Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MAXITRUCK FINANCE & LEASE from Waregem, company number BE0417226890, closed financial year 2025 with a result of € 14,388 after tax. For that financial year MAXITRUCK FINANCE & LEASE recorded revenue of € 13.1 million and equity of € 3.7 million. Compared with financial year 2024, the result moved from € 1.6 million to € 14,388. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 3.7 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,388
▼ 99% vs 2024
Profit after tax over the fiscal year.
€ 273,475
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 14,000 paid out
97 % of the profit went to the shareholders, mostly to SIBA 2000 (100 % of the shares). That is where the money ends up.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 56,815
▲ 15% vs 2024
€ 56,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10.4 million
▼ 13% vs 2024
Of which on lease € 8.9 million.
Debts at end 2025
€ 9.7 million
▼ 7% vs 2024
€ 3.7 million is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1.1 million
▲ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 55 days on average.
€ 12,510
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 13,281,303 | € 13,146,458 | ▼ 1% |
| Gross margin | € 6,892,668 | € 8,398,167 | - | - | |
| Profit after taxes | € 2,070,336 | € 2,659,172 | € 1,568,048 | € 14,388 | ▼ 99% |
| Equity | € 3,283,904 | € 3,643,076 | € 3,661,124 | € 3,661,513 | |
| Total debts | € 15,625,022 | € 14,849,537 | € 13,548,838 | € 11,898,074 | ▼ 12% |
| Cash | € 2,025,988 | € 1,852,671 | € 445,339 | € 273,475 | ▼ 39% |
| Retained profit | € 1,283,904 | € 1,643,076 | € 1,661,124 | € 1,661,513 | |
| Dividend | € 1,630,000 | € 2,300,000 | € 1,550,000 | € 14,000 | ▼ 99% |
| Bank debt | € 12,593,046 | € 12,919,938 | € 10,481,533 | € 9,740,497 | ▼ 7% |
| Balance sheet total | € 18,908,926 | € 18,492,613 | € 17,209,963 | € 15,559,587 | ▼ 10% |
| Employees (FTE) | 1 | 1 | 1 | 1 |
Key figures of MAXITRUCK FINANCE & LEASE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to MAXITRUCK FINANCE & LEASE?
What happened at MAXITRUCK FINANCE & LEASE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Siba 2000 NV stepped down as director. NBB
- K-H Consult BV stepped down as director. NBB
- Vago Invest NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 14,388 (▼ 99% vs 2024). Source: NBB ↗
- Siba 2000 NV became a director. NBB
- K-H Consult BV became a director. NBB
- Vago Invest NV became a director. NBB
- New establishment in Waregem. KBO
In short
From € 2.1 million profit in 2022 to € 14,388 profit in 2025.
Paid € 4,484 in corporate taxes since 2022.
Best year ever: 2023, with € 2.7 million profit.
On average € 8.4 million of value added per employee in 2023.
A new publication or filing at MAXITRUCK FINANCE & LEASE? We notify you, reason included.
Follow MAXITRUCK FINANCE & LEASEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SIBA 2000 comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MAXITRUCK FINANCE & LEASEThe shares are held by SIBA 2000 (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Christine Vanneste
since 2024 · until 2029
Director · represented by Karl-Heinz Vervaeke
since 2024 · until 2029
Managing director · represented by John Vanneste
since 2024 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Franklin Rooseveltlaan 121
8790 Waregem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0417.226.890
- VAT number
- BE 0417.226.890
- Registered office
- Franklin Rooseveltlaan 121, 8790 Waregem
- Names & denominations
- MAXITRUCK FINANCE & LEASE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 1977
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Verhuur van auto's
Verhuur en lease van vrachtwagens
Detailhandel in andere motorvoertuigen (> 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)