Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
-
Figures corrected NBB
Corrected annual account filed for 2022.
-
Busy address KBO
89 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Société financière du Belloy from Sint-Pieters-Woluwe, company number BE0845389345, closed financial year 2025 with a result of € 87,365 after tax. For that financial year Société financière du Belloy recorded a gross margin of € 361,985 and equity of € 7 million. Compared with financial year 2024, the result moved from € 79,521 to € 87,365. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 7 million
▲ 116% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 87,365
▲ 10% vs 2024
Profit after tax over the fiscal year.
€ 28,677
▲ € 26,661 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.5 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 839
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.5 million
▼ 31% vs 2024
€ 352,270 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 9,602
▼ 82% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,629
▼ 69% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 127,800 | € 247,652 | € 288,293 | € 361,985 | ▲ 26% |
| Profit after taxes | € 23,625 | € 113,123 | € 79,521 | € 87,365 | ▲ 10% |
| Equity | € 3,360,123 | € 3,313,246 | € 3,237,767 | € 7,005,747 | ▲ 116% |
| Total debts | € 2,475,955 | € 3,210,942 | € 7,249,599 | € 4,882,515 | ▼ 33% |
| Cash | € 1,526 | € 1,130 | € 2,016 | € 28,677 | ▲ € 26,661 |
| Land & buildings | € 2,430,296 | € 3,257,526 | € 3,801,305 | € 6,249,296 | ▲ 64% |
| Retained profit | € 3,118,874 | € 3,071,997 | € 2,996,518 | € 5,672,748 | ▲ 89% |
| Dividend | € 60,000 | € 160,000 | € 155,000 | € 1,475,000 | ▲ € 1.3 million |
| Bank debt | € 2,397,058 | € 3,039,446 | € 6,445,612 | € 4,474,023 | ▼ 31% |
| Balance sheet total | € 6,817,534 | € 7,484,738 | € 11,421,509 | € 13,273,762 | ▲ 16% |
Key figures of Société financière du Belloy, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Société financière du Belloy?
What happened at Société financière du Belloy in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 87,365 (▲ 10% vs 2024). filed late Source: NBB ↗
- VINCENT BERCHEM SRL became a director. NBB
- Claire BERCHEM stepped down as director. NBB
- Claire BERCHEM became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 23,625 profit in 2022 to € 87,365 profit in 2025.
Paid € 13,709 in corporate taxes since 2022.
Best year ever: 2023, with € 113,123 profit.
Paid out € 1.9 million in dividends to the owners in total.
Management
Behind Société financière du Belloy is VINCENT BERCHEM SRL. The shares are held by VINCENT BERCHEM SRL (100%).
Directors
According to the 2025 annual accounts
Director · represented by Vincent BERCHEM
Also active at: TARA, CLAES, VERBURGH & CO, B.F.S
since 2026
Claire BERCHEM
Director
Also active at: Société Financière de Tervueren, IMMOBILIÈRE DE MEISE, TARA, BEMUPHI, MULT EXPO
since 2024 · until 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Tervurenlaan 402
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 89 companies are registered at this address.
All companies at this address →GAUTIER BENELUX
€ 44,923 gross margin · 2025
S.K.S.
€ 47,125 gross margin · 2025
ELECTRO- RESISTANCE
€ -19,177 gross margin · 2025
FRESHCLEAN
€ 15,821 gross margin · 2025
Immobilière de Sart-Messire-Guillaume
€ 434,984 gross margin · 2025
+84 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0845.389.345
- VAT number
- BE 0845.389.345
- Registered office
- Tervurenlaan 402, 1150 Sint-Pieters-Woluwe
- Names & denominations
- Société financière du Belloy
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 March 2012
- Peppol
- Active · Active since 17 Jul 2025
- Contact
- bfs.be
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van (gecertificeerde) (fiscaal) accountants
Ontwikkeling van residentiële bouwprojecten