Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
PHOTO GRAPHISME from Liège, company number BE0430366234, closed financial year 2025 with a result of € -5,513 after tax. For that financial year PHOTO GRAPHISME recorded a gross margin of € 2,374 and equity of € 37,570. Compared with financial year 2024, the result moved from € -2,761 to € -5,513. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 37,570
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,513
▼ 100 % more loss than in 2024
Profit after tax over the fiscal year.
€ 43,799
▼ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 19,038.
People and assets in 2025
€ 1,932
▲ € 1,729 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,801
▲ € 2,675 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,209
▼ 77% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 60,617 | € 72,057 | - | - | |
| Gross margin | € -939 | € 5,368 | € 2,232 | € 2,374 | ▲ 6% |
| Profit after taxes | € -4,615 | € 1,903 | € -2,761 | € -5,513 | ▼ € 2,752 |
| Equity | € 43,942 | € 45,844 | € 43,083 | € 37,570 | ▼ 13% |
| Total debts | € 23,637 | € 20,324 | € 16,539 | € 21,893 | ▲ 32% |
| Cash | € 52,782 | € 50,795 | € 46,659 | € 43,799 | ▼ 6% |
| Land & buildings | € 2,691 | € 1,923 | € 1,169 | € 585 | ▼ 50% |
| Retained profit | € 25,409 | € 27,312 | € 24,551 | € 19,038 | ▼ 22% |
| Balance sheet total | € 67,579 | € 66,168 | € 59,622 | € 59,463 |
Key figures of PHOTO GRAPHISME, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHOTO GRAPHISME?
What happened at PHOTO GRAPHISME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,513. Source: NBB ↗
- Catherine VERSE became a director. NBB
- Pascal WINKEL became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,615 loss in 2022 to € 5,513 loss in 2025.
Best year ever: 2023, with € 1,903 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PHOTO GRAPHISME are Catherine VERSE and Pascal WINKEL.
Directors
According to the 2025 annual accounts
Catherine VERSE
Director
since 2025
Pascal WINKEL
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue Saint-Nicolas 448
4000 Liège
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
WIX_COM, IL
Website info
Features
Security
Network
Details
- Company number
- 0430.366.234
- VAT number
- BE 0430.366.234
- Registered office
- Rue Saint-Nicolas 448, 4000 Liège
- Names & denominations
- PHOTO GRAPHISME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 1987
- Peppol
- Active · Active since 18 Dec 2025
- Contact
- photo-graphisme.be +Belgique 42262441
- Activities · NACE
Activiteiten van fotografen, met uitzondering van persfotografen
Fotostudio's en overige fotografische activiteiten