Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
63 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FINANCE AND ASSET MANAGEMENT from Sint-Lambrechts-Woluwe, company number BE0438602128, closed financial year 2025 with a result of € -600 after tax. For that financial year FINANCE AND ASSET MANAGEMENT recorded a gross margin of € -167 and equity of € 252,888. Compared with financial year 2024, the result moved from € -1,544 to € -600. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on February 24, 2026.
€ 252,888
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -600
▲ 61 % less loss than in 2024
Profit after tax over the fiscal year.
€ 138
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 234,288.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,202 | € -1,957 | € -1,133 | € -167 | ▲ € 966 |
| Profit after taxes | € -148,889 | € -5,746 | € -1,544 | € -600 | ▲ € 944 |
| Equity | € 260,779 | € 255,033 | € 253,489 | € 252,888 | |
| Total debts | € 0 | € 0 | € 500,500 | € 501,000 | |
| Cash | € 242,059 | € 255,033 | € 239 | € 138 | ▼ 42% |
| Retained profit | € 242,179 | € 236,433 | € 234,889 | € 234,288 | |
| Balance sheet total | € 260,779 | € 255,033 | € 753,989 | € 753,888 |
Key figures of FINANCE AND ASSET MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 June 2027.
What happened to FINANCE AND ASSET MANAGEMENT?
What happened at FINANCE AND ASSET MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 600. Source: NBB ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 148,889 loss in 2022 to € 600 loss in 2025.
A new publication or filing at FINANCE AND ASSET MANAGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of David Richard Thompson comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FINANCE AND ASSET MANAGEMENTBehind FINANCE AND ASSET MANAGEMENT is FRANCOIS DETANDT. The shares are held by David Richard Thompson (100%).
Directors
According to the 2025 annual accounts
FRANCOIS DETANDT
Director
Also active at: ONE REFRACTORIES, Société d'Etudes, de Gestion et Immobilière, Immobilière des Tanneurs, F.B.M. TECHNOLOGY - TIME AND DATA SYSTEMS, Société Immobilière du Canal, SIGECO, Société Forestière d'ODEIGNE, SCHEERS PUBLICITE +108 more
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vergoteplein 19
1200 Sint-Lambrechts-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 63 companies are registered at this address.
All companies at this address →Société d'Etudes, de Gestion et Immobilière same network
€ -2,638 gross margin · 2025
Immobilière des Tanneurs same network
€ 3,528 gross margin · 2025
F.B.M. TECHNOLOGY - TIME AND DATA SYSTEMS same network
€ -714 gross margin · 2025
Société Immobilière du Canal same network
G.A.B.S.
€ 58,101 gross margin · 2025
+58 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.602.128
- VAT number
- BE 0438.602.128
- Registered office
- Vergoteplein 19, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- FINANCE AND ASSET MANAGEMENT · FINAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 September 1989
- Peppol
- Not registered
- Activities · NACE
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