Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Cardenis Immo from Leuven, company number BE0436330843, closed financial year 2024 with a result of € -24,246 after tax. For that financial year Cardenis Immo recorded a gross margin of € -6,478 and equity of € 142,903. Compared with financial year 2023, the result moved from € -22,893 to € -24,246. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 9, 2025.
€ 142,903
▼ 15% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,246
▼ 6 % more loss than in 2023
Profit after tax over the fiscal year.
€ 106
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -286,834.
Debts at end 2024
€ 4,370
Loans from banks and other lenders, long and short.
€ 31,630
▲ 102% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1,438
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 35,617 | € 39,643 | € 24,824 | € -6,478 | ▼ € 31,302 |
| Profit after taxes | € 17,817 | € 4,952 | € -22,893 | € -24,246 | ▼ € 1,353 |
| Equity | € 185,090 | € 190,042 | € 167,149 | € 142,903 | ▼ 15% |
| Total debts | € 71,399 | € 72,648 | € 21,679 | € 37,645 | ▲ 74% |
| Cash | € 1,041 | € 4 | € 106 | € 106 | |
| Land & buildings | € 193,594 | € 179,040 | € 170,760 | € 162,480 | ▼ 5% |
| Retained profit | € -244,648 | € -239,696 | € -262,589 | € -286,834 | ▼ € 24,246 |
| Bank debt | € 5,684 | € 5,950 | € 4,370 | € 4,370 | |
| Balance sheet total | € 256,489 | € 262,690 | € 188,828 | € 180,548 | ▼ 4% |
Key figures of Cardenis Immo, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Cardenis Immo?
What happened at Cardenis Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Antoine de Harlez stepped down as director. NBB
- Immo 73 SA stepped down as director. NBB
- Benoît Catelin stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 24,246. filed late Source: NBB ↗
- Antoine de Harlez became a director. NBB
- Immo 73 SA became a director. NBB
- Benoît Catelin became a director. NBB
- New establishment in Aarschot. KBO
In short
From € 17,817 profit in 2021 to € 24,246 loss in 2024.
Paid € 26,182 in corporate taxes since 2021.
Best year ever: 2021, with € 17,817 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Antoine de Harlez
Managing director
Also active at: Immo North I, Star Mobility Center, Maurin Immo East I, SAAEM Belgium, SNAB
since 2024 · until 2029
Immo 73 SA
Managing director · represented by Caroline Maurin
Also active at: IMMO WEST 1, Maurin Immo East II, Maurin Immo West II, Immo North I, Maurin Immo East III
since 2024 · until 2029
Benoît Catelin
Managing director
Also active at: IMMO WEST 1, GARAGE MODERN, GH Real Estate I, GARAGE PAUWELS, Maurin Immo East II, REVISIEBEDRIJF CLAES & ZONEN, EURO-TRUCKS CLAES, EURO-TRUCKS RENTING +22 more
since 2024 · until 2029
Establishments
Establishment units
Physical locations of this company
Ambachtenlaan 4
3001 Leuven
Nieuwlandlaan 95-B432
3200 Aarschot
Active since 22 February 1989
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.330.843
- VAT number
- BE 0436.330.843
- Registered office
- Ambachtenlaan 4, 3001 Leuven
- Names & denominations
- Cardenis Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 1989
- Peppol
- Active · Active since 25 Feb 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Goederenvervoer over de weg
Handel in eigen onroerend goed
Activiteiten van reisbureaus
Ontwikkeling van niet-residentiële bouwprojecten
Activiteiten van holdings
Reisbureaus