Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Immo Louis from Maasmechelen, company number BE0404712209, closed financial year 2025 with a result of € -21,418 after tax. For that financial year Immo Louis recorded a gross margin of € 12,979 and equity of € -305,522. Compared with financial year 2024, the result moved from € -40,883 to € -21,418. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ -305,522
▼ € 21,418 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,418
▲ 48 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -367,522.
Debts at end 2025
€ 400,549
▼ 4% vs 2024
Loans from banks and other lenders, long and short.
€ 4,123
▲ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,881 | € 11,734 | € -1,724 | € 12,979 | ▲ € 14,703 |
| Profit after taxes | € -25,370 | € -28,022 | € -40,883 | € -21,418 | ▲ € 19,465 |
| Equity | € -215,199 | € -243,221 | € -284,104 | € -305,522 | ▼ € 21,418 |
| Total debts | € 1,001,392 | € 1,037,169 | € 1,049,355 | € 1,041,000 | ▼ 1% |
| Cash | - | € 1 | € 40 | € 1 | ▼ 99% |
| Land & buildings | € 682,620 | € 652,884 | € 622,848 | € 592,812 | ▼ 5% |
| Retained profit | € -277,199 | € -305,221 | € -346,104 | € -367,522 | ▼ € 21,418 |
| Bank debt | € 450,548 | € 430,549 | € 415,549 | € 400,549 | ▼ 4% |
| Balance sheet total | € 809,728 | € 813,907 | € 781,635 | € 748,285 | ▼ 4% |
Key figures of Immo Louis, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Immo Louis?
What happened at Immo Louis in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,418. Source: NBB ↗
- Tiziana De Vincentiis became a director. NBB
- Armando De Vincentiis became a director. NBB
- Pasqua Saponaro became a director. NBB
- New establishment in Maasmechelen. KBO
- Start of the company according to the CBE. KBO
- New establishment in Antwerpen. KBO
In short
From € 25,370 loss in 2022 to € 21,418 loss in 2025.
Management
Behind Immo Louis are Tiziana De Vincentiis, Armando De Vincentiis and Pasqua Saponaro. It owns 50% of Termaas NV itself.
Directors
According to the 2025 annual accounts
Tiziana De Vincentiis
Director
since 2020
Armando De Vincentiis
Managing director
Also active at: Intergroup, QUADRIFOGLIO, MAASINVEST, PREMIUM DEVELOPMENT GROUP
since 2020
Pasqua Saponaro
Director
Also active at: Intergroup, MAASINVEST, TERMAAS, EUROP INVEST, PREMIUM DEVELOPMENT GROUP
since 2003
Establishments
Establishment units
Physical locations of this company
Dokter Haubenlaan(M) 3
3630 Maasmechelen
Broederminstraat 36
2018 Antwerpen
Active since 1 October 1954
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →Intergroup same network
€ -1,117 gross margin · 2025
QUADRIFOGLIO same network
€ 25,814 gross margin · 2025
De Vincentiis Group
€ -2,267 gross margin · 2025
MAASINVEST same network
€ 12,787 gross margin · 2024
TERMAAS same network
€ -1,616 gross margin · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0404.712.209
- VAT number
- BE 0404.712.209
- Registered office
- Dokter Haubenlaan(M) 3, 3630 Maasmechelen
- Names & denominations
- Immo Louis
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered