Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FVG-INVEST from Hamme (Vl.), company number BE0437529386, closed financial year 2025 with a result of € 7,834 after tax. For that financial year FVG-INVEST recorded a gross margin of € 54,605 and equity of € 759,831. Compared with financial year 2024, the result moved from € 18,224 to € 7,834. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 4, 2026.
€ 759,831
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,834
▼ 57% vs 2024
Profit after tax over the fiscal year.
€ 12,394
▲ € 10,557 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -216,669.
People and assets in 2025
€ 1,638
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 236,517
▼ 8% vs 2024
€ 16,283 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 5,205
▲ € 4,664 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,110 | € 53,773 | € 60,728 | € 54,605 | ▼ 10% |
| Profit after taxes | € 19,591 | € 22,843 | € 18,224 | € 7,834 | ▼ 57% |
| Equity | € 710,930 | € 733,772 | € 751,996 | € 759,831 | ▲ 1% |
| Total debts | € 723,215 | € 737,346 | € 705,925 | € 668,083 | ▼ 5% |
| Cash | € 3,509 | € 7,432 | € 1,838 | € 12,394 | ▲ € 10,557 |
| Land & buildings | € 732,089 | € 1,083,716 | € 1,051,527 | € 1,019,339 | ▼ 3% |
| Retained profit | € -265,570 | € -242,728 | € -224,504 | € -216,669 | ▲ € 7,834 |
| Bank debt | € 248,516 | € 272,822 | € 256,939 | € 236,517 | ▼ 8% |
| Balance sheet total | € 1,434,145 | € 1,471,119 | € 1,457,921 | € 1,427,913 | ▼ 2% |
Key figures of FVG-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FVG-INVEST?
What happened at FVG-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,834 (▼ 57% vs 2024). Source: NBB ↗
- FRANS VAN GAEVEREN became a director. NBB
- New establishment in Hamme (Vl.). KBO
- Start of the company according to the CBE. KBO
In short
From € 19,591 profit in 2022 to € 7,834 profit in 2025.
Best year ever: 2023, with € 22,843 profit.
A new publication or filing at FVG-INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FVG-INVEST is FRANS VAN GAEVEREN. FRANS VAN GAEVEREN is also behind VAN GAEVEREN VERZEKERINGEN and CENTRAAL KANTOOR CIO.
Directors
According to the 2025 annual accounts
FRANS VAN GAEVEREN
Managing director
Also active at: VAN GAEVEREN VERZEKERINGEN, CENTRAAL KANTOOR CIO
since 2001
Establishments
Establishment units
Physical locations of this company
Durmebrug 3
9220 Hamme (Vl.)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →VAN GAEVEREN VERZEKERINGEN same network
€ -3,666 gross margin · 2025
Solid Partner
€ 49,187 gross margin · 2025
CENTRAAL KANTOOR CIO same network
€ 10,070 gross margin · 2025
ROSANTRA
€ 1.7 million gross margin · 2024
S.C.A.T. Promotions
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.529.386
- VAT number
- BE 0437.529.386
- Registered office
- Durmebrug 3, 9220 Hamme (Vl.)
- Names & denominations
- FVG-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 May 1989
- Peppol
- Active · Active since 27 Mar 2026