Financials
Financial year 2024
Schade en Expertise Bureau Depestele from Tournai, company number BE0425061324, closed financial year 2024 with a result of € 21,047 after tax. For that financial year Schade en Expertise Bureau Depestele recorded a gross margin of € 146,980 and equity of € 67,702. Compared with financial year 2023, the result moved from € -20,310 to € 21,047. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 22, 2025.
€ 67,702
▲ 45% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,047
▲ still € 20,310 loss in 2023
Profit after tax over the fiscal year.
€ 4,603
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 2,540.
People and assets in 2024
€ 58,300
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 19,847
▼ 20% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 5,658
▼ 29% vs 2023
Loans from banks and other lenders, long and short.
€ 26,435
▼ 61% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 67,509
▲ 61% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 78,888 | € 151,489 | € 68,063 | € 146,980 | ▲ 116% |
| Profit after taxes | € -4,529 | € 71,296 | € -20,310 | € 21,047 | ▲ € 41,357 |
| Equity | € -4,331 | € 66,965 | € 46,655 | € 67,702 | ▲ 45% |
| Total debts | € 353,343 | € 336,429 | € 136,278 | € 110,853 | ▼ 19% |
| Cash | € 7,767 | € 36,297 | € 0 | € 4,603 | |
| Land & buildings | € 26,227 | € 23,043 | € 19,859 | € 16,674 | ▼ 16% |
| Retained profit | € -69,493 | € 1,803 | € -18,507 | € 2,540 | ▲ € 21,047 |
| Bank debt | € 0 | € 1,251 | € 8,021 | € 5,658 | ▼ 29% |
| Balance sheet total | € 349,013 | € 403,394 | € 182,933 | € 178,555 | ▼ 2% |
Key figures of Schade en Expertise Bureau Depestele, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Schade en Expertise Bureau Depestele?
What happened at Schade en Expertise Bureau Depestele in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 21,047. filed late Source: NBB ↗
- Antoine Depestele became a director. NBB
- Steven Depestele became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Lennik. KBO
In short
From € 4,529 loss in 2021 to € 21,047 profit in 2024.
Paid € 69,640 in corporate taxes since 2021.
Best year ever: 2022, with € 71,296 profit.
A new publication or filing at Schade en Expertise Bureau Depestele? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Schade en Expertise Bureau Depestele are Antoine Depestele and Steven Depestele. Steven Depestele is also behind Depestele Management Consulting and Stones & Design.
Directors
According to the 2024 annual accounts
Antoine Depestele
Director
since 2010
since 2009
Establishments
Establishment units
Physical locations of this company
Place Crombez(TOU) 25
7500 Tournai
Frans Devoghellaan 58
1750 Lennik
Active since 1 December 1983
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.061.324
- VAT number
- BE 0425.061.324
- Registered office
- Place Crombez(TOU) 25, 7500 Tournai
- Names & denominations
- Schade en Expertise Bureau Depestele · S.E.B. Depestele
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 December 1983
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs
Schade- en risico- experten
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg
Overige hulpbedrijven i.v.m. het verzekeringswezen