Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
23 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
REDERIJ STEPHANIE from Knokke-Heist, company number BE0420919820, closed financial year 2025 with a result of € -25,294 after tax. For that financial year REDERIJ STEPHANIE recorded a gross margin of € 1.2 million and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 118,004 to € -25,294. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 1.9 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,294
▼ still € 118,004 profit in 2024
Profit after tax over the fiscal year.
€ 629,239
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.7 million.
People and assets in 2025
7.4
▼ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 971,996
▼ 2% vs 2024
€ 131,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1.3 million
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 40,364
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 119,797
▼ 12% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,262,380 | € 930,414 | € 1,450,578 | € 1,248,996 | ▼ 14% |
| Profit after taxes | € 43,440 | € -56,621 | € 118,004 | € -25,294 | ▼ € 143,298 |
| Equity | € 2,373,047 | € 2,316,427 | € 1,919,431 | € 1,894,753 | ▼ 1% |
| Total debts | € 1,302,495 | € 330,634 | € 907,851 | € 347,596 | ▼ 62% |
| Cash | € 537,872 | € 209,911 | € 608,396 | € 629,239 | ▲ 3% |
| Land & buildings | € 27,516 | € 27,516 | € 27,516 | € 27,516 | |
| Retained profit | € 2,211,916 | € 2,155,296 | € 1,762,678 | € 1,737,539 | ▼ 1% |
| Dividend | € 1,100,000 | € 0 | € 515,000 | € 0 | ▼ 100% |
| Balance sheet total | € 4,147,222 | € 3,056,992 | € 3,175,463 | € 2,528,859 | ▼ 20% |
| Employees (FTE) | 7.6 | 7.1 | 8.6 | 7.4 | ▼ 1.2 |
Key figures of REDERIJ STEPHANIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to REDERIJ STEPHANIE?
What happened at REDERIJ STEPHANIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 25,294 (▼ € 143,298 vs 2024). filed late Source: NBB ↗
- Maureen Vanovenberghe became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,440 profit in 2022 to € 25,294 loss in 2025.
Paid € 282,305 in corporate taxes since 2022.
Best year ever: 2024, with € 118,004 profit.
On average € 168,800 of value added per employee in 2025.
A new publication or filing at REDERIJ STEPHANIE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind REDERIJ STEPHANIE is Maureen Vanovenberghe. Maureen Vanovenberghe is also behind Rederij Artevelde, SEMPER - CONFIDENS, REDERIJ POOLSTER, REDERIJ LADRAM and O-81 JAIDY.
Directors
According to the 2025 annual accounts
Maureen Vanovenberghe
Director
Also active at: Rederij Artevelde, SEMPER - CONFIDENS, REDERIJ POOLSTER, REDERIJ LADRAM, O-81 JAIDY, REDERIJ LANGEDAM, REDERIJ Z.189, REDERIJ Z.187
since 2026
Establishments
Establishment units
Physical locations of this company
Invalidenlaan 14
8301 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 23 companies are registered at this address.
All companies at this address →Rederij Artevelde same network
€ -9,709 gross margin · 2025
REDERIJ VANDERBEKEN - LOUWAGIE
€ 1.1 million gross margin · 2025
REDERIJ NELE
€ -25,092 gross margin · 2024
SAMENWERKING
€ 1.1 million gross margin · 2023
SEMPER - CONFIDENS same network
€ 650,168 gross margin · 2025
+18 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.919.820
- VAT number
- BE 0420.919.820
- Registered office
- Invalidenlaan 14, 8301 Knokke-Heist
- Names & denominations
- REDERIJ STEPHANIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 November 1980
- Peppol
- Active · Active since 13 Aug 2025
- Activities · NACE
Zeevisserij
Visserij