What does CONCORDIA do?

CONCORDIA is an insurance broker in Gent. Public Limited, started on 21 May 1985, 3 establishments.

What is the address of CONCORDIA?

The registered office of CONCORDIA is located at Sassevaartstraat 46 box 301, 9000 Gent.

Is CONCORDIA still active?

Yes. According to the CBE (30 October 2026) CONCORDIA is active, legal situation “Normale toestand”, started on 21 May 1985.

Is CONCORDIA registered on Peppol?

Yes, CONCORDIA is registered on the Peppol network with ID 0208:0427391205.

What is the enterprise number of CONCORDIA?

The enterprise number of CONCORDIA is BE0427391205.

When was CONCORDIA founded?

CONCORDIA was founded on 21 May 1985.

Who are the directors of CONCORDIA?

According to the 2024 annual accounts, the directors of CONCORDIA are: Steve Sartor, Jochen Körner, Denny Tesch, Luc Van Antwerpen.

Is CONCORDIA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 May 1985; 4 annual accounts filed, latest fiscal year 2024; 4 directors known from the annual account; 3 establishments in the CBE.

How much profit did CONCORDIA make in 2024?

CONCORDIA posted a profit after taxes of € 95,159 in financial year 2024.

What is the revenue of CONCORDIA?

In its most recent annual accounts (2024), CONCORDIA reported revenue of € 20,774,781.

How much does an employee at CONCORDIA earn?

The average wage cost per full-time employee at CONCORDIA was € 93,500 in 2024: staff costs of € 10.1 million for 108 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CONCORDIA have?

According to the 2024 annual accounts, CONCORDIA has 108 full-time equivalents (FTE).

CONCORDIA (Public Limited) - Gent - BE0427391205

Dossier CONCORDIA, printed on 30 October 2026 from databakkes.be/en/0427391205/concordia. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

29 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2024

CONCORDIA from Gent, company number BE0427391205, closed financial year 2024 with a result of € 95,159 after tax. For that financial year CONCORDIA recorded revenue of € 20.8 million and equity of € 10.3 million. Compared with financial year 2023, the result moved from € 1.3 million to € 95,159. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2025.

What it is worth Growing

€ 10.3 million

▲ 1% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 95,159

▼ 93% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 9.5 million

▲ 12% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € 1 million.

People and assets in 2024

Full-time equivalents

108

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 10 million in 2024, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 10.1 million

▼ 3% vs 2023

€ 93,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 120,786

▲ € 97,898 vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 210,000

▼ 22% vs 2023

€ 30,000 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 28.1 million

▲ 29% vs 2023

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 1027 days on average.

Taxes and wages

€ 2.2 million

▼ 11% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Revenue	€ 16,845,524 Revenue 2021: € 16,845,524 First fiscal year in the series	€ 18,392,464 Revenue 2022: € 18,392,464 ▲ 9% vs 2021 (€ 16,845,524) Favourable step	€ 19,341,085 Revenue 2023: € 19,341,085 ▲ 5% vs 2022 (€ 18,392,464) Favourable step	€ 20,774,781 Revenue 2024: € 20,774,781 ▲ 7% vs 2023 (€ 19,341,085) Favourable step	▲ 7%
Profit after taxes	€ -325,802 Profit after taxes 2021: € -325,802 First fiscal year in the series	€ -448,815 Profit after taxes 2022: € -448,815 ▼ € 123,013 vs 2021 (€ -325,802) Unfavourable step	€ 1,308,264 Profit after taxes 2023: € 1,308,264 ▲ € 1.8 million vs 2022 (€ -448,815) Favourable step	€ 95,159 Profit after taxes 2024: € 95,159 ▼ 93% vs 2023 (€ 1,308,264) Unfavourable step	▼ 93%
Equity	€ 1,493,867 Equity 2021: € 1,493,867 First fiscal year in the series	€ 1,045,052 Equity 2022: € 1,045,052 ▼ 30% vs 2021 (€ 1,493,867) Unfavourable step	€ 10,203,316 Equity 2023: € 10,203,316 ▲ € 9.2 million vs 2022 (€ 1,045,052) Favourable step	€ 10,298,475 Equity 2024: € 10,298,475 ▲ 1% vs 2023 (€ 10,203,316) Favourable step	▲ 1%
Total debts	€ 25,335,612 Total debts 2021: € 25,335,612 First fiscal year in the series	€ 27,456,662 Total debts 2022: € 27,456,662 ▲ 8% vs 2021 (€ 25,335,612) Unfavourable step	€ 27,495,692 Total debts 2023: € 27,495,692 Unchanged (€ 27,456,662) Unfavourable step	€ 32,533,545 Total debts 2024: € 32,533,545 ▲ 18% vs 2023 (€ 27,495,692) Unfavourable step	▲ 18%
Cash	€ 10,966,671 Cash 2021: € 10,966,671 First fiscal year in the series	€ 12,836,904 Cash 2022: € 12,836,904 ▲ 17% vs 2021 (€ 10,966,671) Favourable step	€ 8,542,665 Cash 2023: € 8,542,665 ▼ 33% vs 2022 (€ 12,836,904) Unfavourable step	€ 9,530,339 Cash 2024: € 9,530,339 ▲ 12% vs 2023 (€ 8,542,665) Favourable step	▲ 12%
Retained profit	€ 53,498 Retained profit 2021: € 53,498 First fiscal year in the series	€ -395,317 Retained profit 2022: € -395,317 ▼ € 448,815 vs 2021 (€ 53,498) Unfavourable step	€ 912,947 Retained profit 2023: € 912,947 ▲ € 1.3 million vs 2022 (€ -395,317) Favourable step	€ 1,008,106 Retained profit 2024: € 1,008,106 ▲ 10% vs 2023 (€ 912,947) Favourable step	▲ 10%
Bank debt	€ 325,000 Bank debt 2021: € 325,000 First fiscal year in the series	€ 300,000 Bank debt 2022: € 300,000 ▼ 8% vs 2021 (€ 325,000) Favourable step	€ 270,000 Bank debt 2023: € 270,000 ▼ 10% vs 2022 (€ 300,000) Favourable step	€ 210,000 Bank debt 2024: € 210,000 ▼ 22% vs 2023 (€ 270,000) Favourable step	▼ 22%
Balance sheet total	€ 26,829,479 Balance sheet total 2021: € 26,829,479 First fiscal year in the series	€ 28,501,714 Balance sheet total 2022: € 28,501,714 ▲ 6% vs 2021 (€ 26,829,479) Unchanged	€ 37,699,008 Balance sheet total 2023: € 37,699,008 ▲ 32% vs 2022 (€ 28,501,714) Unchanged	€ 42,832,020 Balance sheet total 2024: € 42,832,020 ▲ 14% vs 2023 (€ 37,699,008) Unchanged	▲ 14%
Employees (FTE)	113 Employees (FTE) 2021: 113 First fiscal year in the series	111 Employees (FTE) 2022: 111 ▼ 2 vs 2021 (113) Unchanged	108 Employees (FTE) 2023: 108 ▼ 3 vs 2022 (111) Unchanged	108 Employees (FTE) 2024: 108 Unchanged (108) Unchanged

Key figures of CONCORDIA, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to CONCORDIA?

What happened at CONCORDIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Jochen Körner stepped down as director. NBB
2029 Denny Tesch stepped down as director. NBB
2027 Luc Van Antwerpen stepped down as director. NBB
2027 Steve Sartor stepped down as director. NBB
Jul 17, 2025 New annual accounts for financial year 2024: profit of € 95,159 (▼ 93% vs 2023). Source: NBB ↗
2023 Denny Tesch became a director. NBB
2022 Luc Van Antwerpen became a director. NBB
Jun 30, 2021 New establishment in Antwerpen. KBO

In short

From € 325,802 loss in 2021 to € 95,159 profit in 2024.

Paid € 859,220 in corporate taxes since 2021.

Best year ever: 2023, with € 1.3 million profit.

Original PDFs at the National Bank ↗

Management

Ecclesia International Holding GmbH 100%

CONCORDIA

VS Insurance 100%

Van Schoote NV 100%

The shares are held by Ecclesia International Holding GmbH (100%). It owns 100% of VS Insurance and 100% of Van Schoote NV itself.

Directors

According to the 2024 annual accounts

Steve Sartor

Managing director

Also active at: VS INSURANCE

since 2016 · until 2027

Jochen Körner

Chairman of the board

since 2017 · until 2029

Denny Tesch

Director

since 2023 · until 2029

Luc Van Antwerpen

Managing director

Also active at: VAN ANTWERPEN & PARTNERS, Van Schoote, ReThink-IT, BREDASTRAAT, VS INSURANCE

since 2022 · until 2027

Shareholders

Ecclesia International Holding GmbH

100%

Participations

VS Insurance

100%

Van Schoote NV

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Sassevaartstraat 46 box 301

9000 Gent

2.027.380.271

Keizer Karellaan 584 box 1

1082 Sint-Agatha-Berchem

Active since 21 May 1985

2.321.111.713

IJzerlaan 11

2060 Antwerpen

Active since 30 June 2021

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 29 companies are registered at this address.

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0427.391.205

VAT number

BE 0427.391.205

Registered office

Sassevaartstraat 46 bus 301, 9000 Gent

Names & denominations

CONCORDIA

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

21 May 1985

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

CONCORDIA

Warning lights

Financials

What happened to CONCORDIA?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions