo De Vincentiis. The shares are held by Immo Louis (50%).
Directors
According to the 2025 annual accounts
Andreina Dal Pozzo
Director
since 2020
since 2020
since 2020
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dokter Haubenlaan(M) 3
3630 Maasmechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →Immo Louis same network
€ 12,979 gross margin · 2025
Intergroup
€ -1,117 gross margin · 2025
QUADRIFOGLIO
€ 25,814 gross margin · 2025
De Vincentiis Group same network
€ -2,267 gross margin · 2025
MAASINVEST
€ 12,787 gross margin · 2024
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.031.986
- VAT number
- BE 0440.031.986
- Registered office
- Dokter Haubenlaan(M) 3, 3630 Maasmechelen
- Names & denominations
- TERMAAS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 February 1990
- Peppol
- Not registered