Financials
Financial year 2025
FRANCOIS JACOBS from Waterloo, company number BE0428459490, closed financial year 2025 with a result of € 6,495 after tax. For that financial year FRANCOIS JACOBS recorded a gross margin of € 18,036 and equity of € 197,458. Compared with financial year 2024, the result moved from € 11,998 to € 6,495. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 197,458
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,495
▼ 46% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 178,858.
People and assets in 2025
€ 45,249
▲ 85% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 89,891
▲ 73% vs 2024
€ 22,942 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 4,799
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,420
▼ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 37,335 | € 32,085 | € 28,397 | € 18,036 | ▼ 36% |
| Profit after taxes | € 12,342 | € 4,929 | € 11,998 | € 6,495 | ▼ 46% |
| Equity | € 174,037 | € 178,965 | € 190,963 | € 197,458 | ▲ 3% |
| Total debts | € 163,909 | € 139,960 | € 113,804 | € 115,834 | ▲ 2% |
| Cash | € 7,058 | € 1,798 | € 1,315 | - | |
| Retained profit | € 155,437 | € 160,365 | € 172,363 | € 178,858 | ▲ 4% |
| Bank debt | € 25,227 | € 25,428 | € 51,954 | € 89,891 | ▲ 73% |
| Balance sheet total | € 337,946 | € 318,925 | € 304,767 | € 313,292 | ▲ 3% |
Key figures of FRANCOIS JACOBS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FRANCOIS JACOBS?
What happened at FRANCOIS JACOBS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,495 (▼ 46% vs 2024). filed late Source: NBB ↗
- New establishment in Rixensart. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,342 profit in 2022 to € 6,495 profit in 2025.
Paid € 24,002 in corporate taxes since 2022.
Best year ever: 2022, with € 12,342 profit.
Management
The stake of A.C.T.A. - Terrasi comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FRANCOIS JACOBSBehind FRANCOIS JACOBS are Carmelo Terrasi and Jessica Terrasi. The shares are held by A.C.T.A. - Terrasi (100%). It owns 27% of ACTA TERRASI SRL itself.
Directors
According to the 2025 annual accounts
Jessica Terrasi
Director
Shareholders
100%
Participations
27%
Establishments
Establishment units
Physical locations of this company
Rue de la Station 150
1410 Waterloo
Rue Mahiermont 56
1332 Rixensart
Active since 5 March 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.459.490
- VAT number
- BE 0428.459.490
- Registered office
- Rue de la Station 150, 1410 Waterloo
- Names & denominations
- FRANCOIS JACOBS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 January 1986
- Peppol
- Active · Active since 30 Dec 2025