Financials
Financial year 2025
ASSURANCES MOSANES - ASSUREURS-CONSEILS from Liège, company number BE0417203532, closed financial year 2025 with a result of € -78,695 after tax. For that financial year ASSURANCES MOSANES - ASSUREURS-CONSEILS recorded a gross margin of € 2 million and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 107,069 to € -78,695. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 1.3 million
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -78,695
▼ still € 107,069 profit in 2024
Profit after tax over the fiscal year.
€ 171,211
▲ € 168,872 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
People and assets in 2025
20.7
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
€ 75,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 204,529
▲ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▲ 237% vs 2024
€ 386,125 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 536,810
▲ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 283,547
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,737,665 | € 2,081,844 | € 2,150,795 | € 2,047,195 | ▼ 5% |
| Profit after taxes | € -46,633 | € 8,283 | € 107,069 | € -78,695 | ▼ € 185,764 |
| Equity | € 1,243,591 | € 1,251,874 | € 1,358,943 | € 1,280,248 | ▼ 6% |
| Total debts | € 1,278,997 | € 1,255,801 | € 1,075,928 | € 2,464,996 | ▲ 129% |
| Cash | € 76,401 | € 437,934 | € 2,339 | € 171,211 | ▲ € 168,872 |
| Retained profit | € 1,143,591 | € 1,151,874 | € 1,258,943 | € 1,180,248 | ▼ 6% |
| Bank debt | € 731,561 | € 587,166 | € 441,338 | € 1,485,893 | ▲ 237% |
| Balance sheet total | € 2,522,588 | € 2,507,675 | € 2,434,871 | € 3,745,244 | ▲ 54% |
| Employees (FTE) | 20.3 | 20.9 | 20.1 | 20.7 | ▲ 0.6 |
Key figures of ASSURANCES MOSANES - ASSUREURS-CONSEILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES MOSANES - ASSUREURS-CONSEILS?
What happened at ASSURANCES MOSANES - ASSUREURS-CONSEILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Maxime Laurenty stepped down as director. NBB
- Sevimax stepped down as director. NBB
- Laurent Grutman stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 78,695 (▼ € 185,764 vs 2024). Source: NBB ↗
- New establishment in Huy. KBO
- Maxime Laurenty became a director. NBB
- Sevimax became a director. NBB
- Laurent Grutman became a director. NBB
In short
From € 46,633 loss in 2022 to € 78,695 loss in 2025.
Paid € 234,487 in corporate taxes since 2022.
Best year ever: 2024, with € 107,069 profit.
On average € 98,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Compagnie immobilière et financière comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ASSURANCES MOSANES - ASSUREURS-CONSEILSBehind ASSURANCES MOSANES - ASSUREURS-CONSEILS is François LAURENTY. The shares are held by Compagnie immobilière et financière (100%).
Directors
According to the 2025 annual accounts
François LAURENTY
Chairman of the board, Managing director
Also active at: LAURENTY, Compagnie immobilière et financière, ASSURVIA, LAURENTY BATIMENTS GEBOUWEN, LAURENTY ESPACES VERTS - GROENE ZONES, LAURENTY BALAYAGE de voiries - WEGENNET, HOME&PRESSING SERVICES, FLY Management +1 more
Maxime Laurenty
Director
Also active at: LAURENTY, Embuild Liège, Compagnie immobilière et financière, LAURENTY BATIMENTS GEBOUWEN, LAURENTY ESPACES VERTS - GROENE ZONES, LAURENTY BALAYAGE de voiries - WEGENNET, C'EST VENDREDI !, MATY Management
since 2024 · until 2030
Director · represented by Sébastien Meurice
since 2024 · until 2030
Laurent Grutman
Director
Also active at: LAURENTY, Compagnie immobilière et financière, LAURENTY BATIMENTS GEBOUWEN, LAURENTY ESPACES VERTS - GROENE ZONES, LGTech, LGT Management
since 2024 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bld de Froidmont 38
4020 Liège
Rue du Centre 26
4140 Sprimont
Active since 2 July 2021
Chaussée de Waremme 206
4500 Huy
Active since 27 December 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
mosanes.be
Registered
2016-10-05
Website info
Features
Security
Details
- Company number
- 0417.203.532
- VAT number
- BE 0417.203.532
- Registered office
- Bld de Froidmont 38, 4020 Liège
- Names & denominations
- ASSURANCES MOSANES - ASSUREURS-CONSEILS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 January 1977
- Peppol
- Active · Active since 26 Jun 2025
- Contact
- mosanes.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten