Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KBC Autolease from Leuven, company number BE0422562385, closed financial year 2025 with a result of € 20.8 million after tax. For that financial year KBC Autolease recorded revenue of € 505.3 million and equity of € 7.9 million. Compared with financial year 2024, the result moved from € 17.4 million to € 20.8 million. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ 7.9 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20.8 million
▲ 20% vs 2024
Profit after tax over the fiscal year.
€ 2.1 million
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 20.3 million paid out
98 % of the profit went to the shareholders, mostly to KBC Bank NV (100 % of the shares). That is where the money ends up.
People and assets in 2025
138
▼ 5.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 15.8 million
▼ 4% vs 2024
€ 114,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2.2 million
▲ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 billion
▲ 5% vs 2024
€ 352 million is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 32.9 million
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 80 days on average.
€ 3.4 million
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 354,535,669 | € 407,722,095 | € 466,123,909 | € 505,321,334 | ▲ 8% |
| Profit after taxes | € 29,261,892 | € 20,416,054 | € 17,396,385 | € 20,800,292 | ▲ 20% |
| Equity | € 7,875,140 | € 7,875,140 | € 7,875,140 | € 7,875,140 | |
| Total debts | € 1,180,601,352 | € 1,470,544,609 | € 1,607,013,056 | € 1,699,494,231 | ▲ 6% |
| Cash | € 10,100,996 | € 1,535,955 | € 5,263,285 | € 2,085,240 | ▼ 60% |
| Retained profit | € 808,844 | € 808,844 | € 808,844 | € 808,844 | |
| Dividend | € 28,980,391 | € 20,116,311 | € 17,047,164 | € 20,346,863 | ▲ 19% |
| Bank debt | € 1,075,500,000 | € 1,337,000,000 | € 1,479,248,118 | € 1,556,248,118 | ▲ 5% |
| Balance sheet total | € 1,207,607,801 | € 1,505,462,860 | € 1,653,341,406 | € 1,710,110,121 | ▲ 3% |
| Employees (FTE) | 137.4 | 145.6 | 143.2 | 138 | ▼ 5.2 |
Key figures of KBC Autolease, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KBC Autolease?
What happened at KBC Autolease in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Luc Vanbriel stepped down as director. NBB
- Martine Roggen stepped down as director. NBB
- Wannes Vermost stepped down as director. NBB
- Wim Hellemont stepped down as director. NBB
- Paul Boddaert stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 20.8 million (▲ 20% vs 2024). Source: NBB ↗
- Sarah De Pauw stepped down as director. NBB
- Sarah De Pauw became a director. NBB
In short
From € 29.3 million profit in 2022 to € 20.8 million profit in 2025.
Paid € 41.5 million in corporate taxes since 2022.
Best year ever: 2022, with € 29.3 million profit.
Paid out € 86.5 million in dividends to the owners in total.
A new publication or filing at KBC Autolease? We notify you, reason included.
Follow KBC AutoleaseDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by KBC Bank NV (100%). It owns 99.9% of KBC Lease Luxembourg SA itself.
Directors
According to the 2025 annual accounts
Luc Vanbriel
Director
since 2025 · until 2031
Martine Roggen
Director
since 2025 · until 2031
Wannes Vermost
Managing director
since 2025 · until 2031
Sarah De Pauw
Director
since 2026 · until 2026
Wim Hellemont
Chairman of the board
since 2025 · until 2031
Paul Boddaert
Director
since 2025 · until 2031
Shareholders
100%
Participations
KBC Lease Luxembourg SA
99.9%
Establishments
Establishment units
Physical locations of this company
Professor Van Overstraetenplein 5
3000 Leuven
Ambachtsstraat 10
1840 Londerzeel
Active since 2 April 1999
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.562.385
- VAT number
- BE 0422.562.385
- Registered office
- Professor Van Overstraetenplein 5, 3000 Leuven
- Names & denominations
- KBC Autolease
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 1982
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Financiële lease
Financiële leasing
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)