Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VAN GAEVEREN VERZEKERINGEN from Hamme (Vl.), company number BE0428401686, closed financial year 2025 with a result of € -4,283 after tax. For that financial year VAN GAEVEREN VERZEKERINGEN recorded a gross margin of € -3,666 and equity of € 36,066. Compared with financial year 2024, the result moved from € -16,603 to € -4,283. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 36,066
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,283
▲ 74 % less loss than in 2024
Profit after tax over the fiscal year.
€ 91
▼ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7,315.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 604
▼ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,196 | € 100,164 | € -10,007 | € -3,666 | ▲ € 6,341 |
| Profit after taxes | € -10,130 | € 83,771 | € -16,603 | € -4,283 | ▲ € 12,320 |
| Equity | € -26,820 | € 56,952 | € 40,349 | € 36,066 | ▼ 11% |
| Total debts | € 46,425 | € 4,180 | € 1,732 | € 604 | ▼ 65% |
| Cash | € 5,314 | € 27,027 | € 502 | € 91 | ▼ 82% |
| Land & buildings | € 12,000 | € 12,000 | € 12,000 | € 12,000 | |
| Retained profit | € -70,201 | € 13,570 | € -3,032 | € -7,315 | ▼ € 4,283 |
| Bank debt | € 2,500 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 19,606 | € 79,027 | € 50,081 | € 44,671 | ▼ 11% |
Key figures of VAN GAEVEREN VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VAN GAEVEREN VERZEKERINGEN?
What happened at VAN GAEVEREN VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,283. Source: NBB ↗
- New establishment in Hamme (Vl.). KBO
- Frans Van Gaeveren became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 10,130 loss in 2022 to € 4,283 loss in 2025.
Paid € 15,824 in corporate taxes since 2022.
Best year ever: 2023, with € 83,771 profit.
Management
Behind VAN GAEVEREN VERZEKERINGEN is Frans Van Gaeveren. Frans Van Gaeveren is also behind FVG-INVEST and CENTRAAL KANTOOR CIO.
Directors
According to the 2025 annual accounts
since 1986
Establishments
Establishment units
Physical locations of this company
Durmebrug 3
9220 Hamme (Vl.)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Solid Partner
€ 49,187 gross margin · 2025
FVG-INVEST same network
€ 54,605 gross margin · 2025
CENTRAAL KANTOOR CIO same network
€ 10,070 gross margin · 2025
ROSANTRA
€ -45,974 gross margin · 2025
S.C.A.T. Promotions
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.401.686
- VAT number
- BE 0428.401.686
- Registered office
- Durmebrug 3, 9220 Hamme (Vl.)
- Names & denominations
- VAN GAEVEREN VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 January 1986
- Peppol
- Active · Active since 21 Oct 2026