What does A.C.T.A. - Terrasi do?

A.C.T.A. - Terrasi is an insurance broker in Waterloo. Private Limited, started on 12 December 1984, 1 establishment.

What is the address of A.C.T.A. - Terrasi?

The registered office of A.C.T.A. - Terrasi is located at Rue de la Station 150, 1410 Waterloo.

Is A.C.T.A. - Terrasi still active?

Yes. According to the CBE (30 October 2026) A.C.T.A. - Terrasi is active, legal situation “Normale toestand”, started on 12 December 1984.

Is A.C.T.A. - Terrasi registered on Peppol?

Yes, A.C.T.A. - Terrasi is registered on the Peppol network with ID 0208:0427720510.

What is the enterprise number of A.C.T.A. - Terrasi?

The enterprise number of A.C.T.A. - Terrasi is BE0427720510.

When was A.C.T.A. - Terrasi founded?

A.C.T.A. - Terrasi was founded on 12 December 1984.

Who are the directors of A.C.T.A. - Terrasi?

According to the 2025 annual accounts, the directors of A.C.T.A. - Terrasi are: Jessica Terrasi, Carmelo Terrasi.

Is A.C.T.A. - Terrasi a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 December 1984; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did A.C.T.A. - Terrasi make in 2025?

A.C.T.A. - Terrasi posted a profit after taxes of € 40,246 in financial year 2025.

What is the revenue of A.C.T.A. - Terrasi?

As a small company, A.C.T.A. - Terrasi is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 111,175.

Does A.C.T.A. - Terrasi have a website?

Yes, A.C.T.A. - Terrasi has a website at actaterrasi.be.

A.C.T.A. - Terrasi (Private Limited) - Waterloo

Dossier A.C.T.A. - Terrasi, printed on 30 October 2026 from databakkes.be/en/0427720510/a-c-t-a-terrasi. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

A.C.T.A. - Terrasi from Waterloo, company number BE0427720510, closed financial year 2025 with a result of € 40,246 after tax. For that financial year A.C.T.A. - Terrasi recorded a gross margin of € 111,175 and equity of € 158,274. Compared with financial year 2024, the result moved from € 47,345 to € 40,246. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Growing

€ 158,274

▲ 34% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 40,246

▼ 15% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 609

▼ 87% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 139,674.

People and assets in 2025

Wage cost

€ 53,680

▲ 1% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 8,079

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 107,021

▼ 26% vs 2024

€ 48,169 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 7,228

▼ 12% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 43,704

▲ 27% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 85,142 Gross margin 2022: € 85,142 First fiscal year in the series	€ 92,586 Gross margin 2023: € 92,586 ▲ 9% vs 2022 (€ 85,142) Favourable step	€ 122,634 Gross margin 2024: € 122,634 ▲ 32% vs 2023 (€ 92,586) Favourable step	€ 111,175 Gross margin 2025: € 111,175 ▼ 9% vs 2024 (€ 122,634) Unfavourable step	▼ 9%
Profit after taxes	€ 11,607 Profit after taxes 2022: € 11,607 First fiscal year in the series	€ 8,668 Profit after taxes 2023: € 8,668 ▼ 25% vs 2022 (€ 11,607) Unfavourable step	€ 47,345 Profit after taxes 2024: € 47,345 ▲ € 38,677 vs 2023 (€ 8,668) Favourable step	€ 40,246 Profit after taxes 2025: € 40,246 ▼ 15% vs 2024 (€ 47,345) Unfavourable step	▼ 15%
Equity	€ 84,681 Equity 2022: € 84,681 First fiscal year in the series	€ 79,405 Equity 2023: € 79,405 ▼ 6% vs 2022 (€ 84,681) Unfavourable step	€ 118,028 Equity 2024: € 118,028 ▲ 49% vs 2023 (€ 79,405) Favourable step	€ 158,274 Equity 2025: € 158,274 ▲ 34% vs 2024 (€ 118,028) Favourable step	▲ 34%
Total debts	€ 342,944 Total debts 2022: € 342,944 First fiscal year in the series	€ 329,685 Total debts 2023: € 329,685 ▼ 4% vs 2022 (€ 342,944) Favourable step	€ 307,328 Total debts 2024: € 307,328 ▼ 7% vs 2023 (€ 329,685) Favourable step	€ 248,363 Total debts 2025: € 248,363 ▼ 19% vs 2024 (€ 307,328) Favourable step	▼ 19%
Cash	€ 374 Cash 2022: € 374 First fiscal year in the series	€ 428 Cash 2023: € 428 ▲ 14% vs 2022 (€ 374) Favourable step	€ 4,620 Cash 2024: € 4,620 ▲ € 4,193 vs 2023 (€ 428) Favourable step	€ 609 Cash 2025: € 609 ▼ 87% vs 2024 (€ 4,620) Unfavourable step	▼ 87%
Retained profit	€ 66,081 Retained profit 2022: € 66,081 First fiscal year in the series	€ 60,805 Retained profit 2023: € 60,805 ▼ 8% vs 2022 (€ 66,081) Unfavourable step	€ 99,428 Retained profit 2024: € 99,428 ▲ 64% vs 2023 (€ 60,805) Favourable step	€ 139,674 Retained profit 2025: € 139,674 ▲ 40% vs 2024 (€ 99,428) Favourable step	▲ 40%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 13,944 Dividend 2023: € 13,944 Unchanged (€ 0) Unchanged	€ 8,722 Dividend 2024: € 8,722 ▼ 37% vs 2023 (€ 13,944) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 8,722) Unchanged	▼ 100%
Bank debt	€ 185,517 Bank debt 2022: € 185,517 First fiscal year in the series	€ 174,876 Bank debt 2023: € 174,876 ▼ 6% vs 2022 (€ 185,517) Favourable step	€ 144,781 Bank debt 2024: € 144,781 ▼ 17% vs 2023 (€ 174,876) Favourable step	€ 107,021 Bank debt 2025: € 107,021 ▼ 26% vs 2024 (€ 144,781) Favourable step	▼ 26%
Balance sheet total	€ 427,625 Balance sheet total 2022: € 427,625 First fiscal year in the series	€ 409,090 Balance sheet total 2023: € 409,090 ▼ 4% vs 2022 (€ 427,625) Unchanged	€ 425,356 Balance sheet total 2024: € 425,356 ▲ 4% vs 2023 (€ 409,090) Unchanged	€ 406,637 Balance sheet total 2025: € 406,637 ▼ 4% vs 2024 (€ 425,356) Unchanged	▼ 4%

Key figures of A.C.T.A. - Terrasi, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to A.C.T.A. - Terrasi?

What happened at A.C.T.A. - Terrasi in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 40,246 (▼ 15% vs 2024). filed late Source: NBB ↗
Dec 21, 1984 New establishment in Anderlecht. KBO
Dec 12, 1984 Start of the company according to the CBE. KBO

In short

From € 11,607 profit in 2022 to € 40,246 profit in 2025.

Paid € 43,364 in corporate taxes since 2022.

Best year ever: 2024, with € 47,345 profit.

Paid out € 22,666 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

FRANCOIS JACOBS 27%

The stake of FRANCOIS JACOBS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

A.C.T.A. - Terrasi

François JACOBS SRL 100%

Behind A.C.T.A. - Terrasi are Jessica Terrasi and Carmelo Terrasi. The shares are held by FRANCOIS JACOBS (27%). It owns 100% of François JACOBS SRL itself.

Directors

According to the 2025 annual accounts

Jessica Terrasi

Director

Carmelo Terrasi

Director

Also active at: FRANCOIS JACOBS

Shareholders

FRANCOIS JACOBS

27%

Participations

François JACOBS SRL

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Station 150

1410 Waterloo

2.026.017.125

Missionarissenlaan 2

1070 Anderlecht

Active since 21 December 1984

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

FRANCOIS JACOBS same network

€ 18,036 gross margin · 2025

J. ET C. CONSULTING

€ 116,790 revenue · 2025

association des copropriétaires de l'immeuble sis rue de la Station, 150

ELLIMAC DEVELOPMENT

€ -20,293 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS actaterrasi.be

Canonical: https://www.actaterrasi.be/

Technologies

ApacheFont AwesomeGoogle AnalyticsGoogle FontsGoogle MapsGoogle ReviewsPHPTawk.toWPBakeryWordPressYoast SEOjQuerylazysizes

Certifications & Partners

FSMA

Hosting & Email

Email provider

Self-hosted

Hosting

ATOM86-AS ATOM86, NL

Website info

HTTPS Ja

Languages FR

Features

Webshop Live chat Client portal Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0427.720.510

VAT number

BE 0427.720.510

Registered office

Rue de la Station 150, 1410 Waterloo

Names & denominations

A.C.T.A. - Terrasi

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

12 December 1984

Peppol

Active · Active since 30 Dec 2025

Contact

actaterrasi.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

A.C.T.A. - Terrasi

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Financials

What happened to A.C.T.A. - Terrasi?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions