Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 4 to 3.2.
Financials
Financial year 2025
COOPERATIVE DES PATETIERS REUNIS DE BELGIQUE from Jodoigne, company number BE0428605485, closed financial year 2025 with a result of € -21,428 after tax. For that financial year COOPERATIVE DES PATETIERS REUNIS DE BELGIQUE recorded a gross margin of € 119,241 and equity of € 913,631. Compared with financial year 2024, the result moved from € 2,006 to € -21,428. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 913,631
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,428
▼ still € 2,006 profit in 2024
Profit after tax over the fiscal year.
€ 15,820
▲ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -131,355.
People and assets in 2025
3.2
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 123,707
▲ 3% vs 2024
€ 38,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 54,673
▼ 30% vs 2024
€ 25,683 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 121,110
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,522
▼ 20% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 138,735 | € 159,735 | € 170,314 | € 119,241 | ▼ 30% |
| Profit after taxes | € 9,478 | € 10,938 | € 2,006 | € -21,428 | ▼ € 23,434 |
| Equity | € 1,046,295 | € 1,057,233 | € 1,035,108 | € 913,631 | ▼ 12% |
| Total debts | € 440,558 | € 446,148 | € 293,066 | € 351,674 | ▲ 20% |
| Cash | € 20,122 | € 82,248 | € 9,118 | € 15,820 | ▲ 74% |
| Land & buildings | € 826,402 | € 844,916 | € 867,924 | € 864,268 | |
| Retained profit | € -122,871 | € -111,934 | € -109,927 | € -131,355 | ▼ € 21,428 |
| Bank debt | € 100,784 | € 98,628 | € 78,096 | € 54,673 | ▼ 30% |
| Balance sheet total | € 1,486,853 | € 1,503,381 | € 1,328,174 | € 1,265,304 | ▼ 5% |
| Employees (FTE) | 4 | 4 | 3.7 | 3.2 | ▼ 0.5 |
Key figures of COOPERATIVE DES PATETIERS REUNIS DE BELGIQUE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COOPERATIVE DES PATETIERS REUNIS DE BELGIQUE?
What happened at COOPERATIVE DES PATETIERS REUNIS DE BELGIQUE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Séverine LEQUEUX stepped down as director. NBB
- Jean-Luc BALLIEU stepped down as director. NBB
- François DUHAUT stepped down as director. NBB
- Sonia BYNENS stepped down as director. NBB
- Marie PELERIN stepped down as director. NBB
- Pascale KESSLER stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 21,428 (▼ € 23,434 vs 2024). Source: NBB ↗
- Séverine LEQUEUX became a director. NBB
In short
From € 9,478 profit in 2022 to € 21,428 loss in 2025.
Paid € 11,890 in corporate taxes since 2022.
Best year ever: 2023, with € 10,938 profit.
On average € 37,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BUROR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
COOPERATIVE DES PATETIERS REUNIS DE BELGIQUEThe shares are held by BUROR (1.2%).
Directors
According to the 2025 annual accounts
Sonia BYNENS
Director
since 2022 · until 2028
Marie PELERIN
Director
since 2022 · until 2028
Séverine LEQUEUX
Director
since 2023 · until 2029
Pascale KESSLER
Director
since 2022 · until 2028
Jean-Luc BALLIEU
Director, Chairman of the board
since 2023 · until 2029
François DUHAUT
Director
since 2023 · until 2029
Shareholders
1.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Pré du Pont(Jod.) 22
1370 Jodoigne
Chaussée de Charleroi(Jod.) -
1370 Jodoigne
Active since 14 August 1997
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.605.485
- VAT number
- BE 0428.605.485
- Registered office
- Rue Pré du Pont(Jod.) 22, 1370 Jodoigne
- Names & denominations
- COOPERATIVE DES PATETIERS REUNIS DE BELGIQUE · C.P.R.B.
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 14 March 1986
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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