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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SAGA Charleroi from Charleroi, company number BE0454235855, closed financial year 2025 with a result of € 326,459 after tax. For that financial year SAGA Charleroi recorded revenue of € 80.2 million and equity of € 6.1 million. Compared with financial year 2024, the result moved from € 381,080 to € 326,459. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ 6.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 326,459
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 1.6 million
▲ 94% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 325,000 paid out
100 % of the profit went to the shareholders, mostly to RCM BELGIQUE (100 % of the shares). That is where the money ends up.
People and assets in 2025
45.6
▼ 46.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.7 million
▼ 59% vs 2024
€ 58,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,419
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 15.5 million
▲ 279% vs 2024
€ 11,262 is repaid this year. At this pace the long-term loan is gone in ≈ 1169 years.
€ 6.5 million
▲ 124% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 31 days on average.
€ 25,061
▼ 98% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 65,723,309 | € 79,102,293 | € 78,914,072 | € 80,176,097 | ▲ 2% |
| Profit after taxes | € 1,644,285 | € 1,711,594 | € 381,080 | € 326,459 | ▼ 14% |
| Equity | € 6,068,520 | € 6,080,114 | € 6,081,194 | € 6,082,654 | |
| Total debts | € 9,794,853 | € 11,207,834 | € 9,868,176 | € 23,646,934 | ▲ 140% |
| Cash | € 2,622,447 | € 3,905,737 | € 846,700 | € 1,644,623 | ▲ 94% |
| Retained profit | € 4,318,520 | € 4,330,114 | € 4,331,194 | € 4,332,654 | |
| Dividend | € 250,000 | € 1,700,000 | € 380,000 | € 325,000 | ▼ 14% |
| Bank debt | € 6,486,808 | € 5,198,053 | € 4,096,164 | € 15,513,299 | ▲ 279% |
| Balance sheet total | € 15,913,373 | € 17,287,948 | € 15,954,763 | € 30,107,784 | ▲ 89% |
| Employees (FTE) | 86.5 | 85.7 | 91.9 | 45.6 | ▼ 46.3 |
Key figures of SAGA Charleroi, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAGA Charleroi?
What happened at SAGA Charleroi in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RCM Belgique stepped down as director. NBB
- Olivier PIRET stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 326,459 (▼ 14% vs 2024). Source: NBB ↗
- RCM Belgique became a director. NBB
- Olivier PIRET became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.6 million profit in 2022 to € 326,459 profit in 2025.
Paid € 1.7 million in corporate taxes since 2022.
Best year ever: 2023, with € 1.7 million profit.
Paid out € 2.7 million in dividends to the owners in total.
Management
The stake of RCM BELGIQUE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SAGA CharleroiThe shares are held by RCM BELGIQUE (100%).
Directors
According to the 2025 annual accounts
Director · represented by CHABOT Ronan
Also active at: SAGA Huy, INVEST 3, TAGLIARINI ETOILE
since 2020 · until 2026
since 2020 · until 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route de la Basse Sambre 1
6060 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0454.235.855
- VAT number
- BE 0454.235.855
- Registered office
- Route de la Basse Sambre 1, 6060 Charleroi
- Names & denominations
- SAGA Charleroi
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 1995
- Peppol
- Not registered
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)