Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 6.1 to 2.1.
-
Busy address KBO
16 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
R.G.F. IMMO from Chaudfontaine, company number BE0434208820, closed financial year 2024 with a result of € 180,775 after tax. For that financial year R.G.F. IMMO recorded a gross margin of € 829,370 and equity of € 2.7 million. Compared with financial year 2023, the result moved from € 361,517 to € 180,775. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 31, 2025.
€ 2.7 million
▲ 6% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 180,775
▼ 50% vs 2023
Profit after tax over the fiscal year.
€ 168,964
▲ 273% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 2.7 million.
People and assets in 2024
2.1
▼ 0.5 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 129,493
▲ 23% vs 2023
€ 61,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 94,267
▼ 38% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 4.3 million
▲ € 4 million vs 2023
€ 290,915 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 20,302
▼ 66% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 173,951
▲ 83% vs 2023
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 1,024,915 | € 1,050,606 | € 1,034,809 | € 829,370 | ▼ 20% |
| Profit after taxes | € 86,749 | € -39,890 | € 361,517 | € 180,775 | ▼ 50% |
| Equity | € 3,725,210 | € 2,213,338 | € 2,574,855 | € 2,740,705 | ▲ 6% |
| Total debts | € 6,909,845 | € 5,956,764 | € 4,851,502 | € 4,511,239 | ▼ 7% |
| Cash | € 229,710 | € 148,059 | € 45,305 | € 168,964 | ▲ 273% |
| Land & buildings | € 3,810,503 | € 6,358,104 | € 6,128,161 | € 5,942,164 | ▼ 3% |
| Retained profit | € 3,706,610 | € 2,201,864 | € 2,563,381 | € 2,729,231 | ▲ 6% |
| Dividend | € 300,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 4,927,788 | € 368,329 | € 309,099 | € 4,315,336 | ▲ € 4 million |
| Balance sheet total | € 11,130,620 | € 8,279,819 | € 7,581,026 | € 7,410,888 | ▼ 2% |
| Employees (FTE) | 4.7 | 6.1 | 2.6 | 2.1 | ▼ 0.5 |
Key figures of R.G.F. IMMO, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to R.G.F. IMMO?
What happened at R.G.F. IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 180,775 (▼ 50% vs 2023). filed late Source: NBB ↗
- Bruno MAGHE stepped down as director. NBB
- Mikael PETIT stepped down as director. NBB
- New establishment in Jette. KBO
- New establishment in Namur. KBO
- New establishment in Marche-en-Famenne. KBO
- New establishment in Ciney. KBO
- New establishment in Chaudfontaine. KBO
In short
From € 86,749 profit in 2021 to € 180,775 profit in 2024.
Paid € 215,709 in corporate taxes since 2021.
Best year ever: 2023, with € 361,517 profit.
On average € 394,900 of value added per employee in 2024.
A new publication or filing at R.G.F. IMMO? We notify you, reason included.
Follow R.G.F. IMMODatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of RAOUL GAUTHIER HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
R.G.F. IMMOBehind R.G.F. IMMO is RAOUL GAUTHIER HOLDING SA. The shares are held by RAOUL GAUTHIER HOLDING (73.2%). It owns 100% of RGF ESTATE DEVELOPMENT SRL itself.
Directors
According to the 2024 annual accounts
Managing director · represented by Raoul GAUTHIER
Also active at: CLOES CONSULT, CSM INVEST & INSURANCE, NEW WHAT'S UP DOC, LAFARQUES, RG Marketing, BIZNESS GROUP, PRISM3, PATRIMONIA REAL ESTATE +4 more
· until 2025
· until 2025
Shareholders
73.2%
Participations
Establishments
Establishment units
Physical locations of this company
Sentier du Lièvre 95
4053 Chaudfontaine
Avenue du Chêne 146
4802 Verviers
Active since 20 June 1988
Rue Pierre Henvard 107
4053 Chaudfontaine
Active since 1 May 2005
Voie de l'Air Pur 232
4052 Chaudfontaine
Active since 5 January 2017
Munsterstraat 42
1000 Brussel
Active since 5 January 2017
Voie de l'Ardenne 173
4053 Chaudfontaine
Active since 5 January 2017
Rue de Dinant(GOU) 23
6280 Gerpinnes
Active since 5 January 2017
Avenue Cardinal Mercier 46
5000 Namur
Active since 30 December 2019
Marche, Chaussée de Liège 22
6900 Marche-en-Famenne
Active since 30 December 2019
Rue du Commerce 29
5590 Ciney
Active since 30 December 2019
Jetse Laan 165
1090 Jette
Active since 19 February 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
All companies at this address →R.G.F. INSURANCES
€ 4.2 million gross margin · 2025
CLOES CONSULT same network
€ 138,464 gross margin · 2026
R.G.F. LOANS
€ 1.8 million gross margin · 2025
RG UNITE TVA
BIZNESS GROUP same network
€ -5,206 gross margin · 2025
+11 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.208.820
- VAT number
- BE 0434.208.820
- Registered office
- Sentier du Lièvre 95, 4053 Chaudfontaine
- Names & denominations
- R.G.F. IMMO · R.G.F.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 1988
- Peppol
- Active · Active since 12 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten