Active · per the CBE, 17 September 2026
Zakenkantoor Houtman logo

Zakenkantoor Houtman

BE0433508143

Rechtspersoon Private limited company 1 establishment

Zakenkantoor Houtman is an insurance broker in Aalter. Private Limited, started on 16 February 1988, 1 establishment.

Sint-Maria-Aalterstraat 30, 9880 Aalter zakenkantoorhoutman.be

Behind the company: Hugo Houtman.

Active for

38 year, 7 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Zakenkantoor Houtman from Aalter, company number BE0433508143, closed financial year 2025 with a result of € 28,885 after tax. For that financial year Zakenkantoor Houtman recorded a gross margin of € 38,955 and equity of € 105,421. Compared with financial year 2024, the result moved from € 38,031 to € 28,885. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.

What it is worth Growing

€ 105,421

▲ 38% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 28,885

▼ 24% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 38,958

▲ 181% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 86,829.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost estimate

€ 3,831

No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.

Vehicles and equipment

€ 2,565

▲ 150% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 302

▼ 26% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,190

▲ 81% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € -4,778 € 10,061 € 46,159 € 38,955 ▼ 16%
Profit after taxes € -10,008 € 4,851 € 38,031 € 28,885 ▼ 24%
Equity € 33,653 € 38,504 € 76,536 € 105,421 ▲ 38%
Total debts € 193,213 € 188,067 € 172,210 € 168,659 ▼ 2%
Cash € 333 € 1,423 € 13,858 € 38,958 ▲ 181%
Land & buildings € 27,795 € 27,723 € 27,723 € 36,961 ▲ 33%
Retained profit € 15,061 € 19,912 € 57,944 € 86,829 ▲ 50%
Bank debt € 11,667 € 0 € 0 € 0
Balance sheet total € 226,866 € 226,571 € 248,746 € 274,080 ▲ 10%

Key figures of Zakenkantoor Houtman, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Zakenkantoor Houtman?

What happened at Zakenkantoor Houtman in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 28,885 (▼ 24% vs 2024). Source: NBB ↗
  • Hugo Houtman became a director. NBB
  • New establishment in Aalter. KBO
  • Start of the company according to the CBE. KBO

In short

From € 10,008 loss in 2022 to € 28,885 profit in 2025.

Paid € 7,822 in corporate taxes since 2022.

Best year ever: 2024, with € 38,031 profit.

Management

The stake of HOUTMAN ASSUR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Zakenkantoor Houtman

Behind Zakenkantoor Houtman is Hugo Houtman. The shares are held by HOUTMAN ASSUR (100%). It owns 92.5% of Houtman Assur itself.

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Directors

According to the 2025 annual accounts

Hugo Houtman

Director

Also active at: HOUTMAN ASSUR

since 2014

Shareholders

Participations

Establishments

Establishment units

Physical locations of this company

Registered office

Sint-Maria-Aalterstraat 30

9880 Aalter

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

BootstrapDrupalFont AwesomeGoogle AnalyticsGoogle FontsGoogle MapsNginxPHPjQuery

Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

DSTNY-BACKBONE International Backbone, BE

Website info

HTTPS Ja
Indexable pages 1
Languages NL

Features

Blog Newsletter Contact page

Security

HTTPS
SPF
DMARC

Details

Company number
0433.508.143
VAT number
BE 0433.508.143
Registered office
Sint-Maria-Aalterstraat 30, 9880 Aalter
Names & denominations
Zakenkantoor Houtman
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
16 February 1988
Peppol
Active · Active since 9 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Rechtstreekse verzekeringsverrichtingen niet-leven

Activiteiten van holdings

Markt- en opinieonderzoek

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Agenten en makelaars in bankdiensten

Holdings

Frequently asked questions

What does Zakenkantoor Houtman do?
Zakenkantoor Houtman is an insurance broker in Aalter. Private Limited, started on 16 February 1988, 1 establishment.
What is the address of Zakenkantoor Houtman?
The registered office of Zakenkantoor Houtman is located at Sint-Maria-Aalterstraat 30, 9880 Aalter.
Is Zakenkantoor Houtman still active?
Yes. According to the CBE (17 September 2026) Zakenkantoor Houtman is active, legal situation “Normale toestand”, started on 16 February 1988.
Is Zakenkantoor Houtman registered on Peppol?
Yes, Zakenkantoor Houtman is registered on the Peppol network with ID 0208:0433508143.
What is the enterprise number of Zakenkantoor Houtman?
The enterprise number of Zakenkantoor Houtman is BE0433508143.
When was Zakenkantoor Houtman founded?
Zakenkantoor Houtman was founded on 16 February 1988.