Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
92 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Société Financière de Tervueren from Sint-Pieters-Woluwe, company number BE0436443481, closed financial year 2025 with a result of € 191,554 after tax. For that financial year Société Financière de Tervueren recorded a gross margin of € 345,933 and equity of € 11.9 million. Compared with financial year 2024, the result moved from € 420,076 to € 191,554. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 11.9 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 191,554
▼ 54% vs 2024
Profit after tax over the fiscal year.
€ 64,797
▲ € 50,522 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 180,000 paid out
94 % of the profit went to the shareholders, mostly to OPHELIMA SA (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 9,746
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.3 million
▼ 14% vs 2024
€ 495,134 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1,240
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,473
▲ € 7,348 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 573,850 | € 546,467 | € 560,236 | € 345,933 | ▼ 38% |
| Profit after taxes | € 425,420 | € 442,300 | € 420,076 | € 191,554 | ▼ 54% |
| Equity | € 8,417,332 | € 11,815,633 | € 11,892,393 | € 11,903,947 | |
| Total debts | € 4,075,717 | € 4,340,074 | € 4,110,342 | € 3,586,655 | ▼ 13% |
| Cash | € 12,903 | € 27,492 | € 14,275 | € 64,797 | ▲ € 50,522 |
| Land & buildings | € 8,014,055 | € 11,300,055 | € 11,300,055 | € 11,300,055 | |
| Retained profit | € 205,861 | € 318,161 | € 168,238 | € 179,791 | ▲ 7% |
| Dividend | € 380,000 | € 330,000 | € 570,000 | € 180,000 | ▼ 68% |
| Bank debt | € 3,936,019 | € 4,226,092 | € 3,818,524 | € 3,298,704 | ▼ 14% |
| Balance sheet total | € 12,493,049 | € 16,155,707 | € 16,002,735 | € 15,490,602 | ▼ 3% |
| Employees (FTE) | 0.3 | 0 | - | - |
Key figures of Société Financière de Tervueren, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Société Financière de Tervueren?
What happened at Société Financière de Tervueren in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Claire BERCHEM stepped down as director. NBB
- HERSTORY SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 191,554 (▼ 54% vs 2024). filed late Source: NBB ↗
- Claire BERCHEM became a director. NBB
- HERSTORY SRL became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 425,420 profit in 2022 to € 191,554 profit in 2025.
Paid € 8,526 in corporate taxes since 2022.
Best year ever: 2023, with € 442,300 profit.
Paid out € 1.5 million in dividends to the owners in total.
A new publication or filing at Société Financière de Tervueren? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by OPHELIMA SA (100%). It owns 100% of IMMOBILIÈRE DE MEISE itself.
Directors
According to the 2025 annual accounts
Claire BERCHEM
Director
Also active at: IMMOBILIÈRE DE MEISE, TARA, BEMUPHI, Société financière du Belloy, MULT EXPO
since 2025 · until 2031
Director · represented by Marie DEVO
Also active at: Immobilière de Sart-Messire-Guillaume, IMMOBILIÈRE DE MEISE, OPHELIMA, Target Plus, BEMUPHI, PTAH - HOTEP, Magabel, JC.DESIGN +5 more
since 2025 · until 2031
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Tervurenlaan 402
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 92 companies are registered at this address.
All companies at this address →GAUTIER BENELUX
€ 44,923 gross margin · 2025
S.K.S.
€ 258,251 gross margin · 2024
ELECTRO- RESISTANCE
€ -19,177 gross margin · 2025
FRESHCLEAN
€ 15,821 gross margin · 2025
Immobilière de Sart-Messire-Guillaume same network
€ 434,984 gross margin · 2025
+87 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.443.481
- VAT number
- BE 0436.443.481
- Registered office
- Tervurenlaan 402, 1150 Sint-Pieters-Woluwe
- Names & denominations
- SFT · Société Financière de Tervueren
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 1989
- Peppol
- Active · Active since 30 Jul 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen