Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 29.3 to 22.2.
Financials
Financial year 2025
MERCATOR from Leuven, company number BE0437666968, closed financial year 2025 with a result of € 217,493 after tax. For that financial year MERCATOR recorded a gross margin of € 1.7 million and equity of € 1 million. Compared with financial year 2024, the result moved from € 167,866 to € 217,493. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 1 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 217,493
▲ 30% vs 2024
Profit after tax over the fiscal year.
€ 712,681
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 250,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
22.2
▼ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 7% vs 2024
€ 56,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 280,936
▼ 20% vs 2024
Of which on lease € 57,947.
Debts at end 2025
€ 132,099
▼ 35% vs 2024
€ 64,444 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 253,273
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 141,987
▼ 6% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,029,916 | € 1,958,532 | € 1,612,513 | € 1,733,396 | ▲ 7% |
| Profit after taxes | € 321,702 | € 235,461 | € 167,866 | € 217,493 | ▲ 30% |
| Equity | € 1,234,318 | € 1,169,779 | € 1,037,644 | € 1,005,138 | ▼ 3% |
| Total debts | € 938,130 | € 752,022 | € 605,597 | € 527,359 | ▼ 13% |
| Cash | € 637,399 | € 481,585 | € 509,266 | € 712,681 | ▲ 40% |
| Land & buildings | € 112,629 | € 82,375 | € 52,331 | € 34,076 | ▼ 35% |
| Retained profit | € 1,172,818 | € 1,108,279 | € 976,144 | € 943,638 | ▼ 3% |
| Dividend | € 300,000 | € 300,000 | € 300,000 | € 250,000 | ▼ 17% |
| Bank debt | € 373,312 | € 282,665 | € 203,792 | € 132,099 | ▼ 35% |
| Balance sheet total | € 2,172,448 | € 1,921,801 | € 1,643,242 | € 1,532,497 | ▼ 7% |
| Employees (FTE) | 34.3 | 29.3 | 23.3 | 22.2 | ▼ 1.1 |
Key figures of MERCATOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MERCATOR?
What happened at MERCATOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 217,493 (▲ 30% vs 2024). Source: NBB ↗
- New establishment in Brussel. KBO
- New establishment in Leuven. KBO
- New establishment in Overijse. KBO
- New establishment in Zaventem. KBO
- New establishment in Leuven. KBO
- New establishment in Kortenberg. KBO
- New establishment in Rotselaar. KBO
In short
From € 321,702 profit in 2022 to € 217,493 profit in 2025.
Paid € 344,716 in corporate taxes since 2022.
Best year ever: 2022, with € 321,702 profit.
On average € 78,100 of value added per employee in 2025.
A new publication or filing at MERCATOR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Vias institute, ROYAL AUTOMOBILE CLUB DE BELGIQUE - KONINKLIJKE AUTOMOBIEL CLUB VAN BELGIE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MERCATORBehind MERCATOR are Secur-Advice BV and Koninklijke Automobielclub Van België VZW. The shares are held by Vias institute (50.1%) and ROYAL AUTOMOBILE CLUB DE BELGIQUE - KONINKLIJKE AUTOMOBIEL CLUB VAN BELGIE (50%).
Directors
According to the 2025 annual accounts
Director
Also active at: Vias institute, GLOBAL DRIVERS CONCEPT, ellis.care, SAFELANE
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Blijde-Inkomststraat 80
3000 Leuven
Kerkplein 24
1930 Zaventem
Active since 21 September 1989
Leuvensesteenweg 244
3070 Kortenberg
Active since 13 September 1989
Wingepark 7
3110 Rotselaar
Active since 13 September 1989
Herestraat 5
3000 Leuven
Active since 3 September 2018
Brusselsesteenweg 202
3090 Overijse
Active since 3 September 2018
Haachtsesteenweg 1405
1130 Brussel
Active since 1 August 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0437.666.968
- VAT number
- BE 0437.666.968
- Registered office
- Blijde-Inkomststraat 80, 3000 Leuven
- Names & denominations
- MERCATOR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 June 1989
- Peppol
- Active · Active since 8 Aug 2023
- Contact
- rijschoolmercator.be
- Activities · NACE
Activiteiten van auto- en motorrijscholen
Autorijscholen
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Verhuur van auto's