Active · per the CBE, 30 September 2026

COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE

BE0400198145

Rechtspersoon Cooperative company 1 establishment

COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE is an insurer in Kruisem. Cooperative, started on 1 March 1906, 1 establishment.

Ouwegemstraat 14, 9750 Kruisem 09/384.38.01 [email protected]

Behind the company: CHRISTIAN VAN DER MEEREN, RAPHAEL DE PAEPE, FANNY REYNVOET, MARC WYLAERS+4.

Active for

120 year, 6 months

Financials

Financial year 2025

COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE from Kruisem, company number BE0400198145, closed financial year 2025 with a result of € -925 after tax. For that financial year COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE recorded a gross margin of € 80,035 and equity of € 1,257. Compared with financial year 2024, the result moved from € 103 to € -925. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Healthy

€ 1,257

▼ 43% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -925

▼ still € 103 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 107,987

▲ 175% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 805.

People and assets in 2025

Wage cost

€ 81,160

▼ 6% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 124,716 € 73,353 € 84,461 € 80,035 ▼ 5%
Profit after taxes € -560 € 412 € 103 € -925 ▼ € 1,028
Equity € 811,665 € 2,140 € 2,203 € 1,257 ▼ 43%
Total debts € 321,189 € 729,728 € 758,507 € 781,491 ▲ 3%
Cash € 31,432 € 34,344 € 39,307 € 107,987 ▲ 175%
Land & buildings € 236,466 € 228,666 € 220,996 € 214,764 ▼ 3%
Retained profit € 811,665 € 1,627 € 1,730 € 805 ▼ 53%
Balance sheet total € 1,132,855 € 839,175 € 810,404 € 811,052

Key figures of COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE?

What happened at COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 925 (▼ € 1,028 vs 2024). Source: NBB ↗
  • LIEVEN DE RUYCK stepped down as director. NBB
  • RAPHAEL DE PAEPE became a director. NBB
  • MARC WYLAERS became a director. NBB
  • CHRISTIAAN CLAUS became a director. NBB
  • BERNARD DELLA FAILLE D'HUYSSE became a director. NBB
  • LIEVEN DE RUYCK became a director. NBB
  • New establishment in Kruisem. KBO

In short

From € 560 loss in 2022 to € 925 loss in 2025.

Best year ever: 2023, with € 412 profit.

Management

CHRISTIAN VAN DER MEEREN RAPHAEL DE PAEPE FANNY REYNVOET MARC WYLAERS +4

Behind COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE are CHRISTIAN VAN DER MEEREN, RAPHAEL DE PAEPE, FANNY REYNVOET, MARC WYLAERS, LUC DE SNERCK and CHRISTIAAN CLAUS. RAPHAEL DE PAEPE is also behind Viaverda and Interprovinciaal Proefcentrum voor de Aardappelteelt vzw. MARC WYLAERS is also behind Agentuur voor Brandherverzekering.

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Directors

According to the 2025 annual accounts

CHRISTIAN VAN DER MEEREN

Director

RAPHAEL DE PAEPE

Director

Also active at: Viaverda, Interprovinciaal Proefcentrum voor de Aardappelteelt vzw

since 2024

FANNY REYNVOET

Manager

MARC WYLAERS

Chairman of the board

Also active at: Agentuur voor Brandherverzekering

since 2022

LUC DE SNERCK

Andere functie

Also active at: DE SNERCK, IMMO DESCOLY, MELOBEL, DE SNERCK BOUW

CHRISTIAAN CLAUS

Director

since 2022

BERNARD DELLA FAILLE D'HUYSSE

Vice-chairman of the board

Also active at: Dienstenbedrijf K-ei-rein in Kruisem, UPLOSERE

since 2022

FRANCOIS VAN INNIS

Andere functie

LIEVEN DE RUYCK

Vice-chairman of the board

since 2022 · until 2025

Establishments

Establishment units

Physical locations of this company

Registered office

Ouwegemstraat 14

9750 Kruisem

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0400.198.145
VAT number
BE 0400.198.145
Registered office
Ouwegemstraat 14, 9750 Kruisem
Names & denominations
COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE
Enterprise type
Rechtspersoon
Legal form
Cooperative company
Legal situation
Normale toestand
Start date
1 March 1906
Peppol
Active · Active since 8 Jan 2026
Activities · NACE

Rechtstreekse verzekeringsverrichtingen niet-leven

Frequently asked questions

What does COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE do?
COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE is an insurer in Kruisem. Cooperative, started on 1 March 1906, 1 establishment.
What is the address of COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE?
The registered office of COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE is located at Ouwegemstraat 14, 9750 Kruisem.
Is COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE still active?
Yes. According to the CBE (30 September 2026) COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE is active, legal situation “Normale toestand”, started on 1 March 1906.
Is COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE registered on Peppol?
Yes, COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE is registered on the Peppol network with ID 0208:0400198145.
What is the enterprise number of COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE?
The enterprise number of COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE is BE0400198145.
When was COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE founded?
COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE was founded on 1 March 1906.