Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KBC Autolease from Leuven, company number BE0422562385, closed financial year 2025 with a result of € 20.8 million after tax. For that financial year KBC Autolease recorded revenue of € 505.3 million and equity of € 7.9 million. Compared with financial year 2024, the result moved from € 17.4 million to € 20.8 million. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ 7.9 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20.8 million
▲ 20% vs 2024
Profit after tax over the fiscal year.
€ 2.1 million
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 20.3 million paid out
98 % of the profit went to the shareholders, mostly to KBC Bank NV (100 % of the shares). That is where the money ends up.
People and assets in 2025
138
▼ 5.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 15.8 million
▼ 4% vs 2024
€ 114,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2.2 million
▲ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 billion
▲ 5% vs 2024
€ 352 million is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 32.9 million
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 80 days on average.
€ 3.4 million
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 354,535,669 | € 407,722,095 | € 466,123,909 | € 505,321,334 | ▲ 8% |
| Profit after taxes | € 29,261,892 | € 20,416,054 | € 17,396,385 | € 20,800,292 | ▲ 20% |
| Equity | € 7,875,140 | € 7,875,140 | € 7,875,140 | € 7,875,140 | |
| Total debts | € 1,180,601,352 | € 1,470,544,609 | € 1,607,013,056 | € 1,699,494,231 | ▲ 6% |
| Cash | € 10,100,996 | € 1,535,955 | € 5,263,285 | € 2,085,240 | ▼ 60% |
| Retained profit | € 808,844 | € 808,844 | € 808,844 | € 808,844 | |
| Dividend | € 28,980,391 | € 20,116,311 | € 17,047,164 | € 20,346,863 | ▲ 19% |
| Bank debt | € 1,075,500,000 | € 1,337,000,000 | € 1,479,248,118 | € 1,556,248,118 | ▲ 5% |
| Balance sheet total | € 1,207,607,801 | € 1,505,462,860 | € 1,653,341,406 | € 1,710,110,121 | ▲ 3% |
| Employees (FTE) | 137.4 | 145.6 | 143.2 | 138 | ▼ 5.2 |
By revenue, KBC Autolease ranks 2nd of 7 companies with main activity “Financiële lease” in Flemish Brabant that publish figures (fiscal year 2025).
Key figures of KBC Autolease, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about KBC Autolease the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
Connect ChatGPT or Claude for free- ChatGPT
- Claude
Free account, no payment card. Key figures unlimited, the annual accounts and deeds of 10 companies a month. Need more? Get in touch, we are looking for our first pilot users.
What happened to KBC Autolease?
What happened at KBC Autolease in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Luc Vanbriel stepped down as director. NBB
- Martine Roggen stepped down as director. NBB
- Wannes Vermost stepped down as director. NBB
- Wim Hellemont stepped down as director. NBB
- Paul Boddaert stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 20.8 million (▲ 20% vs 2024). Source: NBB ↗
- Sarah De Pauw stepped down as director. NBB
- Sarah De Pauw became a director. NBB
In short
From € 29.3 million profit in 2022 to € 20.8 million profit in 2025.
Paid € 41.5 million in corporate taxes since 2022.
Best year ever: 2022, with € 29.3 million profit.
Paid out € 86.5 million in dividends to the owners in total.
Management
The shares are held by KBC Bank NV (100%). It owns 99.9% of KBC Lease Luxembourg SA itself.
Directors
According to the 2025 annual accounts
Luc Vanbriel
Director
since 2025 · until 2031
Martine Roggen
Director
since 2025 · until 2031
Wannes Vermost
Managing director
since 2025 · until 2031
Sarah De Pauw
Director
since 2026 · until 2026
Wim Hellemont
Chairman of the board
since 2025 · until 2031
Paul Boddaert
Director
since 2025 · until 2031
Shareholders
100%
Participations
KBC Lease Luxembourg SA
99.9%
Establishments
Establishment units
Physical locations of this company
Professor Van Overstraetenplein 5
3000 Leuven
Ambachtsstraat 10
1840 Londerzeel
Active since 2 April 1999
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Flemish Brabant
Same main activity (Financiële lease), 24 active companies in Flemish Brabant, largest first.
€ 810 million revenue · 2025 · Kortenberg
€ 281.1 million revenue · 2025 · Machelen (Brab.)
Toyota Financial Services Belgium
€ 66.3 million revenue · 2026 · Zaventem
ATHLON CAR LEASE RENTAL SERVICES BELGIUM
€ 15.3 million revenue · 2025 · Machelen (Brab.)
€ 7 million revenue · 2025 · Meise
€ 1.7 million revenue · 2025 · Vilvoorde
Details
- Company number
- 0422.562.385
- VAT number
- BE 0422.562.385
- Registered office
- Professor Van Overstraetenplein 5, 3000 Leuven
- Names & denominations
- KBC Autolease
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 1982
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Financiële lease
Financiële leasing
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)