Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B.I.V. from Liège, company number BE0425171982, closed financial year 2025 with a result of € 71,478 after tax. For that financial year B.I.V. recorded a gross margin of € 282,583 and equity of € 334,462. Compared with financial year 2024, the result moved from € 82,681 to € 71,478. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 334,462
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 71,478
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 45,523
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 234,462.
People and assets in 2025
€ 121,162
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,941
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 12,009
▼ 71% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,401
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 208,501 | € 328,269 | € 302,899 | € 282,583 | ▼ 7% |
| Profit after taxes | € 15,431 | € 71,959 | € 82,681 | € 71,478 | ▼ 14% |
| Equity | € 110,945 | € 182,904 | € 262,985 | € 334,462 | ▲ 27% |
| Total debts | € 625,702 | € 681,382 | € 298,098 | € 195,634 | ▼ 34% |
| Cash | € 223,292 | € 244,578 | € 114,163 | € 45,523 | ▼ 60% |
| Land & buildings | € 173,734 | € 161,532 | € 149,330 | € 137,128 | ▼ 8% |
| Retained profit | € 10,945 | € 82,904 | € 162,985 | € 234,462 | ▲ 44% |
| Dividend | € 0 | € 0 | € 2,600 | € 0 | ▼ 100% |
| Bank debt | € 74,427 | € 167,550 | € 10,046 | € 0 | ▼ 100% |
| Balance sheet total | € 736,647 | € 864,286 | € 561,083 | € 530,096 | ▼ 6% |
Key figures of B.I.V., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B.I.V.?
What happened at B.I.V. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marc PENNERS stepped down as director. NBB
- Eric PENNERS stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 71,478 (▼ 14% vs 2024). filed late Source: NBB ↗
- Marc PENNERS became a director. NBB
- Eric PENNERS became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,431 profit in 2022 to € 71,478 profit in 2025.
Paid € 94,843 in corporate taxes since 2022.
Best year ever: 2024, with € 82,681 profit.
Paid out € 2,600 in dividends to the owners in total.
A new publication or filing at B.I.V.? We notify you, reason included.
Follow B.I.V.Databakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Marc PENNERS
Director
since 2024 · until 2030
Eric PENNERS
Managing director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Bld de Froidmont 82
4020 Liège
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
AMAZON-02 - Amazon.com, Inc., US
DNS
OVH DNS
Domain
Domain
biv.eu
Registrar
OVH SAS
Website info
Features
Security
Details
- Company number
- 0425.171.982
- VAT number
- BE 0425.171.982
- Registered office
- Bld de Froidmont 82, 4020 Liège
- Names & denominations
- B.I.V.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 January 1984
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- biv.eu [email protected] 04 222 39 39
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis