Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VANCIA MOBILITY LEASE from Kortrijk, company number BE0407651111, closed financial year 2025 with a result of € 2.7 million after tax. For that financial year VANCIA MOBILITY LEASE recorded revenue of € 85 million and equity of € 76.9 million. Compared with financial year 2024, the result moved from € 5.1 million to € 2.7 million. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 76.9 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2.7 million
▼ 47% vs 2024
Profit after tax over the fiscal year.
€ 1.4 million
▲ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 51.3 million.
People and assets in 2025
39.7
▲ 2.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.8 million
▲ 11% vs 2024
€ 69,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 102,534
▼ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 112.3 million
▼ 7% vs 2024
€ 46.9 million is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 11 million
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 120 days on average.
€ 1.4 million
▲ 210% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 70,554,806 | € 81,756,060 | € 85,322,287 | € 85,024,374 | |
| Profit after taxes | € 9,223,619 | € 9,710,905 | € 5,138,037 | € 2,735,038 | ▼ 47% |
| Equity | € 59,358,048 | € 69,068,954 | € 74,206,991 | € 76,942,029 | ▲ 4% |
| Total debts | € 100,486,353 | € 143,656,882 | € 150,034,340 | € 144,232,361 | ▼ 4% |
| Cash | € 941,983 | € 338,074 | € 1,006,461 | € 1,373,954 | ▲ 37% |
| Land & buildings | € 3,256,681 | € 3,678,331 | € 3,545,941 | € 3,405,683 | ▼ 4% |
| Retained profit | € 33,666,823 | € 43,377,729 | € 48,515,766 | € 51,250,804 | ▲ 6% |
| Bank debt | € 75,402,825 | € 109,069,159 | € 120,492,548 | € 112,254,576 | ▼ 7% |
| Balance sheet total | € 170,579,395 | € 224,604,760 | € 235,573,017 | € 231,860,848 | ▼ 2% |
| Employees (FTE) | 31.4 | 34.6 | 37 | 39.7 | ▲ 2.7 |
Key figures of VANCIA MOBILITY LEASE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VANCIA MOBILITY LEASE?
What happened at VANCIA MOBILITY LEASE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bernard Vandecasteele stepped down as director. NBB
- Nathalie Vandecasteele stepped down as director. NBB
- V.D. INVEST NV stepped down as director. NBB
- Christophe Vandecasteele stepped down as director. NBB
- HANNO BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2.7 million (▼ 47% vs 2024). Source: NBB ↗
- Bernard Vandecasteele became a director. NBB
- Nathalie Vandecasteele became a director. NBB
In short
From € 9.2 million profit in 2022 to € 2.7 million profit in 2025.
Paid € 7.9 million in corporate taxes since 2022.
Best year ever: 2023, with € 9.7 million profit.
Pays suppliers within 120 days on average.
Management
It owns 100% of Vancia Car Lease France itself.
Directors
According to the 2025 annual accounts
Nathalie Vandecasteele
Director
Also active at: GARAGE VANDECASTEELE, AKT CCI Wallonie picarde, OV INVEST
since 2020 · until 2026
Managing director · represented by Noël Vandecasteele
since 2020 · until 2026
Christophe Vandecasteele
Director
since 2020 · until 2026
Director · represented by Guy Hannosette
since 2020 · until 2026
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
President Kennedypark(Kor) 23A
8500 Kortrijk
President Kennedypark(Kor) 23 box A
8500 Kortrijk
Active since 9 December 2006
Moeskroensesteenweg(Aal) 212
8511 Kortrijk
Active since 1 December 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
EFFIX-, BE
Domain
Domain
vanciacarlease.com
Registered
2011-11-04
Registrar
EPAG Domainservices GmbH
Expires
2026-11-04
Website info
Features
Security
Details
- Company number
- 0407.651.111
- VAT number
- BE 0407.651.111
- Registered office
- President Kennedypark(Kor) 23A, 8500 Kortrijk
- Names & denominations
- VANCIA MOBILITY LEASE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 1970
- Peppol
- Active · Active since 6 Feb 2026
- Contact
- vanciacarlease.com
- Activities · NACE
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Verhuur van auto's
Goederenvervoer over de weg
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)