Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
VERZEKERINGSKANTOOR PRIEM from Roeselare, company number BE0430067712, closed financial year 2024 with a result of € 11,525 after tax. For that financial year VERZEKERINGSKANTOOR PRIEM recorded a gross margin of € 551,082 and equity of € 433,076. Compared with financial year 2023, the result moved from € 14,108 to € 11,525. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2025.
€ 433,076
▲ 17% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,525
▼ 18% vs 2023
Profit after tax over the fiscal year.
€ 297,831
▲ 254% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 305,300 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
8.6
▲ 0.4 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 458,417
▲ 3% vs 2023
€ 53,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 109,803
▲ 262% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 211,845
▲ 15% vs 2023
€ 56,491 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 357,128
▲ 42% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 74,544
▲ 20% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 417,841 | € 560,514 | € 531,313 | € 551,082 | ▲ 4% |
| Profit after taxes | € -24,024 | € -16,645 | € 14,108 | € 11,525 | ▼ 18% |
| Equity | € 373,171 | € 356,527 | € 370,634 | € 433,076 | ▲ 17% |
| Total debts | € 907,409 | € 827,124 | € 774,664 | € 951,535 | ▲ 23% |
| Cash | € 74,821 | € 48,667 | € 84,054 | € 297,831 | ▲ 254% |
| Land & buildings | € 846,306 | € 809,867 | € 770,436 | € 731,005 | ▼ 5% |
| Retained profit | € 311,171 | € 294,527 | € 308,634 | € 171,076 | ▼ 45% |
| Dividend | € 0 | € 0 | € 0 | € 305,300 | |
| Bank debt | € 282,934 | € 253,182 | € 184,824 | € 211,845 | ▲ 15% |
| Balance sheet total | € 1,280,580 | € 1,183,651 | € 1,145,298 | € 1,384,611 | ▲ 21% |
| Employees (FTE) | 7.8 | 8.7 | 8.2 | 8.6 | ▲ 0.4 |
Key figures of VERZEKERINGSKANTOOR PRIEM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to VERZEKERINGSKANTOOR PRIEM?
What happened at VERZEKERINGSKANTOOR PRIEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Steven Priem stepped down as director. NBB
- Linda Van Kerckvoorde stepped down as director. NBB
- New annual accounts for financial year 2024: profit of € 11,525 (▼ 18% vs 2023). Source: NBB ↗
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,024 loss in 2021 to € 11,525 profit in 2024.
Paid € 18,424 in corporate taxes since 2021.
Best year ever: 2023, with € 14,108 profit.
On average € 64,100 of value added per employee in 2024.
A new publication or filing at VERZEKERINGSKANTOOR PRIEM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PRIEM & PARTNERS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERZEKERINGSKANTOOR PRIEMThe shares are held by PRIEM & PARTNERS (99.2%).
Directors
According to the 2024 annual accounts
Steven Priem
Managing director
Also active at: MARIA RUSTOORD INGELMUNSTER, v.z.w., B AND ME, Midwest Finance, PRIEM & PARTNERS
· until 2027
· until 2027
Shareholders
99.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hendrik Consciencestraat 40
8800 Roeselare
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Website info
Features
Security
Details
- Company number
- 0430.067.712
- VAT number
- BE 0430.067.712
- Registered office
- Hendrik Consciencestraat 40, 8800 Roeselare
- Names & denominations
- VERZEKERINGSKANTOOR PRIEM · PRIEM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1986
- Peppol
- Active · Active since 6 Mar 2025
- Contact
- kantoorpriem.be 051/248211
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten