Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LOUYET USED CARS from Charleroi, company number BE0435448044, closed financial year 2025 with a result of € 34,335 after tax. For that financial year LOUYET USED CARS recorded revenue of € 90.4 million and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 131,020 to € 34,335. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 1.4 million
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,335
▼ 74% vs 2024
Profit after tax over the fiscal year.
€ 31,008
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 300,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
32.3
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.9 million
▲ 6% vs 2024
€ 57,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 174,614
▲ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.3 million
▼ 26% vs 2024
€ 443,650 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2.1 million
▲ 246% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 9 days on average.
€ 295,635
▼ 12% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 98,922 | € 621,032 | € 77,541,868 | € 90,385,813 | ▲ 17% |
| Profit after taxes | € -32,027 | € 26,625 | € 131,020 | € 34,335 | ▼ 74% |
| Equity | € 2,540,967 | € 2,067,592 | € 1,698,612 | € 1,432,947 | ▼ 16% |
| Total debts | € 48,494 | € 2,568,038 | € 27,061,986 | € 32,247,741 | ▲ 19% |
| Cash | € 5,003 | € 4,056,298 | € 33,621 | € 31,008 | ▼ 8% |
| Retained profit | € 2,417,021 | € 1,943,646 | € 1,574,665 | € 1,309,000 | ▼ 17% |
| Dividend | € 0 | € 500,000 | € 500,000 | € 300,000 | ▼ 40% |
| Bank debt | € 0 | € 2,355,244 | € 3,141,114 | € 2,334,328 | ▼ 26% |
| Balance sheet total | € 2,589,461 | € 4,635,630 | € 28,760,598 | € 33,680,688 | ▲ 17% |
| Employees (FTE) | 0.4 | 17.1 | 31.7 | 32.3 | ▲ 0.6 |
Key figures of LOUYET USED CARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to LOUYET USED CARS?
What happened at LOUYET USED CARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- L. LOUYET SA stepped down as director. NBB
- L for L SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 34,335 (▼ 74% vs 2024). filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- New establishment in Mons. KBO
- L. LOUYET SA became a director. NBB
- L for L SRL became a director. NBB
- New establishment in Charleroi. KBO
In short
From € 32,027 loss in 2022 to € 34,335 profit in 2025.
Paid € 90,864 in corporate taxes since 2022.
Best year ever: 2024, with € 131,020 profit.
Paid out € 1.3 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by L. LOUYET (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Léon Louyet
Also active at: LOUYET LIEGE, Louyet Verviers, LOUYET WAVRE, GARAGE THIRY SPRL, LOUYET NAMA, LOUYET MARIEMBOURG, LOUYET WATERLOO, Louyet EuMa +14 more
since 2022 · until 2028
Director · represented by Laurent Louyet
Owns 11.5% via L. LOUYET
Also active at: LOUYET LIEGE, Louyet Verviers, LOUYET WAVRE, GARAGE THIRY SPRL, LA DYLE BIKE, LOUYET NAMA, LOUYET OVERIJSE, LOUYET MARIEMBOURG +24 more
since 2022 · until 2028
Shareholders
L. LOUYET · holding of L for L SRL
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Jean Jaurès 151 box A
6020 Charleroi
Chaussée de Courcelles 79
6041 Charleroi
Active since 15 September 2023
Rue de la Poire d'Or(C.) 48
7033 Mons
Active since 15 September 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.448.044
- VAT number
- BE 0435.448.044
- Registered office
- Rue Jean Jaurès 151 bus A, 6020 Charleroi
- Names & denominations
- LOUYET USED CARS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 1988
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Carrosserieherstelling